Berkshire Bank Bonuses: $100, $660 Checking, Referral Offers (CT, MA, NY, TN, VT)

Take advantage of the latest Berkshire Bank bonuses, promotions and offers here.

Update 10/14/25: You can currently earn a $300 checking bonus + up to $360 in streaming credit through 12/31/25.

Berkshire Bank Bonuses Review

Berkshire Bank is an independent community bank that has been providing quality financial products and services for over 160 years.

I’ll review the current Berkshire Bank bonuses below.

Berkshire Bank $300 Checking Bonus + Up to $360 Streaming Credit

Earn a $300 bonus + Up to $360 Streaming Credit when you open a new account and meet the requirements.

• What you’ll get: $300 Bonus + Up to $360 Streaming Credit
• Eligible account: Checking, Savings, CD or Money Market
• Where it’s available: CT, MA, NY, TN, VT (Branch Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Direct Deposit Required: Yes
• Monthly Fee: $0-$7; waivable
• How to earn it:
  • To earn the $300 checking bonus:
    • Open a new Berkshire One Checking account.
    • Set up recurring direct deposits totaling $1,000 or more per month for 3 consecutive months.
  • To earn the up to $360 streaming credit:
    • To qualify for the Stream On credit, each Calendar Month you must:
    • Have a combined direct deposit total of $2,000 or more each month into your Berkshire One Checking account AND
    • Set up a monthly subscription with one of the following six streaming services to be debited out of your Berkshire One Checking account: Disney+, Netflix, Hulu, YouTube Premium, Paramount+ or Spotify Premium. Annual subscriptions do not qualify.
    • Both required transactions must post and settle to the account during the Calendar Month. Your monthly streaming service debit must post and settle to your account by the end of business (5 PM EST) on the last business day of a Calendar Month to be counted.
    • The following additional terms apply to this account: If you qualify each calendar month, for the 24 months following account opening, we will credit up to $15 per month into your Berkshire One checking account. Monthly credits will cease the 25th calendar month after account opening.

(Expires 12/31/2025)

Fine Print

• The $300 reward is not valid for Berkshire Bank clients with an existing Berkshire Bank checking account and is limited to new Berkshire One checking clients that set up Direct Deposit through the Berkshire Bank online banking platform.
• New Berkshire One Checking Clients who set up recurring direct deposits totaling $1,000 or more per month for 3 consecutive months into their Berkshire One Checking account will receive $300. To qualify for the $300, the Berkshire One Checking Client must successfully complete their Direct Deposit switch through Berkshire Bank’s online banking platform or Mobile app Direct Deposit tool by December 31, 2025. Direct deposits set up in branch or directly with the payroll provider outside of the Berkshire Bank online banking platform or mobile app will not qualify for this offer.
• Eligibility and Exclusions-The Direct Deposit credit is only valid by using Berkshire’s online banking platform to set up your direct deposit. Must be at least 18 years of age to use Direct Deposit and to be eligible for credit. Client can only receive one $300 credit for this promotion. Direct Deposit setup must be submitted through pinwheel by December 31, 2025 to be eligible for this promotion. Direct deposits must total $1,000 or more into a single Berkshire One Checking account per month for 3 consecutive months to qualify. All account specific qualifications must be met to qualify for credit. The program may be discontinued or changed at any time without notice.
• Credit Information-The client’s Berkshire One Checking account must remain open, active, and in good standing. The Berkshire One Checking account must receive a combined direct deposit of $1,000 or more per month for three (3) consecutive months. The first direct deposit must be received within 45 days of Direct Deposit submission (or form download). The calendar month following the third qualifying direct deposit, Berkshire Bank will credit $300 into the customer’s Berkshire One Checking account set up using Direct Deposit. The client will see the credit reflected in their statement with the description “Direct Deposit 1H2025 Credit.” Direct Deposit credits may be reportable to the IRS on Form 1099-MISC.
• This Direct Deposit promotion is scheduled to end on December 31, 2025. Any direct deposit that is set up after December 31, 2025, will not be eligible for the Direct Deposit credit under the above terms.
• In addition, Berkshire Bank may refuse payment to a customer under the program if it has a good faith belief that the individual has provided false, misleading, or deceptive information while participating in the Direct Deposit program or establishing corresponding accounts.
• Direct Deposit is offered through Pinwheel. Berkshire Bank has a relationship with Pinwheel to offer services to its clients.
• You will receive a refund of all External Outgoing Transfer fees assessed, which will be credited by the fifth (5th) business day of the following month. Your credits may be reportable to the IRS on Form 1099-MISC. Does not include wire transfer fees.
• To qualify for the Stream On credit, each Calendar Month you must:
• Have a combined direct deposit total of $2,000 or more each month into your Berkshire One Checking account AND Set up a monthly subscription with one of the following six streaming services to be debited out of your Berkshire One Checking account: Disney+, Netflix, Hulu, YouTube Premium, Paramount+ or Spotify Premium. Annual subscriptions do not qualify. Both required transactions must post and settle to the account during the Calendar Month. Your monthly streaming service debit must post and settle to your account by the end of business (5 PM EST) on the last business day of a Calendar Month to be counted. Transactions may take one or more business days to post and settle to an account after the date a transaction is made. “Calendar Month” begins on the first of the month and ends the last day of the monthly period.
• The Stream On credit is not valid for Berkshire Bank clients with an existing Berkshire Bank checking account and is limited to new Berkshire One checking account clients only. The following additional terms apply to this account: If you qualify each calendar month, for the 24 months following account opening, we will credit up to $15 per month into your Berkshire One checking account. Monthly credits will cease the 25th calendar month after account opening. Berkshire Bank will provide a credit in the amount of the highest streaming service paid up to $15. For example: If you pay $6.99 a month for Netflix and $7.99 a month for Disney+, you will receive a streaming service credit of $7.99 the following calendar month. If you pay over $15 a month for one of the above streaming services, you will receive a credit of $15 the following calendar month. This credit will show on your statement with the description “Credit for streaming service”. Stream On credits are capped at 24 per tax reported owner. When the Stream On qualifications are met, the credit will be posted to your account within the following calendar month. If you do not qualify at any point during the 24 calendar months following account opening, you will NOT receive the streaming service credit for that calendar month. Stream On credit Scenarios:
  • 1. You open your Berkshire One Checking account August 1, 2025, and qualify for the Stream On credits consistently for 24 months. At the end of the promotional period, July 31, 2027, you will have received 24 Stream On credits.
  • 2. You open your Berkshire One Checking account August 1, 2025, but do not qualify for the Stream On credits until September 1, 2025. At the end of the promotional period, July 31, 2027, you will have received 23 Stream On credits.
  • 3. You open your Berkshire One Checking account August 1, 2025, and qualify for the Stream On credit for the remainder of 2025. In January 2026, your monthly combined direct deposit falls short of the $2,000 requirement, you will not receive the credit in February. If you then subsequently qualify in February and continue to qualify each calendar month, you will receive the Stream On credit until July 31, 2027. At the end of the promotional period, you will have received 23 Stream On credits. If the account is closed before any credits are posted to your account, the credits will be forfeited. Your credits may be reportable to the IRS on Form 1099-MISC.

