Capital Bank Bonuses: $105 Checking Promotion (NY)

Find the latest Capital Bank bonuses, promotions, and offers here.

Update 4/6/26: There’s currently a 10,500 bonus points offer ($105 bonus) valid through 4/30/26.

Capital Bank $105 Checking Bonus

Earn a $105 bonus when you open qualifying checking account and meeting certain requirements.

• What you’ll get: $105 Bonus
• Eligible account: Checking
• Availability: NY (Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fees: None with Free Checking
• How to earn it:
  • Open a new checking account and free Debit Mastercard
  • Earn 10,000 bonus points when you enroll in uChoose Rewards®.
  • Earn 500 additional points after your first qualifying purchase.
  • Please allow up to one week for points to appear in the account.

(Limited time offer)

Fine Print

• Offer valid through April 30, 2026.
• First time registration of your Debit Mastercard® in uChoose Rewards® must be completed by April 30, 2026 to receive welcome points offer.
• A Debit Mastercard® purchase must be made after enrollment and post to your account before April 30, 2026 to earn first qualifying purchase bonus.
• Valid only for those not currently enrolled in uChoose Rewards®. Customer can earn 10,500 promotional points maximum.
• Please allow up to one week for points to appear in the account.
• To earn the 500 bonus points on the first eligible transaction, the Debit Mastercard® must be used as a “credit” or “signature” transaction. HSA accounts are not eligible.

Conclusion

Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more Capital Bank Bonuses, Promotions, or Offers!