United Federal Credit Union CD Review: 3.00% APY 14-Month CD, 3.50% APY 48-Month CD Rates Special (AR, IN, MI, NV, NC, OH & OK) *Ultra Checking Required*

United Federal Credit Union is offering residents of AR, IN, MI, NV, NC, OH & OK a chance to take advantage of a host of account rates and lengths to fit all your banking needs. With a new CD account, you will most definitely find an account to cater to your savings goals, whether it be short term or long term.

Right now, they are offering an attractive 3.00% APY 14-Month CD Special and 3.50% APY 48-Month CD Special, when you sign up and provide a $500 minimum opening deposit into your new account. In addition, you will gain access to all the great features and service the bank has to offer. If you are interested, I suggest you apply as soon as you can!

Eligibility: If you are interested in becoming a member of the credit union, be sure to check out the membership eligibility section to see whether your area of residency qualifies for an account.

Editors Note: In addition to the CD account, an Ultra Checking Account is also required to earn the full rates being promoted.

United Federal Credit Union CD Summary

• Direct Link to Offer
  
• Account Type: CD account
• Current Promotion: 3.00% APY 14-Month CD Special, 3.50% APY 48-Month CD Special
• Special APY Rates:
  • 14-Month CD:
    • 3.00% – $500
  • 48-Month CD:
    • 3.50% – $500
• APY Rates: 
  • 0.10% APY for 3-5 Month CD
  • 0.25% APY for 6-11 Month CD
  • 0.50% APY for 12-17 Month CD
  • 0.65% APY for 18-23 Month CD
  • 0.75% APY for 24-35 Month CD
  • 1.00% APY for 36-47 Month CD
  • 1.30% APY for 48-59 Month CD
  • 1.50% APY for 60-Month CD
• Availability: AR, IN, MI, NV, NC, OH, OK (Bank Locator)
• Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
• Minimum Balance Requirement: $500
• Additional Requirements: Ultra Checking Account required
• Early Withdrawal Fee: Penalty imposed
• Auto-Renewal: None listed, check with CSR

United Federal Credit Union Best CD Rates

All in all, United Federal Credit Union ranks quite nicely across the board from our Best 1-Year CD Rates as well as our Best 4-Year CD Rates in the local section. United Federal Credit Union gives you the freedom to select the rate and tier that best works for you. If you would like to earn the high rates available, make sure you take advantage of the current special offers! Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

United Federal Credit Union CD Account Features

• Open and earn with just $500
• High APY rates for a low balance
• Provides variety of rates to fit your needs
• NCUA Insured

Conclusion

United Federal Credit Union has been consistently ranked among one of the highest in terms of CD rate offerings as well as customer satisfaction. With their current range of rate, you will definitely be able to find one that fits all your needs. However, I would definitely recommend 3.50% APY 48-Month CD Special for its high rate and low deposit requirement as well as the 3.00% APY 14-Month CD Special as well.

At the end of the day, if you would like to start a new banking experience for the year ahead, be sure to open your CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!

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