Find the latest Carter Bank bonuses, promotions, and offers here.
Update 12/24/25: There’s currently a $300 checking bonus available for a limited time!
Carter Bank $300 Checking Bonus
Earn a $300 bonus when you open qualifying checking account and meeting certain requirements.
- What you’ll get: $300 Bonus
- Eligible account: Checking
- Availability: NC, VA (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: None with Lifetime Free Checking
- How to earn it:
- Open your new Carter Bank checking account.
- Qualifying 90 days starts on the day the account is opened.
- Over these 90 days, qualification requirements include setting up and direct deposits totaling $1000; and maintaining an average daily balance of $500.
- The $300 cash incentive will be deposited into the same account within 30 days after the 90th day and only if all qualifications are met.
(Limited time offer)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Offer available for a limited time and only on new Lifetime Free, Lifetime Plus, and 50+ Interest Checking Accounts.
- Terms are subject to change without notice.
- Qualifying 90 days starts on the day the account is opened.
- Over these 90 days, qualification requirements include setting up and direct deposits totaling $1000; and maintaining an average daily balance of $500.
- All deposits and average daily balance must be in place by 8PM eastern standard time on the 90th day.
- The $300 cash incentive will be deposited into the same account within 30 days after the 90th day and only if all qualifications are met.
- The annual percentage yield (APY) for the 50+ interest checking is .05%.
- The minimum balance to earn the stated APY is $.01.
- The APY for Lifetime Plus checking $0 – $15,000 is 5.00% and $15,000.01 up to $999,999,999.99 is 5.00% – .50% based on a blended rate and qualifying events.
- Rates are accurate as of November 6, 2025. $100 to open each account. Fees may reduce earnings.
- All rates, terms, and products are subject to change after account opening.
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Conclusion
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Carter Bank Bonuses, Promotions, or Offers!
