Addition Financial Bonuses: $200, $300, $400 Checking Promotions (FL)

Find the latest Addition Financial bonuses, promotions, and offers here.

Update 3/25/26:

• There’s currently a $400 checking bonus valid as a limited time offer.
• There’s currently a $100 checking bonus extended through 12/31/26. Another available as a limited time offer.

Addition Financial Bonuses Review

Addition Financial is a credit union located in Florida. It was established in 1937 and has since grown to roughly 162,000 members at 23 locations. This credit union also has an A health rating. To be eligible for these bonuses, you must first meet their membership requirements seen below.

I’ll go over all Addition Financial Bonuses below.

Addition Financial $400 Checking Bonus

• What you’ll get: $400 Bonus
• Eligible account: New Checking Account
• Availability: FL (Bank Locator)
• Credit Inquiry: Soft Pull
• Monthly Fee: See below on how to waive the fee
• Direct Deposit Required: No
• How to earn it:
  • Get $400 when you open a Benefits Checking account and:
    • Add monthly direct deposit (minimum $2,000/mo.)
    • Plus, no debit card transactions required!
    • If requirements are met within 90 days of Benefits Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements.
  • Get $300 when you open a Classic Checking account and:
    • Add monthly direct deposit (minimum $1,000/mo.)
    • Plus, no debit card transactions required!
    • If requirements are met within 90 days of Classic Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements.
  • Get $200+ when you open a Free Checking account and:
    • Add monthly direct deposit (minimum $1,000/mo.)
    • Plus, no debit card transactions required!
    • If requirements are met within 90 days of Free Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements.

(Limited time offer)

Fine Print

• Offer available as of March 2, 2026. Offer subject to change or end without notice. New Members who open a first-time Free Checking account and add direct deposit with a monthly cumulative deposit amount of $1,000.00 within the first 90 days of account opening, will earn $200.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 90 days of Free Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements. Limit one promotional offer per individual. May not be combined with any other promotional offers. Certain restrictions apply. Membership eligibility is required. Residence within the state of Georgia or the state of Florida, required.
• Offer available as of March 2, 2026. Offer subject to change or end without notice New Members who open a first-time Classic Checking account and add direct deposit with a monthly cumulative deposit amount of $1,000.00 within the first 90 days of account opening, will earn $300.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 90 days of Classic Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements. $5 monthly service fee is waived on required minimum direct deposit(s). Limit one promotional offer per individual. May not be combined with any other promotional offers. Certain restrictions apply. Membership eligibility is required. Residence within the state of Georgia or the state of Florida, required.
• Offer available as of March 2, 2026. Offer subject to change or end without notice. New Members who open a first-time Benefits Checking account and add direct deposit with a monthly cumulative deposit amount of $2,000.00 within the first 90 days of account opening, will earn $400.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 90 days of Benefits Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements. There is no minimum balance required to open account. However, you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed annual percentage yield. $15 monthly service fee is waived on required minimum direct deposit(s). Limit one promotional offer per individual. May not be combined with any other promotional offers.Certain restrictions apply. Membership eligibility is required. Residence within the state of Georgia or the state of Florida, required.
• Federally Insured by NCUA.

Addition Financial $100 Checking Bonus

Additional Financial is currently having a promotion where you can receive a $100 bonus when you open a new checking account. Additionally, you can waive the $10 monthly fee with this offer!

• What you’ll get: $100 Bonus
• Eligible account: New Checking Account
• Availability: FL (Bank Locator)
• Credit Inquiry: Soft Pull
• Monthly Fee: See below on how to waive the fee
• Direct Deposit Required: No
• How to earn it:
  • Earn $100 just for opening an account.
  • The new account must remain open for at least 90 days.
  • The $100 incentive will be deposited into the qualifying new account within 30 business days after membership and promotion eligibility have been verified; proof of eligibility may be requested.

(Expires 12/31/2026)

Fine Print

• This offer is only available to new members opening their first checking account at Addition Financial.
• Credit union membership requirements apply.
• The new account must remain open for at least 90 days.
• The $100 incentive will be deposited into the qualifying new account within 30 business days after membership and promotion eligibility have been verified; proof of eligibility may be requested.
• Offer available to Addition Financial community partnerships located in Orange, Osceola, Lake, Seminole, Volusia and Brevard Counties only.
• Limit one offer per person.
• Offer subject to end or change at any time without notice.
• Offer expires 12/31/2026.

Addition Financial $100 Checking Bonus

Additional Financial is currently having a promotion where you can receive a $100 bonus when you open a checking account.

• What you’ll get: $100 Bonus
• Eligible account: Checking Account
• Where it’s available: FL
• Monthly Fee: See below on how to waive the fee
• Direct Deposit Required: Unknown
• How to earn it:
  • Get $100 when you open a Benefits Checking account and:
    • Add monthly direct deposit (minimum $2,000/mo.) or,
    • Make 20 debit card transactions a month (minimum $10 per transaction)
    • If requirements are met within 60 days after Benefits Checking account opening, incentive will be deposited within 7 business days to the account.
  • Get $50 when you open a Classic Checking account and:
    • Add monthly direct deposit (minimum $1,000/mo.) or.
    • Make 10 debit card transactions a month (minimum $10 per transaction)
    • If requirements are met within 60 days of Classic Checking account opening, incentive will be deposited within 7 business days.

