Check out the most recent America First Credit Union bonuses, promotions, and offers here.
America First Credit Union is currently offering a $100 and $150 bonuses to qualifying members.
America First Credit Union Bonuses Review
America First Credit Union is headquartered in Riverdale and is the largest credit union in the state of Utah. Plus, it’s also the 9th largest credit union in the nation. It was established in 1939 and has grown to over 1 million members in 134 locations.
Eligibility: Live, work, (or regularly conduct business in), worship, volunteer, or go to school in Salt Lake County, Utah, Weber County, Utah, Davis County, Utah, Utah County, Utah, Juab County, Utah, Mohave County, Arizona, Maricopa County, Arizona, Clark County, Nevada, Lincoln County, Nevada, except those living within 25 miles of the Alamo, NV U.S. Post Office. There are many eligibility categories, so be sure to check out their membership page. |
I’ll go over the America First Credit Union offers below.
America First Credit Union $200 Checking Bonus
With America First Credit Union, open a qualifying checking account to receive a $200 bonus offer.
- What you’ll get: $200 Bonus
- Eligible account: Checking & Savings Account
- Where it’s available: AZ, ID, NM, NV
- Credit Inquiry: Unknown
- Monthly Fee: $6; waivable
- Direct Deposit Required: Yes
- How to earn it:
- For a limited time, new members who open new Premium Checking accounts and cancel paper statements will get $150!
- And you can sign up for and receive new direct deposits to receive an extra $50.
(Limited time offer)
U.S. Bank Smartly® Checking ($400 Cash Bonus) | Truist Checking ($400 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) |
Fine Print
- Offer is valid for residents of AZ, ID, NM, or NV who are 18 or older and cannot be combined with any other promotion.
- New accounts opened at dealerships are ineligible.
- Members cannot have had Premium Checking within the last 24 months.
- Eligibility, terms, creditworthiness & conditions apply and are subject to change.
- Qualifying direct deposits must total $500 or more.
- Not available for business, secondary, or special accounts. America First employees and official family are ineligible.
- Bonus will be paid within 60 days of qualifying.
- Applicants will forfeit cash bonuses if accounts are closed or transferred within six months.
- Taxes on cash bonuses are the responsibility of receiving members.
- Premium Checking has an Annual Percentage Yield (APY) of 0.05% as of 1/9/2023.
- Federally insured by NCUA.
America First Credit Union $150 Checking Bonus (AZ Only)
With America First Credit Union, open a qualifying checking account to receive a $150 bonus offer.
- What you’ll get: $100 Bonus
- Eligible account: Checking & Savings Account
- Where it’s available: AZ
- Credit Inquiry: Unknown
- Monthly Fee: $0
- Direct Deposit Required: Yes
- How to earn it:
- Open a new Premium Checking account and cancel paper statements.
- Premium checking account must remain open for 6 months or $150 will be debited from account.
(Limited time offer)
Editor’s Note: Here’s an alternative link to the offer.
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($325 Bonus) |
Fine Print
- Terms, membership, eligibility & conditions apply.
- Available on approved credit and subject to change.
- Cannot be combined with any other offer.
- Bonus will be provided within 30 days of completing the required actions.
- America First checking accounts offer 0.05% Annual Percentage Yields (APY) as of 10/1/2021.
- Cannot be combined with any other offer
- Existing premium account holders are ineligible
- On approved credit
- Business, Special, and Secondary accounts are ineligible.
- Offered to residents of the state of Arizona and Idaho
America First Credit Union $100 Checking Bonus (NV – Sparks Branch)
With America First Credit Union, open a savings account with a minimum deposit of $1 and add a checking account to receive a $100 bonus offer.
- What you’ll get: $100 Bonus
- Eligible account: Checking & Savings Account
- Where it’s available: NV – Sparks Branch
- Credit Inquiry: Unknown
- Monthly Fee: $0
- Direct Deposit Required: Yes
- How to earn it:
- Open a checking or savings account and America First Credit Union will match your initial deposit up to $100.
- America First share savings accounts require $1 minimum deposits.
- Applicants must mention this promotion and be 18 years of age or older.
(Limited time offer)
Chase Business Checking ($400 Bonus) | U.S. Bank Business Checking ($350 or $800 Bonus) |
Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Huntington Business Checking 100 ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
Fine Print
- Accounts & terms are subject to creditworthiness and change.
- Membership, eligibility & conditions apply.
- Cannot be combined with any other offer.
- Special, business, and secondary accounts, as well as existing accounts opened in the last 12 months, are ineligible.
- Applicants must mention this promotion and be 18 years of age or older.
- New accounts must remain open for at least six months or promotion incentive will be forfeited.
- Federally insured by NCUA.
America First Credit Union $100 Checking/Savings Bonus — Military Offer
With America First Credit Union, open a savings account with a minimum deposit of $1 and add a checking account to receive a $100 bonus offer.
- What you’ll get: $100 Bonus
- Eligible account: Checking & Savings Account
- Where it’s available: UT (Bank Locator)
- Credit Inquiry: Unknown
- Monthly Fee: $0
- Direct Deposit Required: Yes
- How to earn it:
- Open a checking or savings account
- Put in a free visa debit card
- Sign up for free Online Statements
- Enroll in Direct Deposit
(Limited time offer)
Western Alliance Bank High-Yield Savings Premier (5.36% APY) | Customers Bank High Yield Savings (5.26% APY) |
RBMAX High Yield Savings (5.20% APY) | SoFi Checking & Savings ($325 Bonus + 4.60% APY) |
Ponce Bank Money Market (5.28% APY) | Harborstone Credit Union Money Market (5.25% APY) |
CloudBank 24/7 High Yield Savings (5.26% APY) |
Fine Print
- For people who are already members, they are limited to $100.
- This offer will only work if the member doesn’t have product or service.
- Your employer verification is needed with the most up to date paystub.
- Must be eligible.
America First Credit Union $100 Checking/Savings Bonus — SEG Employees
SEG employees can get a $100 Bonus with America First Credit Union when they open a Checking and Savings Account
- What you’ll get: $100 Bonus
- Eligible account: Checking & Savings Account
- Availability: UT
- Credit Inquiry: Unknown
- Monthly Fee: $0
- Direct Deposit Required: Yes
- How to earn it:
- Must be an SEG employee
- Open a free savings and checking account
- Enroll in free direct deposit
- Switch to free online statements
(Limited time offer)
U.S. Bank Smartly® Checking ($400 Cash Bonus) | Truist Checking ($400 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) |
Fine Print
- Current member benefits limited to $100.
- Offer only valid if member doesn’t have product or service.
- Must mention this promotion at a branch or over the phone
- Eligibility required.
- NCUA insured.
How To Waive Monthly Fees
- Classic Checking: None
- Basic Business Checking: None
- Non-Profit Business Checking: None
- Premium Checking: $6 monthly fee. Use America First Rewards™ points or qualify for the cost waiver.
- Premier Business Checking: $8 monthly fee.
- High-Yield Business Checking: $50 monthly fee.
Conclusion
Overall, if you sign up for a checking or savings account, you can see there are some perks that you would be able to benefit from. If you reside in Utah, then this is a great bonus to have. You would get a free visa debit card and no monthly service fee included.
Also, CD accounts or Savings Accounts are another great way to earn and save money. If you are interested, check out our nationwide lists here:
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
But, feel free to comment below if you have experience banking with America First Credit Union. Also, let us know if the account triggers a soft pull or hard pull.
Check back often for more America First Credit Union Coupons, Promotions, or Offers!