Are you trying to transfer money in or out of your TD Bank checking or savings account? You’ll need the right routing number in order to do so.
Find your TD Bank routing number and learn more about money transfers in our guide.
Well continue reading our post below to find out how to find your TD Bank routing number and learn more about money transfers.
What Is a Routing Number?
A routing number is a 9-digit code that banks use to identify themselves. Think of it as an address that lets other banks know where to find your money.
Routing Numbers are used to identify your bank whenever you make a financial transaction like writing a check, setting up direct deposit, or using your bank’s Bill Pay feature.
You need your routing number for many tasks, including:
- ACH payments
- Setting up direct deposit
- Receiving benefits from the government, including tax refunds
- Transferring money between accounts at different banks or investment firms
- Automatic bill payment
- Domestic wire transfers
Many banks have more than one routing number, especially if they have branches in several states. TD Bank has branches throughout the United States and uses different routing numbers for each state.
TD Bank Routing Number by State
Like we mentioned above, your TD Bank routing number is associated with the location of the bank where you opened your account.
Even if you bank at a different TD Bank branch, what really matters is the bank where you opened your account.
TD Bank routing numbers by state:
Connecticut | 011103093 |
Florida | 067014822 |
Maine | 211274450 |
Massachusetts/Rhode Island | 211370545 |
Metro DC/Maryland/Virginia | 054001725 |
New Hampshire | 011400071 |
New Jersey/Delaware | 031201360 |
New York—Metro NYC or former Commerce customers | 026013673 |
New York—Upstate NY or former BankNorth customers | 021302567 |
North Carolina/South Carolina | 053902197 |
Pennsylvania | 036001808 |
Vermont | 011600033 |
Other Ways to Find Your TD Bank Routing Number
Use a Check: For checking accounts, you can find your routing number in the lower left hand corner of the check. It will be the first 9 digits located at the bottom of your check.
Send a Secure Message Online: To verify your routing number, ask a TD Bank team member by sending a secure message online.
- Visit the “Message Center” page on the left side of the screen after logging into your online account.
- Select “Send a Secure Message” and write that you need to verify your bank account’s routing number.
Call Customer Service: Call TD Bank at 888-751-9000. After you provide a few specific details to identify yourself, a representative will be able to confirm your account’s routing number.
Routing Number For Wire Transfer
Wire transfers are helpful if you are sending money between two international/domestic bank accounts or want to send money with more security than a traditional ACH transfer.
International and domestic wire transfers can only be done in a TD Bank Store. But domestic transfers can be done using TD Bank’s Person-to-Person transfer feature online.
Using one of the bank routing numbers from the list above, you can begin a wire transfer but double check before confirming the transaction.
Additionally, you will need to have the following information:
- Name of the account holder exactly as it appears on their account
- Name and address of recipient’s bank
- Routing number of recipient’s bank
- The recipient’s account number
- For international wires sending US Dollars to a TD Bank Account use the following:
- Routing number: 031101266
- Address: TD Bank, N.A. Wilmington, Delaware
- Some banks will only accept a SWIFT code to send a wire. If this happens, use the following information instead:
- SWIFT Code: NRTHUS33XXX
- Address: TD BANK, N.A. 6000 Atrium Way Mount Laurel, NJ 08054, USA
- For an international wire sending a foreign currency to your TD Bank account, use the following:
- Correspondent bank SWIFT code: TDOMCATTTOR
- Correspondent bank address: The Toronto Dominion Bank, Toronto, Ontario, Canada, M5k 1A2
- Beneficiary bank SWIFT code: NRTHUS33XXX
- Beneficiary bank address: TD Bank, N.A. 6000 Atrium Way, Mt. Laurel, NJ 08054
Additionally, you will probably need to have the following information to send an international wire:
- Name of the recipient exactly as it appears on their account
- Address of the recipient, including city, state/province, and country
- Name and address of recipient’s bank
- The recipient’s account number/IBAN number
- Amount and currency of transfer
- SWIFT code of recipient’s bank
Which TD Routing Number Should You Use
For Any Domestic Transfer Activity Excluding Wire Transfers
- Use the ABA routing number for your corresponding state of your TD Bank bank.
For a Domestic Transfer in US Dollars
- Use routing number 031101266.
For a International Transfers in US Dollars
- Simply use the TD Bank SWIFT code NRTHUS33XXX or use routing number 031101266.
For International Transfers in Foreign Currency
- Use the SWIFT code TDOMCATTTOR as the correspondent bank and the SWIFT code NRTHUS33XXX as the beneficiary bank.
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Conclusion
If you bank with TD Bank, then knowing or keeping your routing number on you is important when it comes to managing your finance.
Having this on hand will help you set up direct deposit, automatic payment, or wire transfer.
However, if you don’t have a bank account yet, definitely take a look at our list of TD Bank Bonuses or CD Rates for all your banking needs.
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