Synchrony Bank CD Account Offer: 2.75% APY 15 Month Term (Nationwide)

Synchrony Bank is now offering residents nationwide a generous 2.75% APY on a 15-month CD. For those who are not familiar with Synchrony Bank, the bank offers some of the highest rates available in the nation and now for a limited time, it gets even better!

With the new rate, you can open a new 13-month CD and earn the generous rate on a $2,000 opening balance. You will be able to enjoy a range of features to better your banking experience! If you are interested, I suggest you apply as soon as you can! In addition, you can also check out other great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.

Synchrony Bank CD Rates Summary

• Sign Up
• Account Type: Certificate of Deposit
• Current Promotion: 15-Month 2.75% APY Rate CD 
• Availability: Nationwide
• Soft/Hard Pull: Unknown
• Minimum Balance Requirement: $2,000
• Additional Requirements:
  • Must have a valid U.S. residence
  • U.S. Social Security Number or a U.S. Tax Identification Number
  • U.S. Driver’s License, State Identification Number or Military ID.
• Early Withdrawal Fee: An early withdrawal penalty may be assessed if you makes a withdrawal prior to the CD maturity date. terms of 12 month or less: 90 days of simple interest at the current rate, terms of more than 12 months but less than 48 months: 180 days of simple interest at the current rate and terms of 48 months or more: 365 days of simple interest at the current rate.
• Auto-Renewal: Unknown

Synchrony Bank Best CD Rates:

All in all, Synchrony Bank ranks nicely across the board from our Best 1-Year CD Rates in the nationwide listing. They will make you feel supported and help put you in control of your hard earned funds. With only $2,000 minimum opening deposit, you can enjoy earning interest on your funds with their competitive rates. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

Synchrony Bank CD Account Features:

• Online Access: Users have the choice between managing their funds online, or easy access to one of the bank’s live representatives, 24/7.
• Mobile Banking: Download the bank’s mobile app to track the progress of their CD earnings, it’s up to date at all times, so you can track your progress and see how much you’re earning.

Conclusion

If you do not have an active account through Synchrony Bank and would like to be part of this great financial institution, then I recommend you head on to their website and apply today! Simply provide a $2,000 deposit and the generous APY rate is yours on an account for 13 months. Additionally, you will get to enjoy a host of generous features as well as enjoying a wide range of competitive rates. However, if you’re not currently interested, then be sure to check out our complete list of CD Rates for all you CDs needs!

See our favorite Bank Rates to earn high interest!

• American Express® High-Yield Savings Account Review
• Discover Bank Online Savings Account Review
• HSBC Direct Savings Account Review
• CIT Bank Money Market Account Bonus
• Barclays Online Savings Review
• Synchrony Bank High Yield Savings Account Review

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

The American Express® Gold Card offers 75,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. • 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. • 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. • 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. • 1X Membership Rewards® point per dollar spent on all other eligible purchases. Other benefits: • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply. • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at U.S. Dunkin' locations. • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required. • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required. • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property. This card has an annual fee of $325 with no foreign transaction fees (See Rates & Fees). Terms Apply. Learn More About This Card