When you use a Wirex Visa Card for your purchases, you can earn up to 1.5% cryptoback on in-store purchases. In addition, earn up to a Bitcoin bonus for every person you refer to sign up for Wirex.
Each of your referrals will enjoy a Bitcoin welcome bonus with your invite. Find more referral bonuses and offers here.
Click here for more Bitcoin bonuses and cryptocurrency promotions.
Wirex is a platform that allows you to easily transfer and exchange between cryptocurrencies and traditional currencies. They also provide a Visa debit card so you can you can use it to shop directly from your Wirex Account.
Wirex $15 in WXT Bonus
Earn $10 in WXT for free if you join Wirex and make your first deposit.
Wirex Give $10, Get $10 Referral Program
Earn crypto rewards just for telling your friends and family about Wirex. Each successful referral earns you and your friend up to $10 in Bitcoin; all you need to do is spread the good word. Heres how the bonus works:
- Earn an initial $5 in BTC when your referral buys 100 USD of crypto using a credit or debit card.
- Get an additional $5 in BTC when your referral uses their Wirex Visa Card in-store for the first time.
There is no limit to how many people you can invite to join Wirex. See their referral terms.
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Wirex Features
Wirex works similar to an online bank account. It comes with a debit card so you can easily spend the funds you have in your account.
Wirex Current Account
Your Wirex has features that allow you to trade digital and traditional currencies. They feature:
- Your Wirex rewards are instantly paid out in Satoshis, a subunit of Bitcoin.
- Unlike some, they don’t put limits on how much Cryptoback™ rewards you can earn or how many people you can invite to join Wirex.
- Instant in-app notifications so you can stay on top of tracking and managing your money
Supported cryptocurrencies in the European Economic Area (EEA) include:
- Bitcoin (BTC)
- Dai (DAI)
- Ethereum (ETH)
- Litecoin (LTC)
- Nano (NANO)
- Ripple (XRP)
- Stellar (XLM)
- Waves (WAVES)
- Wollo (WLO)
- Wirex Token (WRX)
Supported fiat currencies in the EEA include:
- AUD (Australian Dollar)
- CAD (Canadian Dollar)
- EUR (Euro)
- CHF (Swiss Franc)
- CZK (Czech Koruna)
- GBP (British Pound)
- HKD (Hong Kong Dollar)
- JPY (Japanese Yen)
- MXN (Mexican Peso)
- SGD (Singapore Dollar)
- USD (US Dollar)
Wirex Debit Card
The Wirex Debit Card lets you pay at over 54 million stores worldwide, without exchange fees or hidden charges. It does everything as a checking account and also has great features such as:
- Access to more than 150 currencies.
- Pay in the local currency, avoiding unnecessary bank charges and fees.
- Access ATMs worldwide, for free.
- Instantly exchanges fiat-to-fiat for free.
Wirex Token (WXT)
Wirex Token (WXT) is the Stellar-based native token issued by Wirex. The more WXT you hold inside your Wirex account, the more benefits you unlock:
| WXT | FEE DISCOUNT | ENHANCED CRYPTOBACK |
| 50,000 WXT | 25% | 0.75% |
| 100,000 WXT | 50% | 1.00% |
| 500,000 WXT | 100% | 1.50% |
Wirex Fees & Limits
Wirex does not HAVE any account maintenance fees for traditional and digital currencies. However, there is a 1.50 USD charge for card maintenance every month. Other fees include:
Deposit & Transfer Fees
| Digital currency external card top-up | 1% |
| Traditional currency external card top-up | FREE |
| SEPA (in) | FREE |
| SEPA (out) | FREE |
| Faster payments (in) | FREE |
| Faster payments (out) | FREE |
| SWIFT (in) | FREE |
| SWIFT (out) | 15 USD |
| Digital currency (in) | FREE |
| Digital currency (out) | FREE, blockchain fees apply |
| Internal (in) | FREE |
| Internal (out) | FREE |
Exchange Fees
| Digital currency | OTC rates + commission |
| Traditional currency (FX) | FREE |
Card Transaction Fees
| In-store (POS) | FREE |
| Online (ePOS) | FREE |
| ATM (EEA) | 2.50 USD |
| ATM (International) | 3.50 USD |
| FX | 3% |
Wirex has no limits for maximum balances and exchanges, but they do place the following limits:
Deposit & Transfer Limits
| Credit/debit card top-up, confirmed | 5,000 USD/day |
| Credit/debit card top-up, unconfirmed | 50 USD/day |
| SEPA (in) | 50,000 USD/transaction, 500,000 USD/day |
| SEPA (out) | 50,000 USD/transaction, 500,000 USD/day |
| Faster payments (in) | Unlimited |
| Faster payments (out) | 3,000 GBP/transaction, 3,000 GBP/day |
| SWIFT (in) | 50,000 USD/transaction, 500,000 USD/day |
| SWIFT (out) | 50,000 USD/transaction, 500,000 USD/day |
| Digital currency (in) | Unlimited |
| Digital currency (out) | 10,000 USD/transaction, 50,000 USD/day |
Card Transaction Limits
| Card Spend | 10,000 USD/transaction, 10,000 USD/day |
| ATM | 250 USD/day |
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Conclusion
Wirex offers a crypto-friendly account with little fees. Wirex should be something you consider if you’re a frequent traveler, online shopper or looking to get into becoming a crypto trader. In addition, you can earn up to 1.5% cryptoback, as well as $10 in Bitcoin bonuses for every successful referral you make.
Currently, Wirex is not available to U.S. residents at this time. Instead, check out Crypto.com. It offers a variety of products, including a wallet, Metal Visa cashback cards, and crypto dividends. Crypto.com is offering several promotions at the moment. Check out all Crypto.com offers here.
