American Bank & Trust Bonuses: $250 Checking Promotion (SD, MN)

Find the latest American Bank & Trust bonuses, promotions, and offers here.

Update 3/11/25: The $250 checking bonus is now valid though 4/30/25.

American Bank & Trust Bonuses Review

American Bank & Trust is a locally owned and locally managed bank that has been serving the area since the late 1800’s. We pursue a growth strategy that affords us the capacity to meet and serve all of our customers’ financial needs and make available to the customer all of the financial products they desire in today’s fast-paced world. We are a service-oriented organization with independent leadership based in our communities.

Fair and competitive principles guide our pricing standards in the customer’s use of the financial products that we offer and the ones they choose to use. The bank must be profitable and maintain strong capital in order to continue to serve our customers and their needs and in order to meet the goals of the bank stakeholders.

It is the desire of bank ownership and management to be recognized as having competent, professional, and friendly bank staff with a reputation of unquestioned integrity. Our employees are committed to community involvement, and we strive to provide them a comfortable working environment, competitive compensation, and quality benefits.

I’ll go over the American Bank & Trust bonuses & offers below.

American Bank & Trust $250 Checking Bonus

Earn a $250 bonus when you open qualifying checking account and meeting certain requirements.

• What you’ll get: $250 Bonus
• Eligible account: Checking
• Availability: SD, MN (Locator)
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fees: $0-$5; waivable
• How to earn it:
  • To receive the $250 Account Opening Bonus:
    • Open a new AB&T checking account in-person at an AB&T branch; AND
    • Have your direct deposit made to this account within 90 days of opening.
  • After the qualifications have been met, we’ll deposit the bonus in your new account within 45 days.

(Expires 04/30/2025)

Fine Print

• To receive the $250 Account Opening Bonus: Offer available from March 1 – April 30, 2025, and American Bank & Trust (AB&T) reserves the right to withdraw this offer at any time without notice.
• Accounts are subject to approval. 1) Open a new AB&T checking account in-person at an AB&T branch; AND 2) Have your direct deposit made to this account within 90 days of opening.
• Person to Person payments (such as Zelle®) or external bank to bank transfers using the ACH network are not considered a direct deposit.
• All accounts have a minimum opening deposit of $50 and are subject to applicable terms, fees, and charges.
• Fees may reduce earnings. Ask us for details.
• Bank rules and regulations apply.
• Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details.
• After the qualifications have been met, we’ll deposit the bonus in your new account within 45 days.
• If the checking account is closed by the customer within 90 days after opening, the account will be subject to a $25 early closure fee.
• Eligibility may be limited based on account ownership.
• Offers not available to existing AB&T checking account customers, those whose accounts have been closed within 6 months or closed with a negative balance within the last 3 years.
• Limit one new checking account opening related bonus every two years from the last bonus payout date per customer.
• Limit one bonus per account and per customer.
• Bonus is considered interest and will be reported on IRS Form 1099-INT.
• Offer is not available to non-resident aliens or foreign entities.
• Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

American Bank & Trust $100 Business Checking Bonus (Expired)

Earn a $100 bonus when you open qualifying business checking account and meeting certain requirements.

• What you’ll get: $100 Bonus
• Eligible account: Business Checking
• Availability: SD, MN
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: No
• Monthly Fees: $0
• How to earn it:
  • American Bank & Trust is rewarding you just for opening a new checking account. Enjoy a $100 Bonus with account opening from AB&T.

(Limited time offer)

Fine Print

• All Accounts – All accounts are subject to approval.
• Those with existing American Bank & Trust any type of business checking account do not qualify for the Bonus.
• If the checking account is closed by the customer within 90 days after opening, the account will be subject to a $25 early closure fee.
• Terms, conditions and fees for accounts, products, programs, and services are subject to change and may be withdrawn at any time prior to account opening.
• All accounts have a minimum opening deposit of $50 and are subject to applicable terms, fees, and charges.
• Contact us for applicable rate, term, or fee details.
• The Annual Percentage Yield (APY) is as follows: ???. Bank rules and regulations apply.
• Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details.
• $2 for each check book and Debit Card from another financial institution given at the time the checks/Debit cards are presented, up to $10.
• Bonus may be reported on a 1099-INT or 1099-MISC.
• Bonus will be provided within 45 days of account opening. No minimum balance is required to obtain the Bonus.
• American Bank & Trust reserves the right to end the Bonus promotion at any time.

