Learn more about Achieva Credit Union bonuses, promotions, and offers here!
Update 2/12/25: There is now a $250 checking bonus available through 12/31/25. The referral bonus has also increased to $100 (from $50) per member.
Achieva Credit Union Bonuses Review
Achieva Credit Union was founded in 1937 and it currently operates over 20 branches and serves over 140,000 members across several counties in Florida. Additionally, the credit union offers various personal depository banking products. Achieva provides high-yield interest-bearing checking accounts.
Eligibility: Membership is open to anyone through a donation to the Achieva Foundation ($10 minimum). Membership is also open to those who live or work in the Florida counties of Charlotte, Collier, DeSoto, Hernando, Hillsborough, Lee, Manatee, Pasco, Pinellas, or Sarasota and to family members of current members. See current membership details |
I’ll go over all Achieva Credit Union Bonuses below.
Achieva Credit Union $250 Checking Bonus
- What you’ll get: $250 Bonus
- Eligible account: Achieva Checking or Checking Plus Account
- Availability: FL (Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fees: $0-$6.95
- How to earn it:
- Simply open a new Achieva checking account and set up a recurring direct deposit with an aggregate total of at least $500 or more per month
(Expires 12/31/2025)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- $250.00 bonus offer open to primary members 18 years of age or older, opening a new Achieva Checking or Achieva Checking Plus account in-person, online or via our Member Service Center as the primary member with a debit card as of February 10, 2025. Member cannot have had a checking account within the last ninety (90) days. Limit of one (1) $250.00 bonus offer per primary member. All accounts subject to eligibility and approval requirements. A $15 lifetime membership fee is required with a $1 deposit to open your membership account and cannot be paid with bonus offer proceeds. No minimum balance required. The current Annual Percentage Yield (APY) being paid on the Achieva Checking Plus account is 1.00% APY up to $15,000, with 18 posted debit or credit card transactions per statement cycle required. There is no minimum balance required to earn the stated APY. APY is accurate as of February 10, 2025 and is subject to change. Fees may reduce earnings. Offer is also available for new Achieva Checking account holders, however this account is non-interest bearing. Visit www.achievacu.com/rates for current rate information and www.achievacu.com/fees for current fee information. Offer requires two (2) or more newly established qualified direct deposit(s) totaling $500 or more per month within ninety (90) days of account opening. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension, social security, or other regular monthly income electronically deposited into a checking account. Examples of non-qualifying transfers and deposits include the following: teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, Online and Mobile Banking transfers or deposits, person-to-person payments, cash advance, transfers from a bank or brokerage account, or other electronic deposits. Bonus offer(s) will be paid to account memberships in overall good standing within ninety (90) days of satisfying minimum direct deposit requirement. Direct depoist must be recurring in the amount of $500 or more aggregate per month and active at the time the bonus is paid. Only one per calendar year will be paid per primary member meeting qualifications. Primary members who are joint on another share account are only eligible with a new qualifying direct deposit. Members who have received a promotional bonus in the past 12 months are not eligible to receive another bonus. Bonus offer(s) may be taxable and are the sole responsibility of the recipient. Offer(s) may be withdrawn or changed at any time without notice. Programs, rates, terms, conditions, products, rewards and services are subject to change without notice. If combined with Refer-A-Friend, primary member will receive a combined maximum reward of $250 upon successful completion of direct deposit requirements. Restrictions apply. Insured by NCUA.
