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For casual spenders who are looking to just earn cash back on everyday purchases, be sure to consider applying for the U.S. Bank Cash+® Visa Signature® Card.
Additionally, new card holders get the chance to earn a $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
US Bank Cash+ Visa Signature Summary
U.S. Bank Cash+ Bonus
Earn $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
5% Cash Back Categories
You’ll earn on your favorite categories of spend. Simply put, all you’ll need to do to earn cash back is to choose and activate your Cash+ categories.
You can earn 5% cash back on the two categories you choose:
- Fast food
- Home utilities
- TV, internet and streaming
- Department stores
- Cell phone providers
- Electronic stores
- Sporting goods stores
- Movie theaters
- Gyms/fitness centers
- Furniture stores
- Ground transportation
- Select clothing stores
Redeem Cash Back Rewards
Cash back earned through qualifying purchases can be used as credit statements on future balance payments. Redeem your cash back as:
- Statement credits on your Cash+ account
- Direct bank account deposits to a U.S. Bank checking, savings, or money market account
- U.S. Bank Rewards Card ($20 minimum in $5 increments)
Conclusion
The U.S. Bank Cash+® Visa Signature® Card is the perfect card for casual spenders who want flexibility and great cash back rates.
At a top rate of 5% cash back, it’s hard to find another card that lets you choose your categories for that rate with no annual fee.
You also have a variety of ways to redeem your points such as gift cards, general merchandise, travel credits, and other items, you might prefer one of the bank’s FlexPerks cards.
This card is exceptionally attractive for casual everyday spenders, since it offers a pretty standard credit card bonus for a card with no annual fee.
This card shines in the hands of casual spenders who just want to earn extra cash back on everyday spending. Because this is a cash back card, redemption is simple and easy and can be used towards future credit statements. Be sure to take this card into consideration is you find all these benefits attractive.
If you’re interested in what more U.S. Bank has to offer, see our list of their latest banking promotions!
BankCheckingSavings has partnered with CardRatings for our coverage of credit card products. BankCheckingSavings and CardRatings may receive a commission from card issuers.
