First Florida Credit Union bonuses, offers, and promotions are available here.
They are currently offering a $50 bonus when you refer someone to open a new account.
First Florida CU Bonuses Review
As a not-for-profit, member-owned cooperative, First Florida Credit Union’s primary focus is to serve the financial needs of its members. Because First Florida does not have stockholders, “people before profits” is alive and well. Earnings are returned to members in the form of lower rates and fees, in addition to higher earnings on deposits.
- Availability: FL (Bank Locator)
- Credit Inquiry: Hard pull
| Eligibility: Membership is open to those who live, work, worship, volunteer or is educated in select Florida counties. For a full list of all counties see current membership details |
First Florida CU doesn’t have great rates for CDs and Savings, so check our best rates Savings, Money Market, and CD accounts.
If you’re not local to any of the states above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over all First Florida CU offers below.
First Florida Credit Union $50 Referral Bonus
Earn a $50 bonus when you refer someone to become a member and they complete the qualifying activities.
- What you’ll get: $50 Bonus
- Eligible account: First Florida Checking
- Where it’s available: FL
(No expiration date listed)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
How To Earn Bonus
- A Referrer may receive up to 10 Visa Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Visa Reward Card for each Referred Person who fulfills the requirements.
- To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, become a member of First Florida Credit Union, and complete one of the following within 90 days of joining:
- Establishes a recurring direct deposit, with each deposit being $250 or more, into a new First Florida checking account or establish a new First Florida loan.
- For existing and referred members.
- Employees and officials of the credit union are not eligible.
- New member must identify existing, referring member by presenting a referral coupon when joining and establishing a checking account and direct deposit, or establishing a loan.
- Excludes loans already financed at First Florida.
- All taxes on rewards are solely the member’s responsibility.
- Please allow 4-6 weeks after completion of all requirements for delivery of the Visa Reward Card.
- The Visa Reward Cards are subject to Terms and Conditions delivered with the card.
- All taxes on rewards are solely the member’s responsibility.
- Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.
- The maximum paid to the Referrer and Referee for a qualified referral will be $50.00.
- The Referrer authorizes the sending of communications to each Referred Person.
- The email may not be recovered if the person has “opted out” of marketing material from First Florida Credit Union or ReferLive.
- Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email.
- The Referred Person acknowledges that a Visa Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.
First Florida CU $200 Checking Bonus (Expired)
First Florida Credit Union is offering up to a $200 bonus when you open a new checking account and complete the requirements. This offer is valid only at the First Florida Tamaya Branch.
- What you’ll get: Up to $200 Bonus
- Eligible account: First Florida Checking
- Where it’s available: FL
(Expires November 30, 2020)
Editor’s note: This offer also includes an additional $100 bonus for a car loan.
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
How To Earn Bonus
- Open any new Checking Account and within 90 days after account opening, complete the following requirements:
- Establish a recurring, qualifying direct deposit of $750 or more to your new First Florida Checking and earn $150
- Enroll in and actively use the online banking/mobile app and sign up for e-Statements and earn an additional $50
- A “qualifying direct deposit” is a recurring direct deposit of your salary, Social Security benefit, pension, or other regularly distributed income, electronically deposited by the payer into your new First Florida Checking Account.
- Upon satisfying the requirements, funds will be deposited to the account that earned the incentive, providing the account is open, and the member is in good standing.
- Offer valid only at the First Florida Tamaya Branch.
- Coupon must be presented at account opening.
- Cannot be used in combination with other direct deposit offers and can only be redeemed once.
How To Waive Monthly Fees
- No Monthly Fee Checking: None
- Student Checking: None
- Premium Interest Checking: $6.50 monthly fee. Maintain a $1,000 minimum daily balance to avoid the monthly account fee
- Rewards Checking: $6.50 monthly fee. Waived when 15 or more signature-based (non-PIN) debit card purchases/transactions are posted to your account during the month.
- Smart Track Checking: $10 monthly fee
- Business Checking: $10 monthly fee. Maintain a $1,000 minimum daily balance to avoid the monthly account fee
- Business Interest Checking: $15 monthly fee. Maintain a $5,000 minimum daily balance to avoid the monthly account fee
- Business Money Market: $10 monthly fee. Maintain a $2,500 minimum daily balance to avoid the monthly account fee
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Conclusion
The current referral program at First Florida CU is great because there is no limit to how much you can earn. This means you can earn hundreds of dollars if you refer multiple friends. However, do note that this account triggers a hard pull, which means it affects your credit score.
Feel free to leave a comment below if you have experience with this bank! Your feedback is highly appreciated and makes our site even better!
Check back often for more First Florida CU Bonuses, Promotions, or Offers!
