Available nationwide, Discover Bank is currently offering 1% cash back on debit card purchases up to $3,000 each month when you open their Discover Cashback Debit account – earn a $360 Debit Card Cashback Bonus EACH YEAR.
With your new account, simply use your debit card to make purchases and earn 1% cashback and enjoy many perks such as no monthly fees or balance requirements and access to over 60,000 free ATMs. If you’d like to learn more about other great Discover deals, make sure to visit our complete listing of Discover Bank Bonuses page.
Disclosure: ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
|With Discover Cashback Debit account:
-Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year.
-Anyone can open a Discover Cashback Debit account online
-No monthly fees or monthly balance requirements
-With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
-Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
-Manage your account and avoid late fees by paying bills online.
-Deposit checks on the go with your phone or automatically with direct deposit.
Table of Contents
Discover Cashback Debit Summary:
- Sign Up
- Account Types:Discover Cashback Debit
- Maximum Bonus: $30 Debit Card Cashback Bonus per month (1% cashback on debit card purchases up to $3,000)
- Availability: Nationwide
- Expiration Date: None
- Soft/Hard Pull: Soft pull Chexsystems
- Credit Card Funding: No
- Direct Deposit Requirement: No
- Additional Requirements: None
- Monthly Fees: None
- Early Termination fees: None
Discover Cashback Debit Features:
- 1% cash back on up to $3,000 in debit card purchases.
- Access to over 60,000 free ATMs
- No monthly fees
- Free Official Banks Checks + Free Check Reorder
- Free incoming wire from an external bank
Discover Bank Cashback Checking Requirement:
- Sign up for a Discover Cashback Debit account from Discover Bank.
- Click on the “Open an account” and enter your info: address, phone, email and social security number (or other taxpayer ID)
- Fund your account
- You will able to enjoy earning up to $30 Debit Card Cashback Bonus per month (1% Cashback on balances up to $3,000 in debit card purchases)
- Anyone is eligible to apply for a Discover Cashback Debit online.
- ATM Transactions, cash over portions of point-of-sale transactions, and Peer-to-Peer (P2P) payments are not eligible for cashback rewards. Purchases made using third-party payment accounts (services such as Venmo® and PayPal™) may not be eligible for cashback
- The Cashback Bonus rewards from your credit card account and your checking account will be maintained separately. However, you will be able to transfer
- Debit Card Cashback Bonus earned with your Discover Cashback Debit to your Discover Credit Card Cashback Bonus Account in any amount.
- Debit Card Cashback Bonus from Discover Cashback Checking®accounts that are active and in good standing will never expire.
If you are currently interested in a new checking account, then I recommend you opening a Discover Cashback Debit account. Enjoy no required minimum balance and no monthly fees. If you’re not currently a Discover customer, then make sure to jump on this wagon and maximize your cashback earnings! What’s not to like? So if you’re looking for a simple, but rewarding account, try Discover. You will not be disappointed. This account is one of the most convenient and customer-focused online banks around. If you would like to see other options, see our full list of Bank Deals!