Here you’ll find the latest offers from Citi® – keep up to date with Citi bonuses, promotions, and offers here.
Citi is the fourth-largest bank in the U.S. and one of the biggest banks in the world. They are looking to find new customers with large deposits by offering up to $5,000 cash bonus if you open an account.
Update 4/1/24: The $500 Self Invest and $5000 Wealth Management offers have been extended through 6/30/24.
Citi Checking $300 Cash Bonus
New checking customers can earn a $300 cash bonus by opening an eligible checking account from 1/10/24 to 7/8/24 with qualifying Enhanced Direct Deposits and completing required activities.
- Open a new eligible Citi Checking account with Enhanced Direct Deposits, and enroll in this offer by applying directly from this page. Offer valid from 1/10/24 to 7/8/24.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $1,500 or more.
- Earn and enjoy a $300 cash bonus. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
The information for the Citi Checking Account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
U.S. Bank Smartly® Checking ($700 Cash Bonus) | SoFi Checking & Savings Account ($325 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($200 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) | Truist Checking ($400 bonus) |
Citi Up to $2,000 Business Checking Bonus
Earn up to a $2,000 cash bonus. Here’s how to earn your Citi business checking cash bonus:
- Open a new CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account between January 10, 2024 and July 8, 2024
- Within 20 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citibank funds to eligible accounts
- Maintain your balance for 60 consecutive calendar days after the funding period
Qualifying Balance Level | Cash Bonus |
$5,000 – $19,999 | $300 |
$20,000 – $99,999 | $750 |
$100,000 – $199,999 | $1,500 |
$200,000 and above | $2,000 |
The information for the Citi Business Checking Account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
Chase Business Checking ($300 Bonus) | U.S. Bank Business Checking ($350 or $800 Bonus) |
Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Huntington Business Checking 100 ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
Live Oak Bank Business Savings ($300 Bonus) |
Citi Self Invest Up To $500 Bonus
Earn up to $500 when you open and fund a Citi Self Invest account and complete all requirements.
- Fund a new or existing Citi Self Invest account with a minimum of $10,000 of New-To-Citi funds between 3/1/24 – 6/30/24. The date we receive the first New-To-Citi funds in your Citi Self Invest account is defined as your “Date of Initial Funding”. See below for the definition of “New-To-Citi funds”. The Date of Initial Funding will determine the Account Funding Period, during which you may continue to add New-To-Citi funds to establish your bonus amount.
- You must be enrolled in eDelivery of statements through the end of the Account Funding Period.
- Maintain the New-To-Citi funds in your Citi Self Invest account through the Maintain Funds deadline shown in the chart below. For example, an account that initiates funding from 3/1/24 – 3/31/24 must complete funding their account by 4/30/24, and then maintain funds until 5/31/24.
- The cash bonus will be credited to your Citi Self Invest account by the deadline shown in the chart below for customers who have met the qualifying requirements stated above. At the time the cash bonus is credited to that account, the Citi Self Invest account must be open and in good standing.
Cash Bonus | New-To-Citi Funding |
$100 | $10,000 – $49,999 |
$200 | $50,000 – $199,999 |
$500 | $200,000 or more |
The information for the Citi® Self Invest has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
M1 Finance (Up to $500 Cash) |
Citi Personal Wealth Management Up To $5000 Bonus
Earn up to $5,000 and help get your investments on track.
- Step 1: Contact a Financial Advisor to enroll a new or existing eligible Citi Personal Wealth Management account by 06/30/2024.
- Step 2: Fund a new or existing Citi Personal Wealth Management account with a minimum of $50,000 in New-to-Citi funds between 04/01/2024 – 06/30/2024.
- Step 3: Enroll or maintain enrollment in eDelivery of statements through the Account Funding Period deadline shown in the Terms and Conditions.
- Step 4: Maintain the New-to-Citi funds in your account through the Maintain Funds deadline shown in the Terms and Conditions.
Cash Bonus | New-To-Citi Funding |
$500 | $50,000 – $199,999 |
$1,000 | $200,000 – $499,999 |
$2,000 | $500,000 – $999,999 |
$3,000 | $1,000,000 – $1,999,999 |
$5,000 | $2,000,000+ |
The information for the Citi Personal Wealth Management has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
M1 Finance (Up to $500 Cash) |
Citi® Accelerate Savings
Citi Priority Account $200, $500, $1,000, $1,500, or $2,000 Cash Bonus (Expired)
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citi Priority Account
- Expiration Date: 1/9/2024
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
Cash Bonus | Minimum Deposit & Minimum Balance |
$200 | $10,000 – $29,999 |
$500 | $30,000 – $74,999 |
$1,000 | $75,000 – $199,999 |
$1,500 | $200,000 – $299,999 |
$2,000 | $300,000 and above |
Member FDIC.
Fine Print
- Your Balance must be held in your eligible Checking Account
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- So long as you have not owned a Citi checking account in the last 180 days, are at least 18 years old, and furnish or have a valid Form W-9 or Form W-8BEN on file with Citibank and are not subject to backup withholding, you can participate in the New to Citi Checking Cash Bonus Offer in select markets. Customers who open via phone or apply online with a residential/home (not mailing) address in an Eligible Location can qualify.
