Here you can find the most recent Education Credit Union bonuses, promotions, and offers.
Update 11/26/25: There’s currently a $190 checking bonus offer available through 12/31/25.
Education Credit Union Bonuses Review
Eligibility: Membership is open to anyone if one or more of the following applies:
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I’ll go over the Education Credit Union bonuses & offers below.
Education Credit Union $190 Checking Bonus
Receive a $190 bonus when you open a checking account and meet the requirements.
- What you’ll get: $190 Bonus
- Eligible account: Checking Account
- Where it’s available: TX (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Optional
- Monthly Fee: None
- How to earn it:
- To earn the $190 bonus, new $mart Checking account holders will need:
- Meet $mart Checking Bonus Dividend requirements within the first 60 days of the account being opened
- Enroll in eDocs
- Make at least 15 debit card purchases (Non-ATM, posted, and settled transactions only)
- Receive $500+ in electronic deposits (Includes payroll, ACH transfers, direct deposits, or remote deposits)
- Must maintain a positive balance on the last day of the statement cycle that the $mart Checking Bonus Dividend requirements are met
(Expires 12/31/2025)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Offer valid July 1, 2025 through December 31, 2025, for individuals who have no previous checking accounts with Education Credit Union.
- To qualify for this bonus, new members must earn the Smart Checking Bonus Dividend (as described in the Truth In Savings disclosure that has been provided as part of the membership packet) within the first 2 full statement cycles of the checking account being opened and must not have a negative balance on the last day of the statement cycle in which the Smart Checking Bonus Dividend requirements are met.
- Once these requirements have been met, the $190 bonus will be directly deposited into the qualifying Smart Checking account within seven (7) days after the date the Smart Checking Bonus Dividend has been deposited.
- This bonus may not be deposited into any other account(s). Only one(1) bonus will be paid per membership.
- If the account is closed within 12 months of the bonus being paid, Education Credit Union may deduct the bonus amount, not to exceed $190 from the member’s available balance.
- This bonus is considered taxable and will be reported to the IRS as earnings on the account that is opened.
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Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Education Credit Union Bonuses, Promotions, or Offers!
