Find the latest updates on Credit Human bonuses, promotions, and offers here.
Update 4/14/25: There’s currently a $300 checking bonus valid through 12/31/25. Offer limited to residents of San Antonio TX, Houston TX, and New Orleans LA.
Credit Human Bonus Review
Established in 1935, Credit Human strives to give credit to the dreams of their members. Additionally, they want to be more human and give the respect that each of their customers deserve. Credit Human serves with great financial products and customer services.
I’ll review the Credit Human Checking Account below.
Credit Human $300 Checking Bonus
To earn this $300 bonus, just open a new checking account and meet all of their requirements.
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: TX, LA (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required:
- Monthly Fee:
- How to earn it:
- Offer limited to residents of San Antonio TX, Houston TX, and New Orleans LA.
- Open a checking account with as little as $25.
- Set up direct deposit (two recurring direct-deposits of a minimum of $250 each) and
- Use your debit card 10 times (with a minimum purchase of $10 per transaction) within 90 days of opening your account.
- Enroll in digital banking and electronic statements.
- Your $300 reward will be deposited directly into your account.
(Expires 12/31/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Only one new checking account per primary member by household mailing address is eligible for the incentive offer and cannot be combined with any other Credit Human offers. You may not qualify for an incentive offer if you have previously received an incentive on any current or closed Credit Human checking account. Offer valid with online account opening or at any Credit Human location. Membership eligibility required and subject to Credit Human Membership Agreement. Offer is available to non-members and members without a checking account. Offer limited to residents of San Antonio, TX, Houston, TX and New Orleans, LA. Minors, business entities, and Credit Human employees are not eligible.
- To receive the incentive 1.) Minimum deposit of $5 required to establish membership. 2.) Credit Human checking account required to be open before December 31, 2025. Most checking accounts require a minimum $25 deposit to open and 3.) to receive the $300 incentive, the checking account must remain open at least 90 days from account opening, a minimum of 10 point-of-sale debit card transactions (ATM excluded) with a minimum purchase of $10 per transaction, two recurring direct-deposits of a minimum of $250 each, digital banking and online statements enrollment must occur. Incentive to be deposited into your checking account within 90 days of account opening during promotion period of January 15, 2025, through December 31, 2025, is contingent upon meeting offer requirements and account must be in good standing.
- Incentives are considered interest and will be reported on IRS Form 1099-INT. The Annual Percentage Yield (APY), for the Credit Human savings accounts effective as of January 15, 2025, is 0.75% for balances $100 and greater. Dividend rates are variable. All Mastercard consumer debit cardholders in the US are eligible for Mastercard ID Theft Protection coverage and there is no charge for these services. You must enroll in order to receive Mastercard ID Theft Protection. Refer to the Mastercard Guide to Benefits at https://www.credithuman.com/privacy for more details.
How To Waive Monthly Fees
- Sensible Spend Account: Waive monthly fee by setting up a $3 monthly auto-transfer to your savings
- Free Checking: No monthly fees
- Dividend Checking: No monthly fees when enrolled in direct deposit and online statements
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Conclusion
Now, when you open a new account with Credit Human, you’ll be able to earn this great bonus offer today! Additionally, there are several perks that you’ll be able to enjoy as well. However, if you don’t reside in Texas, check out other checking bonuses below.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Credit Human, the accounts they offer, or coupon codes.
Check back often for more Credit Human Bonuses, Promotions, or Offers!