American Bank & Trust $750 Business Checking Bonus (Expired)

Earn up to a $750 bonus when you open qualifying business checking account and meeting certain requirements.

• What you’ll get: Up to $750 Bonus
• Eligible account: Business Checking
• Availability: SD, MN
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: No
• Monthly Fees: $0
• How to earn it:
  • To receive the $100 Business Cash Back Bonus:
    • 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND
    • 2) Make a cumulative new money deposit of at least $2,000; AND
    • 3) Open 2 Treasury Service products within 60 days after opening your business account.
    • After you have completed all above business checking requirements, we’ll deposit the bonus in your new account within 45 days.
  • To receive the $400 Business Cash Back Bonus:
    • 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND
    • 2) Make a cumulative new money deposit of at least $5,000; AND
    • 3) Open 4 Treasury Service products within 60 days after opening your business account.
  • To receive the $750 Business Cash Back Bonus:
    • 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND
    • 2) Make a cumulative new money deposit of at least $20,000; AND
    • 3) Open 5 Treasury Service products within 60 days after opening your business account.

(Expires 08/19/2023)

Fine Print

• Offer available June 26, 2023 through August 19,2023.
• Accounts are subject to approval.
• If the checking account is closed by the customer within 90 days after opening, the account will be subject to a $25 early closure fee.
• Terms, conditions and fees for accounts, products, programs, and services are subject to change and may be withdrawn at any time prior to account opening.
• All accounts have a minimum opening deposit of $50 and are subject to applicable terms, fees, and charges. Ask us for details.
• Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, etc. may apply.
• See fee schedule for details.
• Fees could reduce earnings.
• Offers not available to those whose business accounts have been closed within 6 months or closed with a negative balance within the last 3 years.
• Limit one new business checking account opening related bonus every two years from the last bonus payout date. Limit one bonus per account and per customer.
• To receive the $100 Business Cash Back Bonus: 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND 2) Make a cumulative new money deposit of at least $2,000; AND 3) Open 2 Treasury Service products withing 60 days after opening your business account.
• After you have completed all above business checking requirements, we’ll deposit the bonus in your new account within 45 days.
• To receive the $400 Business Cash Back Bonus: 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND 2) Make a cumulative new money deposit of at least $5,000; AND 3) Open 4 Treasury Service products withing 60 days after opening your business account.
• To receive the $750 Business Cash Back Bonus: 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND 2) Make a cumulative new money deposit of at least $20,000; AND 3) Open 5 Treasury Service products withing 60 days after opening your business account.
• To receive these bonuses, the enrolled account must not be closed or restricted at the time of payout.
• If the checking account is closed by the customer or American Bank & Trust, within six months after coupon redemption, we will deduct the bonus amount for that account at closing.
• Eligibility may be limited based on account ownership. American Bank & Trust reserves the right to withdraw this offer at any time without notice.
• Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 104-S, if applicable.)
• APY’s are current as of January 9, 2023 and are subject to change after account opening.

How To Waive Monthly Fee

• Totally Free Checking: No monthly fee
• Relationship Checking: No monthly fee
• High Interest Checking: Only $5 monthly charge if minimum balance falls below $1,500
• Totally Free Business Checking: No monthly fee
• Business Checking: No monthly fee
• Business Interest Checking: No monthly fee
• Non-profit & Organization Checking: No monthly fee

Conclusion

If you live near an American Bank & Trust location, you have the opportunity to earn a generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses should be in your hands!

Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more American Bank & Trust Bonuses, Promotions, or Offers!