Find the latest Blue Foundry Bank bonuses, promotions, and offers here.
Currently, Blue Foundry Bank is offering $600, $1,000 bonuses when you open a qualifying account and meet all the requirements.
Update 3/18/24: According to their FAQS, these offers are available nationwide. There is currently a $600 checking and savings bonus + a $1000 business checking bonus.
Blue Foundry Bank Bonuses Review
Blue Foundry Bank® has been building this community and crafting solutions for our customers since the 1870s. In 1939, two Rutherford building associations combined to become Boiling Springs Loan & Building Association. Our main office was located on Park Avenue in Rutherford.
I’ll go over the Blue Foundry Bank bonuses & offers below.
Blue Foundry Bank $600 Checking & Savings Bonus
Earn a $600 bonus when you open qualifying checking & savings account and meeting certain requirements.
- What you’ll get: $600 Bonus
- Eligible account: Checking & Savings
- Availability: Nationwide. Branches in NJ (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: None
- How to earn it:
- Earn up to $600 with the Blue Axis Edge® Checking and Blue Axis Edge® Savings accounts.
- Earn $300 when you open a Blue Axis Edge® Checking and maintain a monthly minimum direct deposit of $500 for at least 6 months.
- Earn $300 when you open a Blue Axis Edge® Savings and deposit $15,000 or more in new money while earning a highly competitive blended rate.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Only one bonus per tax id, per product. Blue Foundry Bank reserves the right to modify or discontinue the bonuses at any time.
- Accounts opened online require eBanking enrollment. 1 Bonus is not available to existing Blue Foundry Bank Checking customers or customers that have closed their checking account within the last 12-months.
- Bonus will be earned when account maintains a consecutive combined direct deposit of $500 or more each month during the 6-month (182 days) qualification period.
- The direct deposit must be credited to the account within the first 60 days of account opening. Once the qualification period has concluded, the account will be credited the $300 bonus within 60 days.
- For tax purposes, bonus will be reported on form 1099. 2 Unlimited ATM fee rebates apply to cash withdrawals using your Debit Mastercard® at all participating Accel and Cirrus ATMs worldwide.
- ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your account.
- Blue Foundry Bank® makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from ATM operators.
- Blue Foundry Bank reserves the right to modify or discontinue the ATM fee rebate at any time. 3 Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period. New money is defined as money not currently on deposit with Blue Foundry Bank.
- Once the qualification period has concluded, the account will be credited the $300 bonus within 60 days.
- This account earns a blended variable rate: balances of $.01 – $4,999.99 earn an APY (Annual Percentage Yield) of 5.00% based on an interest rate of 4.88%; balances of $5,000 – $249,999.99 earn an APY of 1.75% based on an interest rate of 1.73%; and balances of $250,000 and up earn an APY of 2.70% based on an interest rate of 2.66%. Rates are effective as of 1/17/24 and subject to change after account opening.
- Minimum opening deposit of $5.
- Fees may reduce the earnings on the account.
- Blue Foundry Bank reserves the right to discontinue the availability of this promotion at any time.
Blue Foundry Bank $1,000 Business Checking Bonus
Earn a $1,000 bonus when you open qualifying business checking account and meeting certain requirements.
- What you’ll get: $1,000 Bonus
- Eligible account: Business Checking
- Availability: Nationwide. Branches in NJ (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fees: None
- How to earn it:
- Open a Blue Carbon® Business Solutions Checking account.
- Bonus will be earned when account maintains a balance of at least $35,000 at all times during a 7-month (213 day) qualification period.
- Qualification period begins when account balance is $35,000, which must be within the first 30 days of account opening.
- Once the qualification period has concluded, your account will be credited the $1,000 cash bonus within 60 days.
(Limited time offer)
| Chase Business Checking ($300 Bonus) | U.S. Bank Business Checking ( $400 or $900 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Live Oak Bank Business Savings ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
Fine Print
- If the minimum daily balance falls below $35,000 on any given day, the applicable Cash Management fee will be withdrawn from the account in the next calendar month. Please refer to the Cash Management Fee Schedule for applicable fees.
- Cash bonus is not available to existing Blue Foundry Bank Business Checking customers or businesses that have closed their checking account within the last 12 months. Only one Cash Bonus available per tax id. Bonus will be earned when account maintains a balance of at least $35,000 at all times during a 7-month (213 day) qualification period. Qualification period begins when account balance is $35,000, which must be within the first 30 days of account opening. Once the qualification period has concluded, your account will be credited the $1,000 cash bonus within 60 days. For tax purposes, bonus will be reported on form 1099. Blue Foundry Bank reserves the right to modify or discontinue the cash bonus at any time.
- Avoid a $5 monthly statement fee by enrolling in eBanking and selecting eStatements.
How To Waive Monthly Fee
- Blue Axis Checking: No monthly maintenance fees
- Blue Axis Connect Checking: No monthly maintenance fees
- Class Checking: No monthly fees
- New Jersey Consumer Checking: $3 monthly fees
- Blue Carbon Business Solutions Checking: No Monthly Maintenance Fees
- Blue Carbon Business Checking: No Monthly Maintenance Fees
- Blue Carbon Edge Business Checking: No Monthly Maintenance Fees
- Small Business Checking: $10 monthly fee if the balance falls below $500
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Conclusion
If you live near a Blue Foundry Bank location, you have the opportunity to earn a generous bonuses.
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