Berkshire Bank $100 Referral Bonus

• What you’ll get: $100 Bonus
• Eligible account: Personal Checking
• Where it’s available: CT, MA, NY, TN, VT
• Credit Inquiry: Soft Pull or Hard Pull?
• Direct Deposit Required: Yes
• Monthly Fee: $0-$7; waivable
• How to earn it:
  • Invite Friends to Berkshire One Checking and earn up to $400 in 3 easy steps:
  • Invite. Use your email template or share your referral link to let your friends know about Berkshire Bank.
  • Apply. Your friends apply for accounts using your referral code.
  • Receive. If their application is approved and qualifying activities are met, you’ll each get $100 in your accounts!

(Limited time offer)

Fine Print

• Refer a Friend: Existing Berkshire Bank customers making a referral (“Referrer”) will receive $100 for each eligible individual referred to Berkshire Bank (“Referred Person”) who is a new customer without an existing Berkshire Bank relationship, who utilizes the personalized link provided by the Referrer to open a Berkshire One checking account, successfully submits the application using the referral code by December 31st, 2024, and completes the other requirement specified in the Refer a Friend disclosure.
• Other Berkshire Bank checking products do not qualify.
• The initial Referrer may receive up to a maximum of $400 within a calendar year for participating in the Refer a Friend program.
• “Calendar Year” is a one-year period that begins on January 1st and ends on December 31st.
• For more details on eligibility and how to make a referral, read our Refer a Friend Disclosure.

How To Waive Monthly Fees

• Free Checking: None
• NOW Checking: $7 monthly fee, waivable by maintaining the $750 minimum balance
• eXciting Military Checking: None
• Teen Checking: None
• GPS Checking: None
• Business Checking 500: None

Conclusion

If you live near an Berkshire Bank location, you have the chance to earn bonuses. There are a vast array of promotions from Berkshire Bank, that’s why we aim to provide the best and most up to date bank bonuses currently available!

While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

Definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Feel free to comment on this post with any questions you may have about Berkshire Bank, their accounts they offer, or any experiences you have had!

Check back often for more Bonuses, Promotions, or Offers!