(Limited time offer)

Fine Print

• Members who open a first-time Benefits Checking account and add direct deposit with a monthly cumulative deposit amount of $2,000.00 or make a minimum of 20 debit card transactions a month (minimum amount of $10.00 per individual debit card transaction), within the first 60 days of account opening, will earn $100.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 60 days after Benefits Checking account opening, incentive will be deposited within 7 business days to the account. There is no minimum balance required to open account. However, you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed annual percentage yield. $15 monthly service fee is waived on required minimum direct deposit(s) or debit card transaction per month.
• Members who open a first-time Classic Checking account and add direct deposit with a monthly cumulative deposit amount of $1,000.00 or make a minimum of 10 debit card transactions a month (minimum amount of $10.00 per individual debit card transaction), within the first 60 days of account opening, will earn $50.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 60 days of Classic Checking account opening, incentive will be deposited within 7 business days. $5 monthly service fee is waived on required minimum direct deposit(s) or debit card transaction per month.
• Offers, subject to change or end, without notice. Membership requirements apply. Checking account qualifications apply. Direct deposit is defined as any recurring electronic deposit. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. Offers cannot be combined with any other offer. Limit of one offer per membership. Offers are not available to members whose accounts have been closed within 90 days or closed with a negative balance. If the first-time Benefits or Classic Checking account is closed within 90 days after opening, promotional incentive funds will be deducted at account closing.
• Federally Insured by NCUA.

Addition Financial $400 Youth Savings Bonus

Addition Financial is offering up to a $400 bonus with a Youth Account.

• What you’ll get: $400 Bonus
• Eligible account: Youth Account
• Where it’s available: FL
• Monthly Fee: See below on how to waive the fee
• Direct Deposit Required: No
• How to earn it:
  • Deposit at least $10 each quarter
  • Earn 5% of the total quarterly deposit (up to $100)
  • Withdraw funds without penalty during the year if the member is age 12, 15 or 18 years old

(Offer has no expiration)

Fine Print

• Fun Bucks are paid quarterly and the rate is 5% on deposits of $10 or more with an APY (Annual Percentage Yield) of 5.09%.
• Maximum Fun Bucks earnings per quarter may not exceed $100.
• Funds awarded and deposited into the Fun Bucks Account are contingent upon certain restrictions that apply.
• If young members withdraw funds from their Fun Savings Account, they forfeit any Fun Bucks earned.
• There is no penalty for making withdrawals from the regular youth savings account or withdrawing funds from the Fun Bucks account during the full year youth members are 12, 15, or 18 years of age.

Addition Financial $100 Student Checking Bonus (Expired)

Additional Financial is currently having a promotion where you can receive a $100 bonus when you refer someone to open a new checking account. Additionally, you can waive the $10 monthly fee with this offer!

• What you’ll get: $100 Bonus
• Eligible account: Aspire Checking Account
• Where it’s available: FL
• Monthly Fee: See below on how to waive the fee
• Direct Deposit Required: No
• How to earn it:
  • Join the official financial institution of the UCF Knights, Seminole State College, and Valencia College.
  • Show your college ID when you join.
  • The new account must be opened by May 31, 2022 and remain open for at least 90 days to qualify for the promotion.

(Offer Expires May 31, 2022)

Fine Print

• This offer is only available to students currently enrolled in either a college or vocational/trade school.
• Credit union membership requirements also apply.
• The new account must be opened by May 31, 2022 and remain open for at least 90 days to qualify for the promotion.
• The $100 incentive will be deposited into the qualifying new account after membership and promotion eligibility have been verified.
• Offer subject to end or change at any time without notice.
• Waived minimum share balance fee 5 years from the date the account is opened.
• Share Savings Account opening $5.00 paid by Addition Financial.
• Membership requirements apply.
• Please contact us for details.
• NCUA Insured.

How To Avoid Monthly Fees

• Choice Checking: Waived Minimum Share Balance If:
  • Under 23 years old
  • Active loan or credit card with Addition Financial
  • Cumulative average daily balance of $250 in combined deposits
  • Cumulative direct deposit to savings or checking of $500 monthly
• Vibrant Checking: Not listed
• Aspire Checking: Waived membership and minimum share balance fee for 5 years from the date of account opening
• Opportunity Checking: Not listed
• Business Essential Checking: No monthly service fee with average daily balance of $10,000 or $25,000 in business loan balances; otherwise $10 monthly service fee
• Business Enterprise Checking: No monthly service fee with average daily balance of $25,000, $100,000 in business loan balances, or 20 (non-ATM) debit card transactions per month; otherwise $20 monthly service fee
• Business Access Checking: No monthly service charge
• Business Non-Profit Checking: No monthly service charge

Conclusion

Addition Financial is a solid credit union that is constantly sharing coupons and bonus offers. We will continue to provide you with the best promotions Addition Financial has to offer.

Addition Financial’s rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

If you’re not a resident in Florida, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Feel free to comment on this post with any questions you may have about Addition Financial, their accounts they offer, or coupon codes.

Check back often for more Addition Financial Bonuses, Promotions, or Offers!