If you own a business, no matter if it’s online, on the go, or brick-and-mortar, you’re going to need a payment processing solution to make your transactions. That’s why Chase Bank offers Chase Payment Solutions where you can easily accept payments and get reporting solutions to keep your business growing.
Chase Payment Solutions features clear and simple pricing, plus services around the clock, so you can focus on your business.
Fill in your business information to get started with your account. Then, you can accept payments online and in-person, either at a physical location or on-the-go. Read on to find out more about what Chase Payment Solutions can do for your business.
The information for the Chase Payment Solutions has been collected independently by BankCheckingSavings. The product details on this page have not been reviewed or provided by the bank.
Chase Payment Solutions
Chase Payment Solutions Quick Summary
| Features & Fees | Details |
| Processing Solutions | Retail, online & mobile |
| Pricing Types | Tiered, Interchange Plus – by request |
| Retail Fees | 2.6% discount rate and $0.10 per tap, dip or swiped transaction, or 3.5% discount rate and $0.10 per keyed transaction |
| Monthly Fees | None |
| Early Termination Fee | None – month-to-month contract |
Chase Payment Solutions Features
Because Chase Payment Solutions is a full-service direct processor, the company will manage your account as well as process your transactions. If any problems like like account freezes and chargebacks comes up, you just need to call one company instead of the usual two.
Chase Payment Solutions provides you with:
- 24/7/365 Chase customer support
- Next-business-day funding with a Chase business checking account
- No monthly or hidden fees and no long-term contracts
Payment Options
Accept Payments In-Person
- Countertop Terminals
- For brick-and-mortar businesses that need a POS system with wired points of sale.
- Table Terminals
- For restaurants that have customers pay at their table or other businesses that need a device that can move throughout their store.
- On-the-Go Solutions
- For businesses that want to accept in person payments on their mobile device. Perfect for accepting payments outside a physical location.
- Online Point of Sale Solutions
- For healthcare providers, professional services, and office businesses that want to accept in person payments through a computer pin pad.
Accept Payments Online or Over the Phone
- Virtual Terminal Solutions
- For businesses that want to accept card payments over the phone or by mail.
- E-Commerce Solutions
- For businesses that want to accept payments through their website.
Chase Payment Solutions Benefits
- 24/7/365 Chase customer support
- Next-business-day funding with a Chase business checking account
- No monthly or hidden fees and no long-term contracts
Chase Business Checking Option
 • Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions. • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments. • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account. • Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology. • Associate Debit and Employee Deposit Cards available upon request |
Credit Card Processor Alternatives
Below is a list of services that each of these credit card processor offers. Consider all of the features before deciding if Chase Payment Solutions would work best for you.
* Great for small businesses, no monthly fees, no minimums, 2.75% per swiped transaction.
Square is a credit card processing service that offers a variety of solutions for merchants. Square is a free mobile processing system that are known for their POS and back-office features. They also offer upgraded POS for eCommerce features that attracts people.
| Transaction | Fees |
| Retail | 2.75% each swiped transaction 3.5% + $0.15 each keyed in transaction |
| Online/eCommerce | 2.9% + $0.30 each transaction |
Read our comparison between Chase Payment Solutions vs. Square article here.
* Online only, no monthly fees, 2.9% + $0.30 per transaction.
Stripe aims to improve businesses by empowering it. Their site even gives you access to developer tools for convenience so you can continuously build your business. They also have an option for instant access to payment processing.
The service comes with a free and powerful API that lets you build a custom checkout experience into your website, without charging any additional fees.
Chase Payment Solutions Disclosures
1Payments processed, approved, and completed by 5:00 PM Pacific Time (PT) / 8 PM Eastern Time (ET) are eligible for same-day deposits, 6 days a week, excluding Saturdays. In addition, all QuickAccept deposits are subject to the QuickAccept Terms of Service. Payments held for risk, fraud, or other review may not be eligible for same-day deposits. Payments processed, approved and completed by 5:00 PM PT / 8:00 PM ET, Sunday through Friday (including holidays), will be deposited into the business owner’s Chase business checking account that night. All payments processed, approved and completed by 5:00 PM PT / 8:00 PM ET on Saturdays will be deposited into the business owner’s Chase business checking account Sunday morning by 7:30 AM ET. There is no additional cost for same-day deposits, but standard rates and fees will apply for business checking and payment processing. Customers qualify for same-day deposits upon sign-up and depositing into a Chase business checking account. Same-day deposits are available in the U.S. only. Additional exclusions may apply.
2Rate Information: Mastercard, Visa, American Express, Discover, and Chase Transactions involving physical Credit and Signature Debit cards will be assessed 2.6% discount rate and $0.10 per tap, dip or swiped transaction, and 3.5% discount rate and $0.10 per keyed transaction. PIN Debit, EBT Transactions and E-commerce transactions are excluded. Not all businesses may qualify, talk to a payment specialist for more details.
3Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Message and data rates may apply.
4https://reports.jpmorganchase.com/investor-relations/2020/ar-ceo-letter-gordon-smith.htm
“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.
JPMorgan Chase Bank, N.A. Member FDIC
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Conclusion
In order for your business to flourish, you’ll need a payment processing system. No matter what type of business you have, Chase Payment Solutions offer simple and secure payment solutions to accept all major credit cards.
Plus, you can see reporting solutions to find important insights and trends to grow your business.
If you’re interested, check out what more Chase has to offer with their Chase bank promotions and Chase credit card promotions!
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
 The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
