If you need to improve or re-establish your credit history, secured credit cards are a great place to start at. With S&T Bank’s Secured VISA Card, you’ll have the convenience of credit including the option to carry a balance while earning interest on your secured savings account. This is an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
Editor’s Note: Before getting into this post, I recommend that you check out our How To Build Credit With Secured Credit Cards post.
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Alternative Secured Credit Cards:
Alternative Credit Cards:
This section is for cards recommended after you have the adequate credit score established:
S&T Bank Secured VISA Card Summary:
- Apply Now
- Best Feature: Build Credit
- Annual Fee: $0
- Expiration Date: none
- Additional Advice: Open a secured savings account
S&T Bank Secured VISA Card Features
- Receive up to a $5,000 credit limit.
- Reports to all three credit bureaus
- Simply open a secured savings account
- Improve or re-establish your credit history
- $35 Annual Fee
Conclusion:
S&T Bank’s Secured VISA Card serves as your go-to for rebuilding your tarnished credit scores. Simply open a secured savings account that is pledged as security for your credit card account. Merchants and retailers won’t even know your card is secured when you use it to make purchases. You’ll be able to receive up to $5,000 in credit limit depending on your security deposit. One thing I may have to note is that there’s a $35 annual fee attached, which is decent, but there’s better secured cards out there with no annual fee and even provides you with rewards for responsible usage like the Discover it® Secured Card which ranks the top of our Best Secured Credit Cards of 2017. Ending this post, be sure to check out our complete list of Credit Card Promotions, for all of your credit card necessities!
I applied for an S&T secured credit card and have not received an answer. Could you let me know the status please.
please email me.