Take advantage of our updates on Bank OZK bonuses, promotions, and offers here.
Currently, they have a $500 bonus offer when you open a checking account.
Bank OZK Review
Bank OZK was established in 1903, and they have more than 250 branches in these ten states: AL, AR, CA, FL, GA, MS, NC, NY, SC, and TX. There is about $22.39 billion in assets and they’ve been recognized as one of the best performing banks in the nation.
I’ll go over all Bank OZK bonuses & offers below.
Bank OZK $500 Checking Bonus (In-Branch)
Bank OZK now has a $500 bonus offer when you open a new checking account.
- What you’ll get: $500 bonus
- Eligible account: Checking Account
- Where it’s available: AR, FL & NC, TX, GA (Bank Locator)
- *Not available at all branches.
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Requirement: Yes
- How to earn it:
- Earn a $250 checking bonus when you open an OZK Checking, OZK Bonus Checking or OZK Interest+ Checking account before Dec. 2, 2023 at a participating branch.
- Here’s how to qualify:
- Make at least three direct deposits totaling $3,000 or more within 120 days of account opening AND
- Make at least twenty debit card purchases within the first 120 days of account opening
- Qualifying checking accounts require a $50 initial opening deposit
- Here’s how to qualify:
- Earn $150 additional bonus based on your checking account balance.
- Here’s how to qualify:
- Maintain a minimum daily balance (end of day balance) of $3,000 for each day from day 30 through day 120 in the qualifying checking account.
- Client must meet the requirements and receive the $250 checking bonus above to be eligible to receive the additional $150 bonus based on checking balance.
- Here’s how to qualify:
- Earn $100 savings bonus when you open an OZK Savings account on the same business day.
- Here’s how to qualify:
- Open a qualifying checking account and an OZK Savings account on the same business day, and you could qualify for an additional $100 bonus.
- Maintain a minimum daily balance (end of day balance) of $3,000 for each day from day 30 through day 120 in the qualifying OZK Savings account and receive an additional $100 bonus.
- OZK Savings requires a $50 initial opening deposit.
- Here’s how to qualify:
- Earn a $250 checking bonus when you open an OZK Checking, OZK Bonus Checking or OZK Interest+ Checking account before Dec. 2, 2023 at a participating branch.
In-Branch Only
(Expires 12/02/2023)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- All of your bank account bonuses will be treated as income and/or interest, and you’ll need to pay taxes for them.
Bank OZK $250 Checking Bonus
Bank OZK now has a $250 bonus offer when you open a new checking account.
- What you’ll get: $250 bonus
- Eligible account: Checking Account
- Where it’s available: AL, AR, CA, FL, GA, MS, NC, NY, SC, and TX
- *Not available at all branches.
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Requirement: Yes
- How to earn it:
- You’ll need 5 direct deposits of at least $2,000 or more altogether in the first 120 days of opening your account.
- Can’t be a current Bank OZK customer (not clear for just checking or for all other accounts).
- If you haven’t opened or closed an account in the last 180 days.
- Once you’ve met all of the eligibility requirements, the $250 will be deposited on day 121.
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- All of your bank account bonuses will be treated as income and/or interest, and you’ll need to pay taxes for them.
How To Avoid Monthly Fees
- OZKChecking: $7 monthly service fee
- Avoid the monthly service fee by doing one of the following:
- Direct deposit totaling $500 or more in the monthly service charge/statement cycle1 OR
- Maintain an average daily balance of $500 or more OR
- Have ten (10) or more posted debit card transactions per statement cycle2
- Service fee will not be applied if the tax responsible owner is under the age of 25
- OZKInterest+ Checking: $12 monthly service fee
- Avoid the monthly service fee by maintaining a $2,500 average daily balance
- OZKBonus Checking: $5 monthly service fee
- Freedom Advantage Checking: $5 monthly service fee
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Conclusion
Overall, this is a decent checking bonus offer to have with the banking experience included. There aren’t many requirements that they have, and there’s a good amount of account features as well. It doesn’t matter what kind of account you choose to open, you’ll still receive the bonus if you meet their requirements. However, if this offer doesn’t seem appealing to you then you should check out a different checking bonus offer.
Although Bank OZK rates are not that competitive compared to other banks, check our best rates Savings, Money Market, and CD accounts to find other competitive rates.
If you are not interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Bank OZK.
Check back often for more Bank OZK Bonuses, Promotions, or Offers!
