First National Bank of Fort Smith Bonuses: $200, $250 Checking, Business Promotions (AR, OK)

Find the latest First National Bank of Fort Smith bonuses, promotions, and offers here.

Update 12/24/25: There’s currently a $200 personal checking bonus and $250 business checking bonus available through 12/31/25!

First National Bank of Fort Smith $200 Checking Bonus

Earn a $200 bonus when you open qualifying checking account and meeting certain requirements.

• What you’ll get: $200 Bonus
• Eligible account: Checking
• Availability: AR, OK (Locator)
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fees: No monthly fee w/ E-Statements. with Access Checking
• How to earn it:
  • To receive the $200 bonus Consumer checking, you must:
    • Open a new consumer checking account by December 31, 2025. All account applications are subject to approval.
    • Within the first 4 statement cycles (the “qualification period”), you must set up a direct deposit into your new checking account. Enroll in online banking and estatements. (To avoid a paper statement fee)
  • Use offer code NEW2YOU

(Expires 12/31/2025)

Fine Print

• Eligibility Requirements: This offer is for new checking customers only. Existing bank customers are not eligible for this offer. Only the primary owner of the new checking account is eligible for this offer using the promo code.
• You must use your bonus offer code at account opening when you apply for a new checking account.
• Minimum balance to open a checking account is $50.00
• You are not eligible for this offer if:
  • You are a current primary owner of a bank consumer or business checking account.
  • The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility.
  • You have received a bonus for opening a business or consumer checking account within the past 12 months.
  • You are a bank employee.
• Bonus Payment: Once the 4-statement cycle qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any bonus earned into your new checking account within 30 days.
• The new checking account must remain open throughout the qualification period and at the time we attempt to deposit any earned bonus payment.
• Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
• You are responsible for any federal, state, or local taxes due on the bonus.
• We will report the bonus as income to the tax authorities as required by applicable law.
• If you are subject to backup withholding at the time of payment, we will withhold the required amount and remit to the tax authorities in accordance with applicable law. Consult your tax advisor.
• Additional Terms and Conditions: Offer expires December 31,2025.
• However, offer may be discontinued or changed at any time prior to the expiration date without notice.
• Offer cannot be:
  • Paid to non-resident aliens and foreign entities signing any version of IRS Form W-8.
  • You may only use the bonus on 1 consumer or business account.
  • Offer cannot be combined. (limit one bonus per account offer)
  • Reproduced, purchased, sold, transferred, or traded.
• The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.
• Minimum balance to open a checking account is $50.00

First National Bank of Fort Smith $250 Business Checking Bonus

Earn a $250 bonus when you open qualifying business checking account and meeting certain requirements.

• What you’ll get: $250 Bonus
• Eligible account: Business Checking
• Availability: AR, OK
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: No
• Monthly Fees: None with Basic Business Checking
• How to earn it:
  • To receive the $250 bonus business checking, you must:
    • Open a new business checking account by December 31, 2025. All account applications are subject to approval.
    • Within the first 4 statement cycles (the “qualification period”), you must set up a direct deposit into your new checking account. Enroll in online banking and estatements. (To avoid a paper statement fee)
  • Use offer code NEW2YOU

(Expires 12/31/2025)

Fine Print

• Eligibility Requirements: This offer is for new checking customers only. Existing bank customers are not eligible for this offer. Only the primary owner of the new checking account is eligible for this offer using the promo code.
• You must use your bonus offer code at account opening when you apply for a new checking account.
• Minimum balance to open a checking account is $50.00
• You are not eligible for this offer if:
  • You are a current primary owner of a bank consumer or business checking account.
  • The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility.
  • You have received a bonus for opening a business or consumer checking account within the past 12 months.
  • You are a bank employee.
• Bonus Payment: Once the 4-statement cycle qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any bonus earned into your new checking account within 30 days.
• The new checking account must remain open throughout the qualification period and at the time we attempt to deposit any earned bonus payment.
• Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
• You are responsible for any federal, state, or local taxes due on the bonus.
• We will report the bonus as income to the tax authorities as required by applicable law.
• If you are subject to backup withholding at the time of payment, we will withhold the required amount and remit to the tax authorities in accordance with applicable law. Consult your tax advisor.
• Additional Terms and Conditions: Offer expires December 31,2025.
• However, offer may be discontinued or changed at any time prior to the expiration date without notice.
• Offer cannot be:
  • Paid to non-resident aliens and foreign entities signing any version of IRS Form W-8.
  • You may only use the bonus on 1 consumer or business account.
  • Offer cannot be combined. (limit one bonus per account offer)
  • Reproduced, purchased, sold, transferred, or traded.
• The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.
• Minimum balance to open a checking account is $50.00

Conclusion

Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more First National Bank of Fort Smith Bonuses, Promotions, or Offers!