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Need some extra time on your outstanding balance? With the Wells Fargo Reflect Card, take advantage of its 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers.
Intro APR extension of up to 3 months with on-time minimum payments during the introductory and extension periods. 12.99% to 24.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
Wells Fargo Reflect Card Summary
Bonus Available | 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers.
Intro APR extension of up to 3 months with on-time minimum payments during the introductory and extension periods. |
Travel Credit | None |
Ongoing Rewards/Benefits | N/A |
Foreign Transaction Fees | 3% |
Airport Lounge Access | N/A |
Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
Wells Fargo Reflect Card Offer
The Wells Fargo Reflect Card offers 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the introductory and extension periods. 12.99% to 24.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
Here are some ideas on meeting the spending requirements.
Wells Fargo Reflect Card Benefits
- Cell phone protection. Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). Terms apply.
- Roadside Dispatch®. A 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, or locksmith service when you need them. For assistance, call 1-800-847-2869. Refer to your Guide to benefits. Opens in a new window. for more information. Terms apply.
- My Wells Fargo Deals. An easy way to earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card. Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants.
- Zero Liability protection. Built-in protection features ensure that you won’t be held responsible for any unauthorized transactions, as long as they’re reported promptly.
Bottom Line
The Wells Fargo Reflect Card is a fantastic no annual fee card option that offers a lengthy 0% APR on qualifying purchases and balance transfers. If you’re looking for some extra time on your outstanding balance, this card is an enticing option.
If you are interested in more promotions from Wells Fargo, check out at our list of the latest Wells Fargo Promotions and the full list of more credit card promotion to find the card that best fits you!
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Bank Checking Savings has partnered with CardRatings for our coverage of credit card products. Bank Checking Savings and CardRatings may receive a commission from card