Scient Federal Credit Union CD Review: 2.75% APY 12-Month CD, 3.40% APY 48-Month CD Specials (Connecticut, Massachusetts, New York, Rhode Island)

If you are a resident of Connecticut, Massachusetts, New York, or Rhode Island and currently looking for great savings rates, then make sure you keep reading. Scient Federal Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. They currently offer standard CD rates from 3-months to 60-months with 0.15% to 1.35% APY Rates. They also have a special 12-Month CD term with 2.75% APY and 48-Month CD term with 3.40% APY on $1,000 balances or more. By joining Scient Federal Credit Union, you get to enjoy earning higher rate of interest than regular savings account.

Eligibility: If you are an employee or retiree of one of their select employer groups, hen you are eligible along with your immediate family members. Be sure to visit their membership page for additional information on whether or not you are eligible to join this credit union.

Scient Federal Credit Union CD Summary

• Direct Link to Offer
  
• Account Type: CD account
• Current Promotion: 12-Month CD 2.75% APY , 48-Month CD 3.40% APY
• Special APY Rates/Balance requirements:
  • 12-Month CD Term:
    • 2.75% – $1,000
  • 48-Month CD Term:
    • 3.40% – $1,000
• APY Rates/Balance Requirements: 
  • Standard CD
    • 0.15% APY for 3-Month CD – $500
    • 0.25% APY for 6-Month CD – $500
    • 0.30% APY for 9-Month CD -$500
    • 0.40% APY for 12-Month CD – $500
    • 0.60% APY for 24-Month CD – $500
    • 1.04% APY for 36-Month CD – $500
    • 1.20% APY for 48-Month CD – $500
    • 1.35% APY for 60-Month CD -$500
• Availability: CT, MA, NY, RI (Bank Locator)
• Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
• Minimum Balance Requirement: Varies by account, see above
• Additional Requirements: None listed
• Early Withdrawal Fee: A penalty may be imposed for early withdrawal.
• Auto-Renewal: None listed, check with CSR

Scient Federal Credit Union Best CD Rates

Overall, Scient Federal Credit Union ranked high across the board from our statewide Best 1-Year CD Rates & Best 4-Year CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

Scient Federal Credit Union CD Account Features

• Different terms
• Earns higher rate of interest than regular savings account
• Interest compounds
• High and competitive CD Specials
• NCUA insured

Conclusion

If you are interested in a short term or long term CD, look no further as Scient Federal Credit Union offers you a standard and special CD rates that go up to 2.75% APY on 12-Month CD Term or 3.40% APY on 48-Month CD term. Remember, both specials ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!

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