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($700 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($200 Bonus) |
Citigold® Checking Account $200, $500, $1,000, $1,500, or $2,000 Cash Bonus (Expired)
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citigold® Checking Account
- Expiration Date: 1/9/2024
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
Cash Bonus | Minimum Deposit & Minimum Balance |
$200 | $10,000 – $29,999 |
$500 | $30,000 – $74,999 |
$1,000 | $75,000 – $199,999 |
$1,500 | $200,000 – $299,999 |
$2,000 | $300,000 and above |
Member FDIC.
Fine Print
- Your Balance must be held in your eligible Checking Account. You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold® Account will be converted to the Citi Priority Account and your accounts will be subject to the terms and conditions then in effect for that type of account.
Citi Up to $5,000 Savings Bonus (Expired)
Save for more outings. Earn up to $5,000.
- Step 1: Enroll and open a new Citi Savings Account by 04/03/2023.
- Step 2: Fund Your Account. Deposit New-to-Citibank Funds into your new savings account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus.
- Step 3: Maintain the Balance. Maintain the required Minimum Balance for an additional 60 days from the 21st day.
- Step 4: Get Rewarded. The cash bonus will be deposited to your open, eligible savings account within 30 calendar days after you complete all required activities.
Cash Bonus | Minimum Deposit & Minimum Balance |
$100 | $10,000 – 29,999 |
$150 | $30,000 – $49,999 |
$250 | $50,000 – $99,999 |
$500 | $100,000 – $199,999 |
$1,000 | $200,000 – $499,999 |
$2,500 | $500,000 – $999,999 |
$5,000 | ≥ $1,000,000 |
The information for the Citi Savings Account has been collected independently by Bankcheckingsavings. The product details on this page have not been reviewed or provided by the bank.
Citi Checking Account Benefits
On top of the fantastic bonuses offered by Citi, these are some of the great benefits included with all Citi checking accounts.
- ATM Access. Access cash at many fee-free ATMs across the U.S.
- Online Banking. Quickly check your account activity, pay bills and more without stepping into a branch.
- Seamless Money Movement. Send money to friends, transfer funds and deposit checks with easy-to-use digital services.
- Digital Wallets. Add your Citi Debit Card to mobile wallets to pay with confidence.
- Send Money with Zelle®. Send and request money directly from your Citi checking account.
- Security. Their ID theft and monitoring solutions can help detect fraud or unauthorized use.
Citi Bonuses Conclusion
These bonuses from Citi are fairly simple to earn and I recommend taking advantage of this offer before it expires.
- Best Savings/Money Market rates
- Best CD Account rates
- Best Business Savings Rates
- Best No Penalty CD Rates
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, Bank of America, and many more.
Check back often for more Citi Bonuses, Promotions, or Offers!
Laura says
BEWARE OF THIS INSTITUTION AND PROMOTION!!! After meeting all the requirements to satisfy the $400 promotion, I was told they had 90 additional days to pay it. After the two months’ (required) of EFT deposits, then waiting the additional 90 days (150 days total), I was informed that because I didn’t put any money into the SAVINGS portion, they automatically closed the account after 90 days so I no longer qualified the promotion. All promo paperwork said you could fund the checking and/or savings account to qualify. NOWHERE did it say you had to keep some money in the savings account or what kind of balance it needed to have. I would easily have been able to put some funds in the savings portion if I had been told during the many calls I made to make sure I had met the requirements. Behavior like that of CitiBank is why people don’t trust financial institutions. Shame on them!!
Joe says
For direct deposits, it would helpful if the banks allow for 90-120 days to qualify for promotions as my employer requires more than two cycles.
Tasha L says
I will try the promotion program. I’m posting this per their request.
H says
I too didn’t the $400 bonus for opening a citigold account. contacted and they said no record of it. So, I’ll close my account tomorrow. Stay away from Citibank!
Lisa says
I don’t get $400 bonus after the money sitting there for nearly 5 months. They opened a case to investigate it and might be another 30 to 60 days that I can get the response (not the money). Stay Away Citi.
H says
@Lisa,
What code did you use? I foolishly didn’t do a screen shot, which they need it to open an investigation.
Daniel Birchfield says
Citi promised me $400 promotion and they mailed me a letter saying I would receive funds. They refuse to issue promotion credit claiming it will take longer than the 120 ! Agreed upon days…. Do Not Under any circumstances open a citi bank checking account or you will regret it. I repeat Do Not open account no matter how much money they promise you…. You won’t get it….I didn’t get the memo after reading hundreds of terrible reviews maybe I can save just one person. F citi bank….if this were South Park it would def be shitty bank.
Liza says
Same thing happened to me. They said I will be rewarded $400 on the 4th month if I maintain the $15K for 3 months. I did that but they’re now saying I am not qualify for some made up reasons. They are bunch of unethical people who like to con their customer for few dollars. They have no shame.
Do not do any business with Citibank or HSBC.
do business with honest banks such as TD Bank , Bank of America or M&T..
Paula says
I had the same issue. Citibank refuses to honor the promotion that I gave, even with the code. After a large deposit well over their minimum, they gave me $12 in bonus? And that was after I complained? I would not bank with Citibank, nor recommend it to anyone else.
Liam says
Citi Bank is a bunch of liars. They had a $500 bonus which they refused to pay. it didn’t matter that i showed them the promotion or that the bank manager said i met the requirements.
a TOTALLY useless bunch of dunderheads. NEVER deal with Citi bank. They suck, big ripoff
Bing says
I applied for the $700 Savings Plus (08/31/2016) promotion. Open the account but was told by Citi this is a targeted promotion and I do not qualify. I wish your post stated that before I gone through the trouble to open the account, took a small FICO score hit, and than found out I do not qualify.