The Regions Premium Credit Card has an offer going for 30,000 Relationship Rewards bonus points when you spend a minimum of $2,000 in the first 90 days. The Regions Bank says, their miles have a $300 value. Including the $125 annual fee, the welcome bonus will handle the cost of the credit card for two years. See our list for more offers such as the one from the Chase Sapphire Preferred Card.
The Regions Premium Visa Signature card offers a flat rate of 1.5x points on all daily purchases, which you can use for cash, travel, merchandise and more. While that rate isn’t extremely amazing, it receives a decent boost if you own an account at Regions Bank and meet deposit balance qualifications (more on that later).
If you are not able to pay $125 a year on a credit card, you’ll want to look into lower-cost credit cards instead.
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Regions Premium Card Quick Facts
|Bonus Available||Earn 30,000 bonus points when you make a minimum of $2,000 in purchases within the first 90 days of opening your account.|
|Ongoing Rewards/Benefits||Get unlimited 1.5 points for every $1 spent on all purchases.
Receive up to 1 extra point for every $1 spent on all purchases, based on certain balances in your Regions deposit accounts.
|Foreign Transaction Fee||No|
- Welcome bonus offered
- Relationship bonus offered
- No foreign transaction fees
- Annual fee
- Good-Excellent credit needed to qualify
- Low earning potential
- Minimum redemption requirements
- Rewards expire
- Limited availability
Editor’s Alternate Pick
The Chase Sapphire Preferred® Card 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards.
• 5X points on travel purchased through Chase Ultimate Rewards
• 3X points on dining
• 3X points on select streaming services and online grocery purchases
• 2X points on all other travel purchases
• 1X point per $1 spent on all other purchases
Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value!
This card carries a $95 annual fee.
Regions Premium Card 30,000 Bonus Points Offer
Make use of the Regions Premium card’s introductory offer of: 30,000 Relationship Rewards bonus points. Their Regions Bank site says that these 30k points are worth $300 when you cash them in.
You should charge a minimum of $2,000 to your card in the first 90 days of opening your account to qualify for the bonus offer
Here are some ideas on meeting the spending requirement:
What are Relationship Rewards Points Worth?
Compared to majority of the other rewards cards, the value of your points reflects on how you chose use them. According to Regions, each Relationship Rewards point is worth about $0.01. That’s equal to the industry average.
When your points are ready to redeem, you have a couple choices, including:
- Cash: starting at 25,000 points
- Travel: starting at 25,000 points
- Merchandise: starting at 2,800 points
- Gift cards: starting at 750 points
To receive high quality for your Relationship Rewards points, use them for cash redemptions. Keep in mind, the points you earned will expire within 48 months from the date you earned them.
Regions Premium Top Card Features
Using the Regions Rewards Multiplier, the more money you put into your deposit accounts, the more points your credit card purchases will receive.Using the Regions Rewards Multiplier, the more money you put into your deposit accounts, the more points your credit card purchases will receive.
|Tier||Average Balance||Extra Points||Rewards Rate|
|1||$15,000 – $30,000||0.25 point / $1||1.75 points / $1|
|2||$30,000 – $50,000||0.5 point / $1||2 points / $1|
|3||$50,000+||1 point / $1||2.5 points / $1|
Eligible deposit accounts include:
- Money market
There are no fees to join, but you have to register to collect all the bonus rewards.
Buy anything overseas without stressing over foreign transaction fees with the Regions Premium credit card.
Regions Premium Card Availability
The Regions Premium card is limited to certain locations, that includes:
- North Carolina
- South Carolina
The Regions Premium Visa Signature card is a great card to use if you already have accounts with Regions Bank. But its high priced annual fee and hardly any value-added perks will drive most customers away.
(Visit Regions Premium Visa for more details)
What's the Competition?
There are some top competitors to Regions Premium Visa Card below.
The British Airways Visa Signature® Card offers 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
• 5X Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 18 months from account opening, thereafter earn 3X Avios.
• 3X Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 18 months from account opening, thereafter earn 2X Avios.
• 1X Avios per $1 spent on all other purchases.
This card comes with a $95 annual fee and no foreign transaction fees. You'll be able to get 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials. In addition, every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply.
• 4X Membership Rewards Points on Restaurants, including takeout and delivery
• 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
$120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees).