Check out our updates on California Coast Credit Union bonuses, promotions, and offers.
Update 6/30/26: There’s currently an up to $200 checking bonus & $50 referral bonuses.
California Coast Credit Union Bonuses Review
California Coast Credit Union is headquartered in San Diego, California and they were established in 1929. Since then they have grown to 27 locations and they boast an A+ health rating.
I’ll go over the California Coast Credit Union bonuses below.
California Coast Credit Union $150 Checking Bonus
- What you’ll get: $150 Bonus
- Eligible account: Checking Account
- Where it’s available: MN (Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fee: See below
- How to earn it:
- How to Earn up to $200:
- $100 Open your account. Open a new Cal Coast Extra Value Checking with Identity Theft Protection.
- $50 Use your debit card. Use your debit card 10 times each month for the first 3 months.
- $50 Refer friends & family. Earn $50 for each new member you refer that becomes a member.
- All incentive bonus payments will be paid to the savings account within 120 days after qualifications are met.
- Use Promo Code “RESET” on your membership application.
- How to Earn up to $200:
(Limited time offer)
| Chase Total Checking ($400 Bonus), | Chase Secure BankingSM ($175 bonus), |
| Bank of America Checking ($100 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($425 bonus) | U.S. Bank Smartly® Checking ($450 Cash Bonus) |
Fine Print
- This promotion is available for a limited time and may be changed or discontinued at any time without notice. Use promo code: “Reset” at account opening. Offers cannot be combined. Cal Coast Credit Union employees are not eligible. New members must be at least 13 years old to qualify. Members ages 13-15 must have a parent or legal guardian as a joint owner on the account. Must meet membership and account eligibility requirements. A one-time $5 membership fee may apply. Membership eligibility details are available at calcoastcu.org/membership-benefits/.
Tax Reporting and Liability: - All incentive bonus payments will be paid to the savings account within 120 days after qualifications are met. All incentive bonuses are considered interest, subject to tax, and will be reported on IRS Form 1099-INT.
To receive the $100 new member incentive bonus: you must within 60 days of opening your membership complete the following: 1) open an Extra Value Checking account; 2) enroll in eStatements; 3) maintain at least $50 in checking account; 4) set up at least one of the following: a) direct deposit; b) Online or Mobile Banking; c) Online Bill Pay. - To receive the $50 debit card bonus: Use your Cal Coast Debit Mastercard 10 times per month for the first 3 months (or 30 times within 90 days of account opening).
- To receive the $50 referral bonus: Eligible members can earn a $50 bonus through the Cal Coast Member Referral program. To qualify for the $50 referral bonus, the referring member must be an existing, active Cal Coast Credit Union member in good standing. The referred member must be a new member to Cal Coast Credit Union, open a separate membership account which includes payment of a one-time $5 membership fee, and meet the membership and account eligibility requirements. Bonus limits: a) $50 max referral bonus per referred member, b) $500 max total referral
- Additional Member Referral Program Terms: Referring members must be 18 years old to participate in the Coast into Cash referral program. Referred members who are 13 to 15 years old require a parent or guardian to be a joint owner on the account. Referrals are subject to verification. All related individuals may no longer qualify for this promotion and may not receive all or a portion of the bonus if, in Cal Coast Credit Union’s sole discretion, they are linked to an unqualified referral or misuse of the program. Learn more at calcoastcu.org/refer.
California Coast Credit Union $50 Referral Bonus
To earn the $50 bonus offer, refer a new member to open an eligible checking account, and meet the requirements.
- What you’ll get: $50 (Up to $500) Bonus
- Eligible account: Checking Account
- Where it’s available: MN (Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: See below
- How to earn it:
- You will earn $50 when you refer a friend who becomes a Cal Coast member.
- You will receive $50 when you become a member, deposit $50 in a qualifying account, and do one of the following:
- Open a checking account with eStatements and add direct deposit, online banking, or online bill pay
(Limited time offer)
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $5,000 Cash Bonus), |
| Bank of America Checking (Up to $500 Bonus Offer) | |
Fine Print
- New members must be at least 13 or older to qualify as a referral in the program.
- Ages 13 through 15 require a parent or guardian to be joint on the account.
- Savings account required.
- Requires a minimum opening deposit of $50 in a savings or checking account and a minimum balance of $50 must be maintained until dividend bonus is paid.
- One-time $50 dividend bonus paid into new member savings account when qualifying accounts are opened/loan is funded.
- Qualifying accounts must be opened within 30 days of membership date to be eligible for the $50 dividend bonus.
- Additional $75 dividend bonus paid when real estate loan funds within the first 120 days.
- Requires a minimum deposit balance of $50 in a savings or checking account.
- Rates are subject to change.
- Bonus subject to tax reporting.
- Limited time offer; program subject to change without notice.
- Membership and credit subject to approval.
- Serving everyone who lives or works in San Diego or Riverside counties.
- A one-time $5 membership fee and savings account required.
- Cannot be combined with any other offer.
- Some restrictions apply.
- New member eligible for one $50 incentive.
How To Waive Monthly Fees
- FREE CHECKING: None
- EXTRA VALUE CHECKING: $3.75
- DIVIDEND CHECKING: $8, Waived with $1,500 min. daily balance
- ULTRA PERFORMANCE CHECKING: $20, Waived with $15,000 min. daily balance
- PRIMARY SAVINGS: $0 or $5 single service fee
- SPECIAL SAVINGS: None
- SMART SAVINGS: None
- SMALL BUSINESS CHECKING: $8 (waived with $2,500 average daily balance)
- CHOICE BUSINESS CHECKING: $8 (waived with $5,000 average daily balance or $1,000 in monthly debit transactions)
- PREMIER BUSINESS CHECKING: $18 (waived with $7,500 average daily balance or $2,000 in monthly debit transactions)
- NON-PROFIT CHECKING: None
- BUSINESS SAVINGS ACCOUNT: $5 (waived with $50 average daily balance in non-checking accounts)
- BUSINESS MONEY MARKET: None
- BUSINESS MONEY MAX INDEX: $10 (waived with $2,500 average daily balance)
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Conclusion
Overall, when you refer someone to open a new checking account , you’ll receive a great bonus offer. Additionally, you can receive another bonus for referring people to join. However, be sure to note that there is a limitation to the number of people you’re able to refer to.
California Coast Credit Union rates are decently competitive compared to traditional banks, however, it’s hard to compete with online banks, so check our best rates Savings, Money Market, and CD accounts.
Use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Feel free to comment below and let us know about how your experience went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Check back often for more California Coast Credit Union Bonuses, Promotions, or Offers!
