Axos Bank is an internet-only bank offering residents nationwide a $300 bonus and a generous rate through their Rewards Checking Account of up to 3.30% APY.
Axos Bank Rewards Checking $300 Bonus
Use the promo code SUNNYBONUS when you apply for a Rewards Checking account by December 31st. Then meet qualifying requirements to earn up a $300 welcome bonus!
Axos Bank Rewards Checking Account Features
- Use promo code SUNNYBONUS and apply by December 31st, to earn up to a $300 bonus!
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
- Only $50 to open an account
(FDIC Insured)
How To Earn Bonus
- Open a new Rewards Checking account and use the promo code SUNNYBONUS
- Deposit New-to-Axos bank funds into your new Rewards Checking account within 30 days of account opening. You must have qualifying direct deposits that total at least $5,000 each calendar month during the first seven (7) calendar months your account is open.
- You must also maintain a minimum average daily balance of $7,000 in your Rewards Checking account. The minimum average daily balance must be achieved and maintained from September 2023 through March 2024, to receive your new welcome bonus.
How To Earn Rate
| How To Earn Interest | APY |
| Direct Deposit: Receive monthly direct deposits totaling $1,500 or more. | +0.40% |
| Debit Card Spending or Personal Finance Manager: Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Personal Finance Manager (PFM) “Account Aggregation” in Online Banking. | +0.30% |
| Managed Portfolios: Maintain an average daily balance of $2,500 per month in an Axos Invest Managed Portfolios Account. | +1.00% |
| Self Directed Trading: Maintain an average daily balance of $2,500 per month in an Axos Invest Self Directed Trading Account. | +1.00% |
| Loan Payment: Use your Rewards Checking account to make your full monthly Axos Bank consumer loan payment. Mortgage, personal, and auto loans are eligible. | +0.60% |
| Total | 3.30% |
*DIRECT DEPOSIT IS REQUIRED TO UNLOCK YOUR OTHER INTEREST-EARNING OPTIONS*
Conclusion
If you are heavy debit card user, then the current rate from Axos Bank is a fantastic offer for you to take advantage of.
Not only will you gain access to convenient features, but the Rewards Checking Account was named the “Best Stand-Alone Account” by Time.com!
For those interested in more promotional rates and offers, definitely take a look at our list of Rewards Checking Rates as well as our list of Best Bank Rates and CD Rates!
Take a look at our list of Best Bank Rates, CD Rates as well as our Rewards Checking Rates from industry leading banks such as U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
(FDIC Insured)
