
Find the latest First Farmers Bank & Trust bonuses, promotions, and offers here.
Update 12/31/25: There’s currently a $300 checking bonus + free Owala Tumbler when opening a new checking account through 12/31/25.
First Farmers Bank & Trust $300 Checking Bonus + Free Owala Tumbler
Earn a $300 bonus when you open qualifying checking account and meeting certain requirements.
- What you’ll get: $300 Bonus + Free Owala Tumbler
- Eligible account: Checking
- Availability: IN (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: None with eStatements
- How to earn it:
- Open a new checking and savings account by December 31, 2025, and receive your $300 cash bonus1 plus complimentary Owala tumbler.
- To qualify for the $300 cash bonus, customer must meet the following requirements:
- both the checking account and savings account must be active and in good standing 60 days after account opening;
- customer must use their First Farmers Bank & Trust debit card for at least 15 point-of-sale transactions within the first 60 days of account opening;
- customer must have an aggregate balance of at least $1,000.00 within the first 60 days of account opening.
- Customer will receive $300 cash bonus on the 61st day after account opening.
(Expires 12/31/2025)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- Customer must open both a checking and savings account with First Farmers Bank & Trust to receive an Owala tumbler.
- To qualify for the $300 cash bonus, customer must meet the following requirements: both the checking account and savings account must be active and in good standing 60 days after account opening; customer must use their First Farmers Bank & Trust debit card for at least 15 point-of-sale transactions within the first 60 days of account opening; customer must have an aggregate balance of at least $1,000.00 within the first 60 days of account opening.
- Limit one (1) promotional checking account offer per individual and per tax identification number.
- Multiple accounts opened by the same individual or tax ID will not be eligible for additional bonuses.
- This promotional offer is only valid in Boone County, Hamilton County, and Tippecanoe County, Indiana.
- If the customer closes the checking account within 6 months of account opening, a forfeit penalty will be imposed.
- First Farmers Bank & Trust will reclaim the bonus if account closure is within the first 6 months and possibly disqualified from future promotions.
- Customer will receive $300 cash bonus on the 61st day after account opening.
- Customers must go in person to either the Carmel, Lebanon, or Lafayette branches to claim their Owala tumbler.
- New checking account and savings account must be opened by December 31, 2025.
- Promotion may end at any time.
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Conclusion
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more First Farmers Bank & Trust Bonuses, Promotions, or Offers!


