Take advantage of the latest Ashland Credit Union bonuses, promotions, and offers here.
Update 12/19/25: Ashland Credit Union is offering a $100 bonus when you open a new checking account valid through 12/31/25.
Ashland Credit Union Bonuses Review
Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that services over 38,000 members. They offer many financial services, including savings accounts, checking accounts, loans, certificates, and more.
Eligibility: Ashland CU is open to those who live, work, worship, or attend school in the FIVCO Area Development District (Kentucky counties of Boyd, Carter, Elliott, Greenup, and Lawrence) or the Bluegrass Area Development District (Kentucky counties of Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford), as well as the Minnesota counties of Dakota, Hennepin, Ramsey, or Washington. Employees of more than 20 Employer Group companies are eligible for membership, as well as family members of current Ashland Credit Union members. See full membership details.
I’ll go over the Ashland Credit Union offers below.
Ashland Credit Union $100 Checking Bonus
Earn a $100 bonus when you open an eligible checking account.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: KY, MN, OH (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0
- How to earn it:
- Open a new ACU Christmas or Vacation Club account and deposit $30 to the newly opened account.
- To receive $100 direct deposit reward, member must open and activate their first ACU Checking account and establish new payroll direct deposit into the account.
- (Total amounts received must be at least $500 within 60 days of opening new Checking).
- The account bonus will be applied directly to the checking account within 60 days of meeting the requirements.
(Expires 12/31/2025)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Checking/Club Combo: To be eligible, all members must a) Open a new ACU Christmas or Vacation Club account and deposit $30 to the newly opened account during promotional period (10/15/25-12/31/25) and b) Open and activate your first ACU Checking account during the promotional period (10/15/25-12/31/25). To receive $100 direct deposit reward, member must open and activate their first ACU Checking account and establish new payroll direct deposit into the account. (Total amounts received must be at least $500 within 60 days of opening new Checking). Limit one reward per member. May not be combined with any other checking or direct deposit offer. ACU checking requires a minimum balance of $500 to earn a dividend. See our rates page for details. Fees may reduce earnings. Offer invalid if previous checking or direct deposit offers have been redeemed. The account bonus will be applied directly to the checking account within 60 days of meeting the requirements. Accounts overdrawn or closed before reward is credited will be disqualified. An application is required for all Checking, Christmas, and Vacation accounts. Additional $20 for all custom debit cards. Membership required.
- Christmas Cash Bonus Program runs from 11/01/25-10/31/26 and is open to memberships with both an ACU Checking account and active Christmas Club account. Each signature-based or ‘credit’ point of sale transaction greater than $1.00 made with member’s ACU debit card while both accounts are open qualifies for the Deposit Bonus. Deposit Bonuses are credited at $0.20 per qualifying transactions for the first 25 transactions made per month and $0.10 per transaction thereafter. Christmas Cash Bonus terms require non-bonus deposits totaling at least $10 each month or an average balance of $1,000 in a Christmas Club account to be considered active. Christmas cash is credited once per quarter in February, May, August, and November. (Christmas Cash Bonus Program 2026 expires October 31, 2026. All qualifying transactions must be posted by October 31, 2026 to qualify for November Christmas Cash payout). An early withdrawal fee of $25 is charged on any withdrawal made from the account prior to the 11/01/26 payout. Early withdrawal fees may reduce earnings. Terms and conditions subject to change without notice. Membership required.
How To Waive Monthly Fees
- Share Draft Checking: None
- Business Checking: $25/month fee is charged if balance falls below $250.
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Conclusion
If you have an Ashland Credit Union near you, I recommend checking this promotion out to earn a rather generous bonus and an account with no monthly fees and many features. Before opening, though, I would make sure to check with your local CSR to see if this triggers a hard or soft pull.
If you want to find other generous promotions, our list of Savings, Money Market, and CD Rates has some that are worth checking out.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Ashland Credit Union , their accounts they offer, or coupon codes.
Check back often for more Ashland Credit Union Bonuses, Promotions, or Offers!
