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The World Of Hyatt Credit Card is one of the best hotel cards available for frequent Hyatt guests due to the notable rewards it offers. While it does come with a $95 annual fee, this card will be well worth it for most cardholders.
New applicants can earn up to 50,000 bonus points with this card. Earn 25,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Then, earn an additional 25,000 bonus points after you spend a total of $6,000 on purchases within the first 6 months of account opening.
The most valuable perk on this credit card is its free anniversary award night bonus. Cardholders can redeem their free night’s stay at any Category 1-4 Hyatt hotel or resort, enough to seem like the $95 annual fee is nothing.
The major downside to this card is that Hyatt doesn’t have as many properties as other hotel brands. This may be problematic if you frequently travel to smaller cities. However, if you only visit large metropolitan areas, there should always be a Hyatt available wherever you go.
*The World of Hyatt card is issued by Chase Bank. Chase also offers great sign-up bonuses for its Checking/Savings accounts.
| BONUS LINK | OFFER | REVIEW |
| Chase Total Business Checking® | $300 Cash | Review |
| Chase Total Checking®SM | $200 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
Table of Contents
- 1 The World Of Hyatt Credit Card Summary
- 2 Editor’s Alternate Pick
- 3 The World Of Hyatt Card 50,000 Bonus Points
- 4 What Are World Of Hyatt Points Worth?
- 5 Earn 4X Points At Hyatt Properties
- 6 Redeeming Points
- 7 World of Hyatt Discoverist Status
- 8 Anniversary Award Nights
- 9 Cardholder Perks
- 10 Conclusion
- 11 What’s The Competition?
The World Of Hyatt Credit Card Summary
 |
| Bonus Available | Earn 25,000 bonus points after you make at least $3,000 in purchases within the first 3 months of account opening.
Plus, an additional 25,000 bonus points after you spend $6,000 total on purchases within the first 6 months of account opening. |
| *Bonus Value | $850 |
| Annual Free Night | One free Category 1-4 hotel night every year after cardmember anniversary. |
| Ongoing Rewards/Benefits | 9 points total for Hyatt stays. That’s 4 bonus points per $1 spent on Hyatt purchases and 5 Base Points per $1 you can earn as a World of Hyatt member.
2 points for every $1 spent at restaurants, airline tickets (directly from airline), local transit and commuting, and fitness clubs and gym memberships. 1 mile for every $1 spent on all other purchases. Earn an additional free night if you spend $15,000 during your cardmembership year. Automatic Discoverist elite status. |
| Foreign Transaction Fees | No |
| Airport Lounge Access | N/A |
| Annual Fee | $95 |
Recommended Free Credit Score (Get Free Score) 690 – 850 (Good – Excellent)
PROS
- Bonus points
- Annual free night
- Additional free night
- Automatic elite status
- No foreign transaction fees
CONS
- Annual fee
- Good-Excellent credit needed to qualify
Editor’s Alternate Pick
 The Marriott Bonvoy BoundlessTM Credit Card offers 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Limited time offer. You'll earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott BonvoyTM & 2X Bonvoy points for every $1 spent on all other purchases. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. |
The World Of Hyatt Card 50,000 Bonus Points
Get the World Of Hyatt card’s 50,000 bonus points welcome offer. Our valuation makes these points worth around $850. Compared to other cards with similar annual fees, this is a pretty good bonus. For category 1 hotels, the starting cost is 5,000 points a night, so this offer can cover up to 10 nights.
To qualify for the initial 25,000 bonus points welcome offer, you must charge at least $3,000 on your card within the first 3 months of opening your account. Earn an additional 25,000 bonus points by spending at least $6,000 total in purchases within the first 6 months of your account opening.
Here are some ideas on meeting the spending requirement:
What Are World Of Hyatt Points Worth?
Similar to other hotel-branded credit cards, the value of yoru points will depend on how you use them. That values each World of Hyatt point averages around $0.017. Using this number, the 50,000 bonus points offer is worth around $850.
You can use your World of Hyatt points towards:
- Hyatt hotel nights
- Room upgrades
- Hotel credits
- Partner resorts
- Experiences
- Car rentals
Additionally, you can transfer your points to a wide variety of World of Hyatt partners below.
To maximize the value of your points, we recommend that you redeem your points towards Hyatt hotel nights. You will have a choice from over 700 properties worldwide. Point “costs” for a standard room can range from 5,000 points to 30,000 points per night ranging from category 1 to 7.
Earn 4X Points At Hyatt Properties
With the World Of Hyatt Credit Card, cardholders earn unlimited 4 points per $1 spent on Hyatt hotel and resort purchases.
For restaurant purchases, airline tickets purchased directly from the airline, local transit and commuting purchases, and fitness and gym club membership purchases, you earn unlimited 2 points per $1 spent.
All other purchases earn an unlimited 1 point per $1 spent.
