1st Advantage Federal Credit Union Bonuses: $200 Checking Promotion (VA)

Here you can find the latest 1st Advantage Federal Credit Union bonuses, promotions, and offers.

Update 7/18/25: There’s currently a $200 checking bonus available for a limited time.

About 1st Advantage Federal Credit Union Bonuses

1st Advantage has long been a Virginia-based credit union focused on you, their member. As a not-for-profit financial institution, they’re structured to save you more money and pay you higher dividends while providing convenient tools and personal, knowledgeable service.

1st Advantage FCU is open to those who live, work, go to school or worship in the cities of Williamsburg, Hampton, Chesapeake, Norfolk, Virginia Beach, Portsmouth, Newport News, Poquoson and Suffolk, VA and Currituck and Gates Counties in NC; as well as; the counties of York, Gloucester, Isle of Wight, James City and Mathews, VA. See current membership details.

I’ll go over the 1st Advantage Federal Credit Union offers below.

1st Advantage Federal Credit Union $200 Checking Bonus

Earn a $200 bonus when you open a checking account and meet the requirements.

• What you’ll get: $200 Bonus
• Eligible account: Checking
• Availability: VA (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull? Let us know
• Direct Deposit Required: Yes
• Monthly Fees: $0-$7; see below
• How to earn it:
  • Earn $200 cash when you open a qualified checking account. Choose between Preferred Checking, Premier Checking, or Free Advantage Checking and meet the following requirements to earn $200:
  • Sign up for eStatements
  • Have a recurring direct deposit
  • Make purchase of $200 or more using your 1st Advantage Debit Mastercard within the first 60 days of opening
  • Incentive will be credited to the checking account 60-90 days after opening.

(Limited time offer)

Fine Print

• To be eligible for the $200 cash bonus, you must open a Premier, Preferred, or Free Checking Account, sign up for eStatements, have one monthly recurring direct deposit going into your Checking Account, and spend $200 or more using your 1st Advantage Debit Mastercard within 60 days of account opening.
• The account must remain open and in good standing for 90 days.
• If new account is closed within the first 90 days, there is a $15 early closing fee.
• Account will be reviewed once during a 60-90 day period to qualify for incentive.
• Incentive will be credited to the checking account 60-90 days after opening.
• This is a limited time offer and 1st Advantage reserves the right to cancel the promotion without notice.

How To Waive Monthly Fee

• Free Advantage Checking: No monthly fee
• Preferred Checking: None with a $250 daily balance
• Premier Checking: $5
• Teen Checking: No monthly fee
• Premier Business Checking: Maintain a $2,500 average daily balance to earn dividends and avoid $15 monthly fee
• Advantage Business Checking: Maintain a $1,000 average daily balance to avoid a $10 monthly maintenance fee
• Nonprofit Business Checking: Free checking account with no monthly maintenance fee

Conclusion

If you live near an 1st Advantage Federal Credit Union location, you have the opportunity to earn a bonus with simple requirements.

Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more 1st Advantage Federal Credit Union Bonuses, Promotions, or Offers!