Find the latest C&N Bank bonuses, promotions, and offers here.
Update 4/24/24: The $400 bonus set to expire 5/31/24 has ended early. However, if you have an account (or not), you can currently earn a $50 bonus when referring family and friends to open a new account. Both parties will earn the $50 bonus.
C&N Bank Bonuses Review
97% of C&N customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it’s our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. C&N offers a variety of banking solutions, including checking accounts, savings accounts, mortgages, business loans and more. We believe managing your finances should be a fulfilling, trouble-free experience… so you can spend less time making a living and more time making a life.
I’ll go over the C&N Bank bonuses & offers below.
C&N Bank $50 Referral Bonus
- What you’ll get: $50 bonus
- Eligible account: Checking
- Availability: NJ, NY, PA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Register. Sign in to your C&N Digital Banking and choose the “Refer-A-Friend” option in the Services menu.
- Refer. Share your unique link.
- Qualify. In order to get the $50.00 reward, the referred friend must open a new C&N checking account and:
- Make one direct deposit of $500.00 or more into the new account in the first 60 days, AND
- Make 15 debit card transactions in the first 60 days (excluding ATM transactions)
- Reward. Once the qualifications are complete, both you and your friend will receive a $50 direct deposit within 30 days.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking & Savings (Up to $3,000 Cash Bonus), |
Fine Print
- Receive a $50 bonus when you refer a friend online, and the referred friend opens a checking account online, makes a direct deposit of $500 or more and makes 15 or more debit transactions within the first 60 days.
- If these two conditions are met, both you and your referral will receive a deposit of $50 in your checking account within 30 days.
- You may refer as many friends as you like, and earn up to 10 awards in each calendar year. Counters will reset every year.
- Account opening is subject to approval. Offer valid for account owners 18 years of age and older.
- Consumer checking accounts include C&N Everyday Checking, C&N Relationship Checking and C&N Merit Checking.
- Accounts must remain open for six months from opening date.
- Offer may be withdrawn at any time.
C&N Bank $10 Youth Bonus
Earn a $10 bonus when you open an eligible checking account.
- What you’ll get: $10 bonus
- Eligible account: Checking
- Availability: NJ, NY, PA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a C&N Everyday Checking Account.
- Create your Banzai Teen account. Visit https://cnbankpa.learnbanzai.com to sign up.
- Complete the Banzai Teen game.
- Upon completing Step 2, you’ll earn access to:
- Swipe access to Visa Debit Card (may take 5-7 business days), meaning you can use your card at checkouts in addition to ATM
- Win Banzai Teen Game
- Upon completing Step 3, you’ll receive a certificate. Take a photo or print a copy and bring it in to your nearest branch to have $10 deposited into your account3
- Don’t forget what you’ve learned – you can go back once a year and win the game again to earn another $10!
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking & Savings (Up to $3,000 Cash Bonus), |
Fine Print
- Carrier fees may apply for Mobile, Text and Telephone Banking.
- Minor not required to be enrolled in Teen $teps program.
- $10 coupon valid until minor reaches age of maturity.
C&N Bank $400 Checking Bonus (Expired)
Earn a $400 bonus when you open an eligible checking account.
- What you’ll get: $400 bonus
- Eligible account: Checking
- Availability: NY, PA, NJ (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: Varies; see below for more details
- How to earn it:
- Open a New Checking Account with promo code 4FRANKS. You can earn a $400 bonus when you open a checking account online or at your nearest C&N location.
- Make an Initial Deposit of $1,000. Start your account with deposits totaling $1,000 within the first 7 business days from the open date.
- Sign Up for Direct Deposit. Have your paycheck or other deposits made directly into your new account, totaling at least $5,000 within the first three months. Using ClickSwitch makes it easy for you to move those payments from your old bank to C&N with just a click.
(Offer expires 05/31/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | Truist Checking ($400 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Receive $400 Bonus when you open your checking account, online or in a C&N branch, with deposits totaling $1,000 within the first 7 business days from account opening date.
- Account must be opened with promo code 4FRANKS. Offer valid through September 30, 2023, for consumer checking account products only and only valid once per primary account owner.
- Must be age 18 or older.
- Offer valid for applicable counties in PA, NY and NJ located at https://www.cnbankpa.com/market-area.
- Consumer checking products include C&N Everyday Checking, C&N Relationship Checking and C&N Merit Checking.
- Three months of consecutive direct deposit totaling a minimum of $5,000 over the three months required to receive Bonus payout.
- Account must remain open for six months from opening date.
- Payout will occur within 45 days of six-month anniversary of account opening.
- Payout valid through May 31, 2024.
C&N Bank $400 Checking Bonus (Expired)
Earn a $400 bonus when you open an eligible checking account.
- What you’ll get: $400 bonus
- Eligible account: Checking
- Availability: NJ, NY, PA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: Varies; see below for more details
- How to earn it:
- Open a new C&N Checking account using promo code SWITCH, we’ll put $100 into that account.
- Start your account with deposits totaling $1,000 within the first 7 business days from the open date.
- Have your paycheck or other deposits made directly into your new account, totaling at least $5,000 within the first three months.
(Offer expires 12/31/2023)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking & Savings (Up to $3,000 Cash Bonus), |
Fine Print
- Receive $400 Bonus when you open your checking account with deposits totaling $1,000 within the first 7 business days from account opening date.
- Offer valid through December 31, 2023, for consumer checking account products only and only valid once per primary account owner.
- C&N employees are not eligible to participate.
- Must be age 18 or older.
- Consumer checking products include C&N Everyday Checking, C&N Relationship Checking and C&N Merit Checking.
- Three months of consecutive direct deposit totaling a minimum of $5,000 over the three months required to receive Bonus payout.
- Payout will occur within 45 days of six-month direct deposit.
- Payout valid through June 30, 2024.
- Promo code for the Friends and Family Bonus must be used to receive bonus.
- Only one promo-code may be used at account opening.
- Offer valid for applicable counties in our C&N Market Area located at https://www.cnbankpa.com/About/Investor-Relations/C-N-Corporate-Profile.
How To Waive Monthly Fee
- C&N Merit Checking: Avoid the monthly fee with:
- $500 Minimum Balance -OR-
- $0 if combined consumer checking and savings balances of $5,000 or greater -OR-
- $20,000 in average monthly active consumer and mortgage loan balances
- C&N Relationship Checking: Avoid the monthly fee with:
- $500 Minimum Balance -OR-
- $0 if combined consumer checking and savings balances of $5,000 or greater -OR-
- $20,000 in average monthly active consumer and mortgage loan balances
- C&N Everyday Checking: No monthly fees
- Business Analysis Checking: An earnings credit calculated daily offsets/reduces any service charges
- Super B Checking: Maintain a low minimum balance to offset a monthly maintenance fee
- Business Interest Checking: Maintain a low minimum balance to offset a monthly maintenance fee
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Conclusion
If you live near a C&N Bank location, you have the opportunity to earn a generous bonus.
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more C&N Bank Bonuses, Promotions, & Offers!
