Find the latest Community Bank bonuses, promotions, and offers here.
Update 7/17/25: There’s currently a $500 checking bonus available only at the Guilderland Branch through 8/26/25.
Community Bank $500 Checking Bonus
Earn a $500 bonus when you open qualifying checking account and meeting certain requirements.
- What you’ll get: $500 Bonus
- Eligible account: Checking
- Availability: NY (Locator) *Guilderland branch*
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: $4.95; waivable
- How to earn it:
- Customer must open account in person at the Guilderland NY branch, or open the account online and select Guilderland as their preferred branch and live within one of the following eligible zip codes: 12203, 12205, 12084, 12159, 12222, 12208, 12209, 12210, 12206, 12211, 12303, 12304, 12186, 12223, and 12054.
- To celebrate the grand opening of our new Guilderland branch, we’re offering a 10% match on the largest deposit to your new checking account, up to $500. Minimum qualifying deposit of $100 required to qualify for 10% credit, up to $500.
- Account must remain open for at least 90 calendar days.
- Customer must be enrolled in eStatements by the 90th day.
- Account must receive a recurring direct deposit by the 90th day.
- Bonus will be credited to the account within 15 business days after the account has been opened for 90 calendar days and all eligibility requirements are met.
(Expires 08/26/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Promotion valid through 8/26/2025.
- Customer must open account in person at the Guilderland NY branch, or open the account online and select Guilderland as their preferred branch and live within one of the following eligible zip codes: 12203, 12205, 12084, 12159, 12222, 12208, 12209, 12210, 12206, 12211, 12303, 12304, 12186, 12223, and 12054.
- For new money only (excludes existing CBNA dollars).
- Minimum qualifying deposit of $100 required to qualify for 10% credit, up to $500.
- For consumer checking accounts only.
- Account must remain open for at least 90 calendar days.
- Customer must be enrolled in eStatements by the 90th day.
- Account must receive a recurring direct deposit by the 90th day.
- Qualifying direct deposits include electronic deposit of payroll, Social Security, pension, or other government benefits.
- Qualifying deposit must be valid (eg. not returned unpaid).
- Bonus will be credited to the account within 15 business days after the account has been opened for 90 calendar days and all eligibility requirements are met.
- One bonus per customer.
- Offer not available for existing Community Bank checking customers or accounts converted from an existing account (only available to new Community Bank customers that do not have one of the following four eligible accounts as of May 16, 2025: Carefree Checking, 50 Direct, Premium Checking, or Simply Checking).
- Bonus must be reported as interest to the IRS on Form 1099-INT (please consult your tax advisor). i Offer runs through 8/1/2025.
- Minimum donation of $2,500 will be presented to Girls, Inc.; maximum donation of $15,000.
How To Waive Monthly Fee
- Carefree Checking: No monthly service charges with:
- Daily balance of $500 or more, OR
- 10 debit card transactions1 per statement cycle, OR
- Lending relationship with CBNA2 (excluding ChekCredit)
- Only $4.95 flat monthly charge, if one of the above criteria is not met
- Premium Checking: No monthly service charges with daily balances of $1,500 or more. Only $8 flat monthly charge, if daily balance falls below $1,500
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Conclusion
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Community Bank Bonuses, Promotions, or Offers!
