Frequent Target shoppers can save 5% at Target and Target.com with the Target REDcard. Users can get just that plus additional features such as free shipping on most items at Target.com, extended returns (30 extra days), all on top of no annual fee.
You’ll also be able to combine your 5% REDcard savings with Cartwheel, Target Subscriptions and/or coupons for that even deeper discount on your target purchases.
Plus, new applicants can sign up for a REDcard debit or credit card and get a $50 off a future qualifying purchase over $50 coupon when approved for a credit or debit RedCard.
Editor’s Note: There’s currently two versions of the REDCard: credit and debit. Both offer practically the same benefits, no gimmicks, no strings attached. However, the credit card version comes with a high standard interest APR as well as high late payment and missed payment fees.
Target RedCard Summary
- 5% off purchases every day in store and online at Target.com
- Free shipping at Target.com
- Extra 30 days for returns
- Target donates 1% of your REDcard purchases made at Target and Target.com to the eligible K-12 school of your choice
- Chip-and-PIN Enabled
- Manage account and make payments online
- No annual fee
Target RedCard Offer
- Direct Link To Offer
- Get $50 off a future qualifying purchase over $50 when approved for a debit, credit or reloadable RedCard in-stores and at Target.com.
Terms
- Save $50 on a future qualifying purchase over $50 when approved for credit or debit RedCard
- RedCard Credit & Debit: Get a coupon for $50 off one future qualifying purchase over $50 when you are approved for a debit or credit RedCard in-store or at Target.com. The coupon will be mailed to the approved cardholders with their RedCard. You will have at least 30 days to redeem the coupon. See exact coupon expiration date on the back of the coupon. Must upload coupon to Target App and be fully enrolled in Target Circle™ to redeem coupon prior to the end of the coupon expiration date. *Excludes items sold by Target Plus™ Partners, alcohol, Apple products, Barbie camper and houses, Beats, Black History Month, Bose, Bratz Collector and Designer Dolls, Breville, Bullseye’s Playground, Cards Against Humanity, Casper, clinic & pharmacy, Cricut, dairy milk, Disney Princess Castle, Do-a-Dot, Doona, DSLR cameras & lenses, Dynamic Coins, Dyson, Fisher Price Laugh n Learn, Fitbit, Funko Standard Pop, gift cards, GilletteLabs Heated Razor Starter Kit by Gillette – 3ct, Google, Hair Appliances, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Sorry, Trouble), Healthy Roots Dolls, HP Inc., ICU reading glasses, Infant Optics, JBL, Kendra Scott, Latino Heritage Month, LEGO, Levi’s Red Label, LG OLED and QNED TVs, Lights From Anywhere (Junior), limited-time designer partnerships, Lovevery, Marvin’s Magic Drawing Board and Pens, Mega Bloks, Meta Oculus and Portal, mobile contracts, Motrin baby, Nintendo hardware and Switch games, Polder, Philips Avent, Plan B, power shave, power dental, prepaid cards, Play-Doh Ice Cream Truck Playset, PlayStation – consoles, virtual reality and accessories, Pride, Revival, Samsung TVs, Shipt Membership, simplehuman, Sonos, Sony Electronics, Take Action, Target Optical, Tempur-Sealy, Trading Cards, Tylenol (and baby) pain relief, Ulta Beauty at Target Brands, Umbrellas, Unlocked phones, Vera Bradley handbags, Weber, What Do You Meme?, WonderFold.Must upload coupon to Target App and be fully enrolled in Target Circle™ to redeem coupon
- Get a $50 credit when you open a RedCard Reloadable Account & spend $50 at Target.
- RedCard Reloadable Account: Get a $50 credit when you open a RedCard Reloadable Account and spend $50 at Target. To receive a $50 statement credit for the RedCard Reloadable Account, you must successfully register online at redcardreloadable.com for a new account, then activate the permanent card once received in the mail and spend $50 (net of reversals/returns) at Target (“$50 transaction”) within 45 days of registration. Purchases made with a virtual temporary card will not qualify. The statement credit will be posted to the account within 30 days of the $50 transaction. The $50 transaction must occur in one transaction at a Target location or at Target.com; if you get cash back at the register during the purchase, the transaction will not qualify for this promotion. Limit one (1) $50 credit per customer. Offer is subject to change or cancellation at any time.
Conclusion
If you like shopping at Target, the Target REDcard could rack up some nice savings, including an immediate 5% discount on your Target and Target.com purchases.
I would much rather recommend to you the debit card rather than the credit card since you don’t need to hold a balance and rack up interest APR if you don’t pay on time.
However, if you’re a responsible Target shopper and you’d like to build up your credit, then the REDcard credit card could prove to be a good option.
Note that there are exclusions that apply within triggering your 5% discount, be sure to read thoroughly over it prior. Review our entire list of credit card promotions for more options.
For similar 5% cash back cards, see our review on the Chase Freedom card and Citi Custom Cash card.
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