Chase Sapphire Reserve®, and its cheaper sibling, Chase Sapphire Preferred®, is part of some of the best travel credit cards on the platform. The Chase Sapphire Reserve® gains 3x points for all travel and dining expenses globally, and the Chase Sapphire Preferred® gains 2x points for the exact same expenses.
With Chase, they have a large range definition for travel, this includes the parking fees and Airbnb reservations. But, how does Chase dfine and explain their dining expenses? Read more below to find out.
 The Chase Sapphire Reserve offers 100,000 points + $500 Chase Travel promo credit after you spend $5,000 in purchases in the first 3 months from account opening. You'll earn • 8x points on all purchases through Chase Travel, including The Edit • 4x points on flights booked direct • 4x points on hotels booked direct • 3x points on dining worldwide • 1x points on all other purchases This card does carry a $795 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre✓®, and more annual value from perks and benefits. Member FDIC |
 The Chase Sapphire Preferred® Card offers 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
Chase’s Definition of “Restaurants”
To them, what the definition of restaurants for Chase Sapphire cards will be:
In other words, this means that you will be able to gain bonus points for anything like Starbucks or Chipotle to a Michelin-star restaurant.
This is what Chase states that isn’t eligible for dining:
This will mean, specific food delivery options such as Postmates won’t be eligible for a restaurant. Grocery store expenses won’t be included as a dining option either.
What Counts As Dining
There are some examples of what counts as dining listed below.
- Bars
- Breweries
- Cafes
- Coffee shops
- Restaurants
- University dining halls
- Fast food restaurants
- Juiceries
- Restaurant delivery services*
- Vending machines
This will also include Caviar, Eat24, Grubhub, and Seamless. Does not include Postmates.
What Doesn’t Count as Dining
The list below will not count as dining:
- Amazon Restaurants
- Bakeries
- Catering services
- Inflight food & drinks
- Food & drink merchants located within larger merchants
- Grocery stores
- Meal kit subscriptions
Bottom Line
Like other travel expenses, Chase’s definition of what a dining expenses do and don’t count is quite vague. Being a Chase Sapphire cardholder will have lots of chances to gain 3x (Chase Sapphire Reserve®) or 2x (Chase Sapphire Preferred®) Ultimate Rewards points.
View our Chase Coupon promo codes here.
