Here you can find the most updated Amerant Bank bonuses, promotions, and offers here.
Update 3/18/25: There’s currently a $300 or $600 checking bonus available through 5/25/25 for FL Residents Only.
About Amerant Bank Promotions
Amerant is headquartered in Coral Gables, Florida and was founded in 1979. Since then they have grown to 26 locations and they provide a variety of checking options.
I’ll go over the Amerant Bank offer below.
Amerant Bank $300 or $600 Checking Bonus
You can earn up to a $600 bonus when you open a checking account.
- What you’ll get: $300 or $600 bonus
- Eligible account: Checking
- Where it’s available: Nationwide with branches in FL, TX (Locator) *This offer is for FL Residents Only.*
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: $5; waivable
- How to earn it:
- Open a new Amerant Value Checking account, which is subject to approval;
- Fully fund the account within seven business days; and
- To earn a $300 bonus, you must maintain an average balance of $10,000 for three consecutive statement cycles.
- To earn a $600 bonus, you must maintain an average balance of $25,000 for three consecutive statement cycles.
- Receive at least $500 in qualifying direct deposits within the first 90 days.
- Once all requirements are met, the bonus will be credited to the enrolled Amerant Value Checking account within 45 days.
(Expires 05/25/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer valid from 02/24/2025 to 05/25/2025, at Amerant Bank Banking Centers for new Amerant Value Checking Accounts. Existing customers and those who closed an Amerant account within the last six statement cycles or with a negative balance within the past three years are not eligible. Limit one bonus per customer. Customers are not eligible for another Amerant checking account promotional bonus if they have received one in the past two years. To qualify, you must:
- Open a new Amerant Value Checking account, which is subject to approval;
- Fully fund the account within seven business days; and
- Receive at least $500 in qualifying direct deposits within the first 90 days. Direct deposits must be from payroll, pension or government benefits. Person-to-person transfers (such as Zelle®), bank transfers, mobile deposits, and micro-deposits do not qualify.
- To earn a $300 bonus, you must maintain an average balance of $10,000 for three consecutive statement cycles. To earn a $600 bonus, you must maintain an average balance of $25,000 for three consecutive statement cycles. Once all requirements are met, the bonus will be credited to the enrolled Amerant Value Checking account within 45 days. The account must remain open and unrestricted at the time of payout. The bonus is considered interest income and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). This offer is available only to Florida residents and is subject to change or withdrawal at any time. Other Amerant checking offers may be available.
Amerant Bank $50 Referral Bonus (Expired)
You can earn up to a $50 bonus when you refer someone to open a checking account.
- What you’ll get: $50 Bonus
- Eligible account: Value Checking, Interest Checking or Relationship Interest Checking account
- Where it’s available: Nationwide
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: $5; waivable
- How to earn it:
- Refer friends and family to open a qualifying account.
- Your referral must:
- Open a new Amerant Value Checking, Interest Checking or Relationship Interest Checking account and completes the following within 60 days of account opening
- Complete 4 Amerant Debit Card transactions (PIN or Signature)
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- The Referred Person may only receive one Reward Card per referral offer for opening an account and completing the requirements but may also be eligible as a Referrer.
- As the Referrer, by using ReferLive, the person you are referring may infer that you are a customer of Amerant Bank.
- Please allow 4-6 weeks after completion of all requirements for delivery of your Visa Reward Card to the physical address provided.
- This offer may be reported as income to the IRS.
- The program may be discontinued or changed at any time without notice.
- Amerant Bank banking center employees are not eligible for this program or offer.
How To Waive Monthly Fees
- Value Checking: $5 monthly fee, waivable if you Enroll in Online Statements or Monthly Direct Deposit or complete 4 Debit Card transactions per statement cycle
- Interest Checking: $15 monthly fee
- Relationship Interest Checking: $35, waivable with $50,000 combined monthly average balance in other deposit, loan or Amerant Investment accounts4 (excludes Certificate of Deposit balances) AND Monthly Direct Deposit OR 4 transactions per statement cycle
- Savings: $5 monthly fee, waivable if you maintain $1 in a Checking, Interest Checking, or Money Market Account on the last business day of the statement cycle
- Money Market: $25 monthly fee, waived when maintaining a $25,000 combined monthly average balance in other deposit or loan accounts (excludes credit card balances)
- Relationship Money Market: $150 monthly fee, waived by having a Relationship Interest Checking Account with a positive balance of at least $1
- Business Checking: $10 monthly fee, waived if you Enroll In Online Statements
- Business Checking Plus: $20 monthly fee, waivable if $25,000 combined monthly average balance in other deposits or loan accounts (excludes Credit Card balances)
- Business Analysis: $20 monthly fee, waivable if Earnings Credit may offset monthly maintenance and transaction fees
- Business Interest Checking: $20 monthly fee
- Business Savings: $10 monthly fee, waived if opened together with any business Checking Account
- Business Money Market: $10 monthly fee, waivable if $25,000 combined monthly average balance in other Deposits or Loan Accounts (excludes Credit Card balances)
 |
 |
Conclusion
You can earn a great $500 bonus with Amerant Bank. This bonus amount is pretty decent, just be sure you can complete the requirements!
Additionally, CD accounts or Savings Accounts are also another great way to earn and save money. If you are interested, check out our nationwide lists here:
Furthermore, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally, feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Lastly, Check back on this page for updated Amerant Bank promotions, bonuses, and offers.
This page says the offer is available nationwide; however, the Amerant page you’re linking to says that it’s only available for residents of Florida (FL) and Texas (TX). Can you please double-check this and clarify? Thanks.