- $50.00 bonus offer open to members 18 years of age and older, who set up and receive two (2) or more qualified direct deposit(s) totaling $500 or more per month into your existing Achieva Checking or Achieva Checking Plus account by February 10, 2025 and December 31, 2025. The first monthly direct deposit must occur by December 31, 2025. Members may not have had a prior direct deposit into the account within the last 90 days to qualify. A qualifying direct deposit is a new, recurring direct deposit of a paycheck, pension, social security, or other regular monthly income. Examples of non-qualifying transfers and deposits include the following: teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, online and mobile banking transfers or deposits, person-to-person payments, cash advance, transfers from a bank or brokerage account, or other electronic deposits. Existing direct deposits do not qualify. Only one bonus per calendar year will be paid per primary member meeting qualifications. Direct deposit must be recurring in the amount of $500 or more aggregate per month and active at the time the bonus is paid. Primary members who are joint on another share account are only eligible with a new qualifying direct deposit. Bonus offer(s) may be taxable and are the sole responsibility of the recipient. Offer(s) may be withdrawn or changed at any time without notice. Programs, rates, terms, conditions, products, rewards and services are subject to change without notice. If combined with Refer-A-Friend, primary member will receive a combined maximum reward of $250 upon successful completion of direct deposit requirements. Restrictions apply. Insured by NCUA.
Achieva Credit Union $100 Student Checking Bonus
Achieva Credit Union is offering a $100 bonus when you open a new qualifying checking account.
- What you’ll get: $100 Bonus
- Eligible account: Achieva Checking or Checking Plus Account
- Availability: FL (Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fees: $0-$6.95
- How to earn it:
- College Life $100 Bonus:
- Must show a college ID. admissions letter or other college documentation
- Sign up for Free e-statements and have an active Achieva Checking or Checking Plus Account
- Must have active savings and checking account to be eligible for rewards
- College degree required
- Teen Life $75 Bonus:
- A parent/guardian or grandparent must be joint owner on a teen account.
- Teen and joint owner both need valid photo I.D.’s.
- Must have active savings and checking account to be eligible for rewards.
- High school diploma required.
- Must bring your end of school year report card to a local branch and show a member service advisor.
- $50 graduation reward
- $25 gift for honor roll or straight A’s
- College Life $100 Bonus:
(Limited time offer)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Must come into local branch to pick up.
- Minimum $1 balance in savings is required.
- There is no minimum balance required to earn the stated APY.
- Fees may reduce earnings.
- These benefits are also available to Achieva Checking account holders, however this account is non-interest bearing.
- Rewards must be redeemed within 90 days of graduation and/or report card for teen life.
- Available for either 2 year or 4 year degree but not both for college life.
- Programs, terms, services and conditions subject to change without notice.
Achieva Credit Union $100 Referral Bonus
- What you’ll get: $100 Referral Bonus
- Eligible account: Any Achieva Account
- Where it’s available: FL
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fees: $0-$6.95
- How to earn it:
- Get a $100 Mastercard Reward Card when your friend registers, opens a new Achieva Checking Account, and completes the following within 60 days of account opening:
- Makes at least one (1) direct deposit, OR
- Makes ten (10) debit card purchases (ATM transactions excluded), OR
- Opens an Achieva Checking Plus Account
- Please allow 4-6 weeks for delivery of your $100 reward card after completing all offer requirements.
- Get a $100 Mastercard Reward Card when your friend registers, opens a new Achieva Checking Account, and completes the following within 60 days of account opening:
(Limited time offer)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
Fine Print
- Individuals not eligible for Refer a Friend offer: Anyone under the age of 18 Achieva Credit Union employees and their immediate family members • A member who refers someone that is an existing primary or joint account member • A member who refers someone who was previously a member and closed their membership • Member who refers someone who opens multiple memberships.
- Only one Rewards Card may be earned per referred person.
How to Waive Monthly Fees
- Achieva Checking Plus: $6.95 monthly fee
- Achieva Checking: No monthly fee
- Achieva Savings: No monthly fees listed
- Teen Life Checking: No monthly fee
- College Life Checking: No monthly fee
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Conclusion
Consequently, make sure to check out Achieva Credit Union to learn more about the current promotions! Furthermore, this bonus is fairly straightforward and easy to earn, so take advantage if it interests you! I would check with your local CSR if this triggers a soft or hard pull.
Lastly, feel free to comment below and let us know about how your experience went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Additionally, Achieva Credit Union CD rates are fairly competitive compared to traditional banks. However, its hard to compete with online banks, so check our best rates Savings, Money Market, and CD accounts.
Furthermore, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Achieva Credit Union Bonuses, Promotions, or Offers!