Centra Credit Union Bonuses: $600 Checking Promotion (IN, KY)

Find the latest updates on Centra Credit Union bonuses, promotions, and offers here.

Update 11/24/25: There’s currently a $600 checking bonus valid through 12/31/25.

Centra Credit Union Bonuses Review

Centra Credit Union is headquartered in Columbus and is the 6th largest credit union in the state of Indiana. It is also the 223rd largest credit union in the nation. It was established in 1940 and as of December of 2022, it had grown to 385 employees and 155,264 members at 25 locations. Centra Credit Union’s money market rates are 9X the national average, and it has an A health rating.

I’ll review the Centra Credit Union Checking Account below.

Centra Credit Union $600 Checking Bonus

To earn this $600 bonus, just open a new checking account and meet all of their requirements.

• What you’ll get: $600 Bonus
• Eligible account: Checking Account
• Where it’s available: IN, KY (Branch Locator)
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fee: None
• How to earn it:
  • Become a Centra Member and get $6001 when you complete these simple steps:
    • Open a Cashback or High Interest Checking account.
    • Sign up for electronic statements.
    • Receive at least $500 in direct deposits each month for two consecutive months.
  • Use promo code GET600 when you open your account.

(Expires 12/31/2025)

Fine Print

• Must use promo code “GET600” at account opening.
• To qualify for this offer, you must qualify for Membership with Centra and cannot be a current Member of the Credit Union.
• Offer is available when you become a Centra Credit Union Member, open a Cashback Checking or High Interest Checking account, and complete the following qualifying activities: sign up for eStatements and receive at least $500 in direct deposits each month to the new checking account for two consecutive months.
• The account must be opened between November 1, 2025, and December 31, 2025.
• You will have 90 days from the date you open your checking account to complete qualifying activities.
• The earned incentive will be deposited into your Member Loyalty Account on or around the 5th of the month following the end of the qualification period.
• For tax purposes, you will receive a Form 1099-INT for the bonus.
• Offer cannot be combined with any offers.

How To Waive Monthly Fees

• Cashback Checking: No monthly maintenance fees
• High Interest Checking: $5 monthly fee waive with Direct Deposit and eStatements
• Business Community Checking: No monthly maintenance fee
• Small Business Checking: No monthly maintenance fee
• Select Business Checking: No monthly maintenance fee if you maintain an average daily balance of $10,000 or more (otherwise monthly fee is $15)

Conclusion

Now, when you open a new account with Centra Credit Union, you’ll be able to earn this great bonus offer today! Additionally, there are several perks that you’ll be able to enjoy as well. However, if you don’t reside in Texas, check out other checking bonuses below.

I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Feel free to comment on this post with any questions you may have about Centra Credit Union, the accounts they offer, or coupon codes.

Check back often for more Centra Credit Union Bonuses, Promotions, or Offers!