First Federal Bank of Kansas City Bonuses: $300 Checking Promotion (MO)

Take advantage of the latest First Federal Bank of Kansas City bonuses, promotions and offers here.

Update 9/9/25: There’s currently a $300 checking bonus available for a limited time.

First Federal Bank of Kansas City Bonuses Review

First Federal Bank of Kansas City is an FDIC-insured bank started in 1934 and currently based in Kansas City, MO.

I’ll review the current bonuses below.

First Federal Bank of Kansas City $300 Checking Bonus

Earn a $300 bonus from First Federal Bank of Kansas City when you open a new First Free Checking account and complete the requirements.

• What you’ll get: $300 Bonus
• Eligible account: First Free Checking, Premier Interest Checking account
• Where it’s available: MO (Branch Locator)
• Credit inquiry: Soft pull or Hard Pull?
• Direct Deposit Required: Yes
• How to earn it:
  • Earn $300 when you open a First Free Checking Account
  • Enroll in online banking
  • Receive at least one direct deposit
  • Use your debit card at least 10 times within 60 days
  • After you have successfully completed all of the qualifying requirements, between 61- and 80-days following account opening, the $300.00 bonus will be credited to your checking account.

(Limited time offer)

Fine Print

• You will receive a bonus of $300.00 if the following conditions are met within 60 calendar days of account opening. (limited to one $300.00 bonus per individual receiving the offer)
• A new First Free Promo checking account must be opened during the promotional period. The minimum opening deposit is $25.00. (For other important terms of our Deposit Accounts, please refer to the Terms & Conditions of Your Account and
• Limits and Fees disclosures provided at account opening.) • This offer is for new consumer checking account customers only. Existing consumer customers with loans, savings or business accounts are eligible. You are not eligible for this offer if you are a current First Federal Bank consumer checking account primary or joint owner, or if you closed a First Federal Bank consumer checking account after January 1, 2025, or had accounts closed with a negative balance within the last three years.
• You must enroll in online banking.
• You must receive at least one single direct deposit in the new account of $500.00 or more or multiple deposits totaling $500.00 or more. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. • You must have at least ten (10) Debit Card transactions at point-of-sale terminals that post and settle.
• The new account must remain active for at least 60 days and remain in good standing.
• After you have successfully completed all of the qualifying requirements, between 61- and 80-days following account opening, the $300.00 bonus will be credited to your checking account. The bonus amount will be reported as interest on an IRS Form 1099-INT or Form 1042-S if applicable.

Conclusion

Lastly, First Federal Bank of Kansas City offers great promotions for you to earn money over time. Additionally, they also offer online and digital banking, so you’ll be able to access your money anywhere at anytime!

While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

However, if you do not live in Missouri, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Furthermore, feel free to comment on this post with any questions you may have about First Federal Bank of Kansas City, their accounts they offer, or any experiences you have had!

Therefore, check back often for more First Federal Bank of Kansas City Bonuses, Promotions, or Offers!