Find the latest Ascend Bank bonuses, promotions, and offers here.
Update 10/6/25: There’s currently a $400 checking bonus valid through 12/31/25.
Ascend Bank $400 Checking Bonus
Earn a $400 bonus when you open qualifying checking account and meeting certain requirements.
- What you’ll get: $400 Bonus
- Eligible account: Checking
- Availability: CT (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: $15-25; waivable
- How to earn it:
- Open a new Access Checking, Preferred Access Checking or Prime Access Checking account using promo code Ascend400.
- Account must remain open for 180 days to receive the $200 statement credit.
- Get $100 for making a direct deposit within 30 days of opening your account.
- Get $100 when you open a Spring Savings account within 30 days of opening a qualifying checking account.
(Expires 12/31/2025)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Up to $400 Consumer Checking Offer: Offer available when you open a new Access Checking, Preferred Access Checking or Prime Access Checking account.
- You must enter promotion code “Ascend400” if opening online or mention the promotion to a banker when opening at any Ascend Bank branch.
- Account must remain open for 180 days to receive the $200 statement credit.
- Get $100 for making a direct deposit within 30 days of opening your account.
- Eligible direct deposits are electronic automated clearing house (ACH) deposits.
- Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits.
- Deposits made through a teller, ATM, or the Ascend Bank mobile app are ineligible direct deposits.
- Get $100 when you open a Spring Savings account within 30 days of opening a qualifying checking account.
- May be subject to 1099 reporting. Account holder is responsible for all applicable taxes.
- Offer valid through December 31, 2025, and may be withdrawn at any time.
- Limit 1 offer per person.
- New & existing customers are eligible, but funding may not come from a current Ascend Bank account.
- Rates on all balances subject to change based on future market conditions.
- Accounts subject to approval. $50 minimum to open any personal checking account.
- View full account details at https://ascend.bank/personal/bank/checking.
How To Waive Monthly Fee
- Access Checking: $15 Monthly Service Fee waived with Qualifying Direct Deposit & Active use of Debit Card
- Preferred Access Checking: $20 Monthly Service Fee waived with $1,500 minimum balance or $25,000 aggregate balance
- Prime Access Checking: $25 Monthly Service Fee waived with $2,500 minimum balance or $50,000 aggregate balance
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Conclusion
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Ascend Bank Bonuses, Promotions, or Offers!
