Check out Desert Financial Credit Union bonuses, promotions, and offers!
Desert Financial Credit Union is offering $200 bonuses when opening a new checking account.
Desert Financial Credit Union Bonuses Review
Headquartered in Phoenix Arizona, Desert Financial Credit Union was created in 1939 and has 46 locations across the state. Their money market rates are 3X the national average, have an A+ health rating, and can offer a wide variety of features to improve your banking experience.
Eligibility: Membership is open to those who live, work, attend school or worship in Gila, Maricopa or Pinal Counties or immediate family of those eligible. See current membership details |
I’ll go over the Desert Financial Credit Union bonuses & offers below.
Desert Financial Credit Union $200 Checking Bonus
You can earn a $200 bonus when you open a new checking account.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: AZ
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a Free Checking account and a Membership Savings account.
- Establish a direct deposit of $1,000 or more (in a single deposit).
- Enroll in eStatements.
- To qualify, be sure to fulfill these requirements within 60 days of opening your account.
(Limited time offer)
U.S. Bank Smartly® Checking ($400 Cash Bonus) | Truist Checking ($400 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) |
Fine Print
- Offer Requirement: Must open accounts online by following the promotional link above or mention this promotion when opening in branch or over the phone to be eligible.
- New Member Promotion Eligibility: Offer available only to new Desert Financial Credit Union (DFCU) members who are 18 years of age or older, have a valid U.S. Taxpayer Identification number or Social Security Number and meet DFCU’s membership eligibility and credit qualification requirements. See our Statements of Terms, Conditions and Disclosures for further information regarding membership eligibility and account details. Existing primary account owners or primary account owners who have closed their membership within the past 12 months and existing Joint account owners of an open checking or savings share are ineligible to receive promotional new account bonus. Employees of DFCU, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible. Offer valid for a limited time, cannot be combined with any other account opening offer and is subject to change.
- Bonus Eligibility: To receive the $200 bonus new member must open a Membership Savings with a minimum balance requirement of $25 and a checking account in addition to meeting the following two requirements within the first 60 calendar days of account opening – 1) Establish and receive a minimum direct deposit of at least $1,000 in a single deposit and 2) Register for Online Banking and enroll in eStatements. New accounts must be open and cannot be delinquent by more than 30 days at time of bonus payment. Bonus will be deposited into the qualifying checking account no later than 10 business days in the month following the end of the first 60 calendar day period if qualifications are met. Cash bonus earned is subject to all applicable taxes, is the responsibility of the member and will be reported on IRS Form 1099-INT.
Desert Financial Credit Union $200 Checking Bonus
You can earn a $200 bonus when you open a new checking account.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: AZ
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a Free Checking account.
- Establish a direct deposit of $500 or more (in a single deposit).
- Enroll in eStatements.
- Complete a minimum of 10 Desert Financial account transactions.
- To qualify, be sure to fulfill these requirements within 60 days of opening your account.
(Limited time offer)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($325 Bonus) |
Fine Print
- Promotion Eligibility: To be eligible for offer bonus, new member must open accounts online by following the promotional link provided or mention this promotion while opening in branch or over the phone. New member must not already be the primary or joint owner of an existing account at Desert Financial Credit Union (DFCU) or have been the primary owner of an account at DFCU within the past 12 months. New member must be the primary account holder, be 18 years of age or older, meet Desert Financial’s membership eligibility and credit qualification requirements and establish a Membership Savings with a minimum balance of $25 and Checking account. Employees of DFCU, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible for bonus offer. Bonus amount is subject to all applicable taxes and is the responsibility of the member. Offer cannot be combined with any other account opening offer and is subject to change without notice.
- Cash Bonus Eligibility: New checking must meet the following three requirements within the first 60 days of membership – 1. Establish and receive a minimum direct deposit of at least $500, 2. Must enroll in eStatements and 3. Have a minimum of 10 transactions (not including fees assessed by DFCU) posted to the new checking account. New accounts must be open and cannot be delinquent (by more than 30 days) at time of bonus payment. Bonus will be deposited into the qualifying checking account no later than 10 business days in the month following the end of the first 60-day period if qualifications are met.
