Take advantage of the latest Columbia Credit Union bonuses, promotions and offers here.
Update 7/10/24: The $300 checking bonus is now available through 8/31/24 in addition to a $100 referral bonus.
Columbia Credit Union Bonuses Review
Columbia Credit Union is headquartered in Vancouver, Washington and was established in 1952. Since then they have grown to 12 locations, offer money market rates that are 2X the national average, and they boast an A+ health rating.
I’ll review the current Columbia Credit Union bonuses below.
Columbia Credit Union $300 Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: Checking
- Availability: WA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes, $500+
- Monthly Fees: None
- How to earn it:
- Open your first Columbia Credit Union Income Checking account¹ by June 30, 2024, and complete the three qualifications below each month to earn 5.50% APY:
- Complete 15 purchases using your Columbia CU debit or credit card
- Have direct deposit of at least $500
- Be enrolled in e-Statements
- After earning your Rewards Rate twice by August 31, 2024, we’ll deposit an extra $300 into your Income Checking account.
- Open your first Columbia Credit Union Income Checking account¹ by June 30, 2024, and complete the three qualifications below each month to earn 5.50% APY:
(Expires 08/31/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- $300 Checking Account Bonus.
- Must be a natural person, age 18 or older who has not been a member (Tax Reported Owner) on a Columbia CU personal checking account in the past 12 months.
- During the promotional period, you must open a new Columbia Credit Union Income Checking account.
- Then after earning your Income Checking Reward Dividend Rate twice by August 31, 2024, we’ll deposit an extra $300 into your account.
- Reward Dividend Rate qualifications are defined below in section 2.
- Account must have a positive balance and be open at the time of payment.
- Bonus will be deposited into your Columbia CU Income Checking account the first business day of the month following the completion of the requirements listed above and will be reported on IRS Form 1099-INT.
- Trusts and Businesses are not eligible.
- Offers are subject to change without notice.
Columbia Credit Union $100 Referral Bonuses
Earn a $100 bonus from Columbia Credit Union when you refer friends and family to open a new account.
- What you’ll get: $100 Bonus
- Eligible account: Checking
- Availability: WA (Branch Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes, $500+
- Monthly Fees: None
- How to earn it:
- Have a Columbia Credit Union Checking account. Don’t have one? Get it now!
- Share with your friends via Facebook, Twitter, or email.
- Your friends join by opening a new checking account with direct deposit of $500 or more.
- Get $70 into BOTH of your checking accounts. Cha-ching!
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Refer a Friend Requirements: Refer a Friend cash bonus offer valid for a limited time only. To refer someone, the existing member (“Advocate”) must be the owner of a consumer Columbia Credit Union checking account. New member (“Friend”) must use the Referral Link provided to enroll in the program. New members cannot be a tax reported owner on an account within the last 12 months. Advocate and Friend cannot begin Credit Union membership on the same day.
- Account Opening Criteria: Must be 18 years or older and meet Columbia Credit Union’s membership eligibility and credit qualifications as detailed in the Membership and Account Agreement (which includes the Electronic Services Agreement), Rate Schedule and Fee Schedule provided at account opening.
- Cash Bonus Criteria: To receive the cash bonus, the new checking account must meet the following criteria within the first 60 days: 1. Have a direct deposit of $500 or more. 2. Account cannot be overdrawn or closed at the time of bonus payment. Bonus will be deposited into the qualifying checking account within 10 business days of meeting qualifications. The value of your reward may be reported to the IRS on a 1099-INT for you and your Friend. Reward recipients are responsible for any federal, state, or local taxes. Terms and conditions subject to change without notice.
How to Waive Monthly Fees
- Income Checking: None
- RewardsPlus Checking: None
- Spend Checking: None
- FreeB Checking: None
- Business Plus Checking: $15 monthly fee, waivable with at least $5,000 average daily balance otherwise
- High Yield Business Checking: $15 monthly fee, waivable with at least $10,000 average daily balance
 |
 |
Conclusion
Columbia Credit Union offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at anytime! You can have peace of mind knowing your money is insured by the NCUA.
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you do not live in Virginia, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Columbia Credit Union Bonuses, Promotions, or Offers!