Redeeming Points
Redeem your Hyatt points for hotel stays, room upgrades, restaurants and spas, car rentals, and airfare.
You can also transfer Hyatt points to a number of popular airline partners at a 5:2 ratio. Examples include American Airlines and Southwest Airlines.
However, hotel night redemptions earn you much better value. Use your points for free nights’ stays at any participating Hyatt properties worldwide. The Hyatt free night award chart makes it easy to redeem your points.
Standard room redemptions start at 5,000 points for budget-friendly Category 1 properties, and range up to 30,000 points for luxury Category 7 properties. Other types of room redemptions vary.
You can use Hyatt’s Points + Cash feature to combine points and cash. This is a great option if you don’t have enough points to cover the full cost of a room. Redemption thresholds are subject to change at any time.
World of Hyatt Discoverist Status
Automatically earn Discoverist Status with the World of Hyatt Credit Card. Benefits include a 10% bonus on all base points earned on Hyatt stays, late checkout at 2pm, complimentary premium Internet in your room, and preferred room upgrades where available.
This is normally available when you rack up a minimum of 10 paid nights or 25,000 bonus points (points earned on stays only) in a calendar year.
As a cardmember in good standing, you get 5 free night credits toward your next tier status each year. Plus, with every $5,000 in qualifying purchases, you get an additional 2 qualifying night credits toward your next tier status.
Anniversary Award Nights
As long as your account remains open and in good standing, you’ll earn a free award night on your cardmember anniversary. You can redeem this benefit for a free night’s stay at any Category 1-4 Hyatt property, except Hyatt Zilara or Ziva properties.
In addition, when you spend at least $15,000 in eligible purchases in a cardmember anniversary year, you get an additional free award night. Redeem this for another free night’s stay at any participating Category 1-4 Hyatt property.
The exact value of a free Hyatt hotel or resort night will depend on where and when you use it. However, it can easily exceed $150 for a Category 4 Hyatt property.
Cardholder Perks
- Complementary Hyatt Discoverist Status: As long as you keep your card, you receive this complementary status. You earn 10% bonus on all base points earned on Hyatt stays, late checkout (2pm), complementary in-room WiFi, and preferred room upgrades where available. Plus, get 5 qualifying night credits toward your next tier status every year. In addition, earn 2 additional qualifying night credits toward your next tier status every time you spend $5,000 on your card. Note that qualifying night credit is for elite status, not free nights. Discoverist Status generally needs a minimum of 10 paid nights or 25,000 bonus points in a calendar year. Take note that the 25,000 bonus points must be earned from stays.
- Free Night Certificate: Earn one free night certificate redeemable at category 1-4 Hyatt hotel each anniversary year. This perk is more than enough to cover the cost annual fee if you can use it effectively, especially at a Category 4 property redemption.
- Extra Free Night: Earn an extra free night at any category 1-4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year.
- No Foreign Transaction Fee: Use this card outside the U.S. to earn your points without paying a foreign transaction fee.
Conclusion
People who travel frequently and enjoy staying at Hyatt properties should look into getting The World Of Hyatt Credit Card. Users receive one free night at a Hyatt hotel or resort each card anniversary year. This benefit alone is worth the $95 annual fee, not waived the first year. Additionally, you can receive additional free night if you spend at least $15,000 on the card within an anniversary year.
However, if you’re looking for more versatile cards to redeem for other types of travel purchases, I would not recommend this one. Instead, check out the Chase Sapphire Preferred® or the Capital One® Venture® Rewards card for those opportunities. You can find them and other credit card promotions in our list.
Learn more about this card here.
What’s The Competition?
Below are some of the top competitors to The World of Hyatt card you should consider.
The Marriott Bonvoy BoundlessTM Credit Card offers 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Limited time offer. You'll earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott BonvoyTM & 2X Bonvoy points for every $1 spent on all other purchases. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. |
 The Hilton Honors American Express Surpass® Card offers 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.. On top of that, you can earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year. You can also earn Hilton Honors Diamond status through the end of the next calendar year once you spend $40,000 on eligible purchases on your Card in a calendar year. Take advantage of earning 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio, 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, & U.S. gas stations, and 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. This card does carry a $95 annual fee. |
 The Capital One® Venture® Rewards Credit Card offers a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening (equal to $500 in travel). Named ‘The Best Travel Card' by CNBC, 2018. You're able to earn 2X miles on every purchase, every day. This card does come with a $95 annual fee, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre✔®. |
 The Chase Sapphire Preferred Card offers 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value! This card carries a $95 annual fee. |
| BONUS LINK | OFFER | REVIEW |
| Chase Total Business Checking® | $300 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Aspiration | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 25 Checking | $500 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| You InvestSM by J.P. Morgan | Up To $725 Cash | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| Simple | 0.80% APY | Review |
Bankcheckingsavings has partnered with CardRatings for our coverage of credit card products. Bankcheckingsavings and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
