Regions Bank has 1,500 branches in 15 states spread out acroess the South and Midwest. Their checking and savings accounts only require just $50 to open, and they come with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.
Meanwhile, PNC Bank has 2,600 branches in about 19 states mostly from the East. Their checking accounts have a special feature called the Virtual Wallet tool. This enables you to receive help and reach your goals with this perk. Plus, account fees can easily be waived when you meet the account balance or direct deposit requirements.
Read below to compare Regions Bank and PNC Bank.
| BONUS LINK | OFFER | REVIEW |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
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| Regions Bank | PNC Bank | |
| Locations | Over 1,500 branches
(Locator) |
Nearly 2,600 branches
(Locator) |
| ATMs | More than 1900 ATMs in 15 Southern and Midwestern US states. | About 15,000 ATMs |
| Savings | 4/5 | 3/5 |
| CD | 3.5/5 | 2/5 |
| Checking | 3.5/5 | 4/5 |
| Money Market | 3/5 | 3.2/5 |
| Customer Service | 3.5/5 | 4/5 |
| Mobile App | 3/5 | 4.2/5 |
| Pros | -$50 to open checking account -Relationship Rewards program -LifeGreen Savings annual bonus |
-Virtual Wallet tools -Relatively easy to waive fees -Free student account |
| Cons | -No free checking option -Limited branches -Low savings APY |
-Limited branches
-Low APY |
| Bottom Line | South and Midwest bank with special reward programs | PNC Bank has excellent financial tools and services. |
Comparing Both Banks
While taking a look at a side to side comparison of both banks, Regions Bank seems to offer better savings and CD deposit accounts. However, PNC bank seems to take an edge over customer support and their mobile app. PNC Bank offers multiple financial tools that can help you save money and manage your funds conveniently. They also offer free student checking account.
On the other hand, Regions Bank offers a relationship rewards program which rewards you for saving money and being a financial partner. The only downside is that they offer no free checking account and also have limited branches in only 15 Southern and Midwestern State.
Different Bank Accounts
It will only take a few minutes to open an account with Regions Bank online. Most of their accounts come with monthly fees that can be waived. They offer 6 different checking accounts which include: LifeGreen Checking, eAccess Checking, Simple Green Checking, Preferred Checking, Student Checking, and 62+ Checking.
With PNC Bank, they also have many checking and savings accounts to choose from. There are 3 different checking accounts you can sign up for: Performance Select, Performance Checking, and Standard Checking. Additionally, these accounts will come with a Virtual Wallet. As mentioned above, this feature will enable you to do so much with your account.
Conclusion
Overall, looking for a bank to put your money into can be difficult. However, with this guide, you’ll be able to see the comparisons and differences both banks have. Judging from the chart above, it seems that Regions Bank offers the better account but they are more limited than PNC Bank in terms of nationwide availability. However, both accounts offer a relatively low APY.
