Find the latest TD Bank Convenience Checking bonuses and new promotional offers here. You can earn up to a $200 checking bonus when you sign up and complete the requirements.
For more TD Bank Checking coupons, definitely take a look at our list of TD Bank checking offers.
TD Bank Convenience Checking $200 Bonus
New customers only. Apply online for a new TD Convenience CheckingSM account Account and earn a $200 cash bonus. All TD Bank checking features includes free mobile banking and free bill pay. You’ll have free access to thousands of TD ATMs and live customer service.
- What you’ll get: $200 bonus
- Eligible account: TD Bank Convenience CheckingSM
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Monthly fee: $15 monthly maintenance fee, see below on how to waive
(Visit TD Bank to learn more)
How To Earn Bonus
- Open a new TD Convenience CheckingSM account online using the offer link.
- Earn $200 when you receive direct deposits of $500 or more within 60 days of opening your account.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
Account Features
- Earn $200 when you receive direct deposits totaling $500 or more within 60 days
- Low minimum daily balance of $100 waives the $15 monthly fee.
- Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
- Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you
- Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service.
- TD checking accounts come with an instant-issue debit card – and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
- Get a 0.25% discount on TD Bank Home Equity and Personal Loans.
How To Waive Monthly Fee
- TD Convenience CheckingSM Service Fee: $15 monthly service fee waived with one of the following:
- Maintain a $100 minimum daily balance
- Are a young adult ages 17 through 23
Fine Print
- Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus.
- Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change.
How Do I Apply?
Whether you apply online or in branch, you’ll need to provide the following info to open an account:
- Name, date of birth and residential address
- Contact information
- Employment information
- Social Security number
- Driver’s license or state ID
- External bank account number and routing number of funding account
You can apply for this account at a branch, by phone or online. Here’s how to get started:
- Go to TD’s website and click Open account.
- Enter your full name, phone number and email address. Click Next.
- Enter your Social Security number, date of birth and driver’s license, state ID or passport number. Click Next.
- Review your submitted information and make any necessary changes. Then, review TD’s account disclosures and online terms and conditions.
TD Bank Convenience Checking Pros and Cons
- No minimum opening deposit – Open the TD Convenience Checking account with any amount.
- No monthly fees for students – Skip the monthly fees if you’re between the ages of 17 and 23.
- TD rate discounts – Holding a TD checking account entitles you to a 0.25% rate discount on TD HELOCs and personal loans.
- 24/7 customer service – Customer service is available by phone all day, every day.
- $15 maintenance fee – Unless you maintain a daily balance of $100 or more, you’ll be saddled with a $15 monthly maintenance fee.
- $1 paper statements – If you’d like your statements to arrive by mail, expect a $1 paper statement fee.
- Limited branch and ATM availability – TD only has branches on the east coast and has about 1,900 ATMs, far fewer than other big banks.
Alternative Option
Conclusion
The Convenience Checking account is a great option if you are looking a checking account to handle your everyday needs. It is one of TD’s best checking options.
With the account you will be able to enjoy no minimum opening deposits and a checking bonus. Just be sure to note of the monthly fees and the waive requirements.
If this sounds like something you would be interested in, be sure to sign up now and take advantage of this great offer.
However, if this is not for you, be sure to check out our complete list of Best Bank Bonuses for all your banking needs! Check back often for all the latest TD Convenience Checking bonuses and promotions.
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