
Check out the latest Consolidated Community Credit Union bonuses, promotions, and offers here.
Update 3/16/26: There’s currently a $400 checking bonus and a $100 referral bonus available as a limited time offer.
Consolidated Community Credit Union Bonuses Review
CCCU has been providing members security and peace of mind since 1954. At CCCU, your deposits are insured up to $250,000 by the NCUA. They think local, and give back to their members through lower loan rates, higher deposit rates, incentives, and most importantly, stellar member service.
I’ll go over the Consolidated Community Credit Union offers below.
Consolidated Community Credit Union $400 Checking Bonus
- What you’ll get:
- $100 bonus for referrer
- $400 bonus for person referred
- Eligible account: Checking account
- Where it’s available: OR (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly fee: None
- How to earn it:
- Once you submit your friend’s information, they will receive an email to sign-up for their new Apex Checking account.
- For new account to be considered active, the account must:
- Be enrolled in eStatements,
- Must have a payroll, social security, or pension direct deposit each month,
- At least one log-in to the CCCU online banking system each month,
- A minimum of 10 debit transactions each month (ATM transactions do not count toward the debit card requirements), and account cannot be overdrawn at any time.
- The 10 debit transactions must be posted to the account prior to the last business day of each month regardless of when the transaction was conducted. Must set up direct deposit and enroll in eStatements and Online Banking within 30 days of account opening.
- After initial 30 days, all active checking requirements must be met for six (6) consecutive months prior to CCCU paying any incentives.
(Limited time offer)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($425 bonus) | U.S. Bank Smartly® Checking ($450 Cash Bonus) |
Fine Print
- Member Referral Promotion Eligibility. For new account to be considered active, the account must be enrolled in eStatements, must have a payroll, social security, or pension direct deposit each month, at least one log-in to the CCCU online banking system each month, a minimum of 10 debit transactions each month (ATM transactions do not count toward the debit card requirements), and account cannot be overdrawn at any time. The 10 debit transactions must be posted to the account prior to the last business day of each month regardless of when the transaction was conducted. Must set up direct deposit and enroll in eStatements and Online Banking within 30 days of account opening. After initial 30 days, all active checking requirements must be met for six (6) consecutive months prior to CCCU paying any incentives.
- The “referrer” (Existing Member) incentive is only available to existing Members of CCCU who have accounts in good standing. The “referee” (New Member) incentive is available to new Members only. A “New Member” is defined as a person who has never been an owner or signer of a checking or savings account or loan with CCCU. “Referee” cannot be a member of the same household as the “referrer”. CCCU employees, their friends and family members are not eligible. Must be 18 years or older to participate.
- Incentive Payout. The incentive amount of $100 for the “referrer” (Existing Member) and $400 for the “referee” (New Member) is subject to change. Referring members can earn up to a maximum of $500 in referral bonuses per calendar year. Incentives will be paid within 14 business days of meeting active checking requirements for six (6) consecutive months. Six months start 30 days after account creation date.
- Terms. CCCU reserves the right to modify or cancel this program without notice. Any cancellation or modification will not affect incentives for accounts already opened that have not yet met the requirements. Member referral promotion cannot be combined with any other offer. Promotion available to Providence Federal Credit Union Members effective 06/01/2025. Incentives received by the member exceeding $10 are subject to IRS 1099-INT reporting.
Consolidated Community Credit Union $50 Youth Savings Bonus
Receive a $50 bonus when you open a new youth savings account.
- What you’ll get: $50 Bonus
- Eligible account: Youth Savings account
- Where it’s available: OR
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly fee: None
- How to earn it:
- STEP 1: Call or email us to open the Youth Savings account. You’ll need the child’s personal information including their Social Security Number.
- STEP 2: As a joint owner on the account, you have the option to set up recurring deposits – and help them save. You could also visit the credit union each month to make a deposit together!
- STEP 3: Talk with them about money, using real-life examples from your own life. Once they turn 18, their account will convert into a Primary Savings Account.
- Consolidated Community Credit Union will deposit the first $50 so they can start saving.
(Limited time offer)
| CIT Bank Platinum Savings (3.75% APY). | Live Oak Bank Savings (3.80% APY) |
| SoFi Checking & Savings ($425 Bonus + 3.30% APY) | Harborstone Credit Union Money Market (3.85% APY) |
Fine Print
- Account must be opened for a new member age 17 and under.
- $50.00 savings incentive will be deposited into account within fourteen business days of account opening.
- Incentives received are subject to IRS 1099-INT reporting.
- Membership eligibility required.
- All new accounts are subject to CCCU standard account membership terms and disclosures.
- We reserve the right to change or end this promotion at any time
Consolidated Community Credit Union $25 Referral Bonuses
Receive a $25 bonus when you refer friends and family to open a new checking account.
- What you’ll get: $25 Bonus
- Eligible account: Checking
- Where it’s available: OR
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly fee: None
- How to earn it:
- Earn $25 just for sharing the CCCU love!
- Refer a friend, family member, or coworker to us, and you’ll both get $25 when they open their account and mention your name.
(Limited time offer)
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $7,000 Cash Bonus), |
Fine Print
- Incentives will be deposited into account within fourteen business days of account opening.
- Incentives received are subject to IRS 1099-INT reporting.
- Membership eligibility required.
- All new accounts are subject to CCCU standard account membership terms and disclosures.
- We reserve the right to change or end this promotion at any time.
How To Waive Monthly Fees
- Peak Checking: No monthly fees
- Simple Checking: No monthly fees
- Business Checking: No monthly fees
- Premium Business Checking: $10 monthly fee waived with $5,000 monthly average balance
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Conclusion
Consolidated Community Credit Union is having a great offer of a $100 Amazon Gift Card whenever Oregon residents open a new Direct Deposit Checking Account! The account has no fees or a minimum balance to open to why not take advantage of this deal.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Consolidated Community Credit Union, their accounts they offer, or coupon codes.
Check back often for more Consolidated Community Credit Union Bonuses, Promotions, or Offers!