Desert Financial Credit Union $100 Checking Bonus
You can earn a $100 bonus when you open a new checking account.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: AZ (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a new Free Checking account.
- New checking must meet the following two requirements within the first 60 days of membership –
- 1. Establish and receive a minimum direct deposit of at least $1,000, and
- 2. Must enroll in eStatements. New accounts must be open and cannot be delinquent (by more than 30 days) at time of bonus payment.
- Bonus will be deposited into the qualifying checking account no later than 10 business days in the month following the end of the first 60-day period if qualifications are met.
(Limited time offer)
Chase Private Client ($3,000 Bonus) | U.S. Bank Smartly® Checking ($400 Cash Bonus) |
KeyBank Checking ($200 bonus) | Fifth Third Preferred Checking ($325 Bonus) |
Fine Print
- Promotion Eligibility: To be eligible for offer bonus, new member must open accounts online by following the promotional link provided or mention this promotion while opening in branch or over the phone. New member must not already be the primary or joint owner of an existing account at Desert Financial Credit Union (DFCU) or have been the primary owner of an account at DFCU within the past 12 months. New member must be the primary account holder, be 18 years of age or older, meet Desert Financial’s membership eligibility and credit qualification requirements and establish a Membership Savings with a minimum balance of $25 and Checking account. Checking account is free; however, fees incurred, such as a stop payment fee — may apply. For complete account terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.
- Cash Bonus Eligibility: New checking must meet the following two requirements within the first 60 days of membership – 1. Establish and receive a minimum direct deposit of at least $1,000, and 2. Must enroll in eStatements. New accounts must be open and cannot be delinquent (by more than 30 days) at time of bonus payment. Bonus will be deposited into the qualifying checking account no later than 10 business days in the month following the end of the first 60-day period if qualifications are met. Employees of DFCU, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible for bonus offer. Bonus amount is subject to all applicable taxes and is the responsibility of the member. Offer cannot be combined with any other account opening offer and is subject to change without notice.
Desert Financial Credit Union $100 Referral Bonus
You and a friend can earn a $100 bonus when you refer them to open a new checking account.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: AZ
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Complete the Referral Form and give it to a friend.
- Have your friend provide the form when they open their new account. Must meet the following qualifications:
- Have no existing accounts (primary or joint owner) within the last 12 months
- Make at least one direct deposit into their new checking account during the first 90 days
- Perform at least 30 debit card transactions during the first 90 days
- You and your friend will each receive a $100 cash bonus.
(Limited time offer)
Editor’s Note: Desert Financial Credit Union is also currently offering a separate $100 referral bonus with the same requirements.
U.S. Bank Smartly® Checking ($400 Cash Bonus) | Truist Checking ($400 bonus) |
Chase Total Checking ($300 Bonus) | KeyBank Checking ($200 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
Axos Bank Rewards Checking ($300 Bonus) |
Fine Print
- Refer-A-Friend cash bonus offer valid for a limited time only.
- New members cannot have any existing accounts (primary or joint owner) within the last 12 months.
- Member and referee cannot begin credit union membership on the same business day
- Bonus amounts are subject to all applicable taxes and the responsibility of the member.
- Bonus cannot be combined with any other account opening offer.
- Referrals limited to five per member.
How To Waive Monthly Fees
- Free Checking: None
- Business Checking: $8 monthly fee, waivable
- Business Checking Plus: $12 monthly fee, waviable
- Business Analysis Checking: earnings credits can be used to offset a portion (or all) of your monthly fees.
Conclusion
Desert Financial Credit Union $100 refer a friend bonus is a fantastic promotion to take advantage of. I would recommend this promotion, however, take into account whether or not this offer triggers a soft pull and make sure to read the fine print as there are some specifics that may affect your eligibility for this promotion.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Desert Financial Credit Union, their accounts they offer, or coupon codes.
Check back often for more Desert Financial Credit Union Bonuses, Promotions, or Offers!