Find the most up to date First Tech Federal Credit Union promotions, bonuses, and offers for checking accounts here.
Update 6/6/25: You can currently earn up to a $800 bonus when opening a new checking & savings account available for a limited time.
First Tech Federal Credit Union Review
Driven by technology, First Tech Federal Credit Union specializes in serving people within technology-driven companies. They have a passion for the innovation that changed the world, and want to support their customers in ways traditional banks can not.
Membership Eligibility: Offer valid for Adobe Inc., Broadcom Inc., Google, HCL Technologies, Hewlett-Packard, Intuit, Jacobs Engineering Group, Keysight Technologies, Mindtree, Nike, Oracle Corporation, Salesforce, Symantec, Tektronix, Twitter, and Zappos employees and their immediate family members. For more information, please see their membership breakdown and their Full Membership Requirements. |
I’ll go over all First Tech FCU offers below.
First Tech Federal Credit Union $800 Checking & Savings Bonus
Residents can take advantage of an up to $800 bonus when you sign up for a new checking & savings account and meet all the requirements.
- What you’ll get: $800 Bonus
- Eligible account: First Tech Rewards Checking & Savings Account
- Availability: Nationwide (Branch Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Earn up to $300 when you open a Rewards Checking account and set up direct deposit for at least three months.
- Qualified direct deposits of $1,000 to $5,000 per month must be received for a one-time $50 bonus; qualified direct deposits greater than $5,000 per month must be received for a one-time $300 bonus.
- Earn up to $300 when you move money to First Tech. Increase your Rewards Checking or Savings balances and earn $150 for $10,000-$20,000 or $300 for over $20,000.
- Earn up to $200 on everyday debit card purchases. Activate your new First Tech debit card and earn 5% cash back (up to $200) on everyday purchases.
- Earn up to $300 when you open a Rewards Checking account and set up direct deposit for at least three months.
(Limited time offer)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
Fine Print
- Qualified direct deposits of $1,000 to $5,000 per month must be received for a one-time $50 bonus; qualified direct deposits greater than $5,000 per month must be received for a one-time $300 bonus. The monthly aggregate amount of all qualifying direct deposits must meet or exceed the tier minimum for the corresponding tier bonus. New direct deposit must occur at least once per calendar month from the Participant’s employer payroll or approved government benefits provider (e.g., Social Security) into the FTRC account of which the Participant is the primary account owner. Direct deposits from any other source do not qualify. Direct deposits are considered new if there has been no direct deposit activity in the Participant’s share accounts on which they are the primary owner within the previous 18 months. Non-direct deposits including, but not limited to, check deposits, wire transfers, transfers from another First Tech account, non-payroll ACH transfers, such as small business payments or owner distributions, transfers from another financial institution, person to person transfers, merchant transactions, and one-time bonus or tax reimbursements do not qualify. First Tech reserves the right to evaluate each account holder’s Direct Deposit activity and Qualifying Deposits during each Enrollment Period at our sole discretion. To determine eligibility for bonuses, we may request additional documentation for verification. Any transactions that are not identified as direct deposits may be disqualified, and any applicable bonuses may be forfeited. Enrollment is the date of the initial direct deposit transaction. During the period of time commencing with Enrollment and ending 90 calendar days after Enrollment (“Enrollment Period”), at least one direct deposit transaction must occur each calendar month starting with the initial direct deposit transaction. A minimum of three direct deposit transactions must be received during the Enrollment Period. (EXAMPLE: If a member’s initial direct deposit is June 1, 2025, additional required direct deposits must occur at least once in each subsequent calendar month following the month in which the initial direct deposit is made, the last direct deposit must be received by August 31, 2025. Bonuses would be deposited by September 7, 2025.) Only the Participant will receive credit for the direct deposits. Any qualifying bonus will be deposited to the Participant’s Membership Savings account the first week following the Enrollment Period. Bonuses may be considered dividends and may be reported on the appropriate IRS form 1099.
- A minimum of $10,000 and up to $20,000 must be deposited to qualify for a $150 bonus. Depositing any amount over $20,000 will qualify for a $300 bonus. Eligible only for funds not currently or previously held in a First Tech Federal Credit Union account at the time of this offer. Funds must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify for this promotion. Funds must be deposited into a First Tech Rewards Checking or First Tech Rewards Savings account on which the Participant is the primary account owner no later than 30 days after Enrollment to be considered for the corresponding tier bonus. Starting 31 days after Enrollment, the average daily balance through the following 90 calendar days must meet or exceed the tier minimum for the corresponding tier bonus (“Qualification Period”). For example, if a member enrolls on September 30, 2025, funds must be deposited by October 30, 2025. The average daily balance must be maintained through January 28, 2026. The qualifying bonus will be deposited to the Participant’s Membership Savings account the first week following the end of the calendar month in which the Qualification Period ends. Bonuses will be considered dividends may be reported on the appropriate IRS form 1099.
- Valid for all personal First Tech Rewards Checking accounts. The spending bonus reward is 5% of qualified purchases up to a total reward payout of $200 (maximum spend of $4,000). Qualifying transactions include posted debit card purchases to the FTRC account. The purchases must be made using a First Tech debit card linked to the FTRC account on which the Participant is the primary owner. For purchases to qualify, transactions must post to the account(s) no later than 30 days after Enrollment (“Qualification Period”) to receive a one-time spending bonus. Maximum one Qualification Period per Participant. Any qualifying spending bonus earned will be deposited to the Participant’s Membership Savings account the first week following the end of the calendar month in which the Qualification Period ends. Bonuses will be considered dividends and may be reported on the appropriate IRS form 1099.
First Tech Federal Credit Union $3,000 Savings Bonus (Expired)
- What you’ll get: $3,000 Bonus
- Eligible account: Savings Account
- Availability: Nationwide (Branch Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Open a new First Tech Premier Rewards Savings account.
- New money must be deposited into a FTPRS account on which the Participant is the primary owner within 45 calendar days of enrollment to be considered for the corresponding tier bonus.
- Earn $1,000 bonus when you deposit $150,000 – $349,999
- Earn $2,000 bonus when you deposit $350,000 – $749,999
- Earn $3,000 bonus when you deposit $750,000+
- Starting 46 calendar days after Enrollment, the average daily balance of the Participant’s FTPRS account(s) must meet or exceed the tier minimum for the corresponding tier bonus through the end of the following 120 calendar days.
(Expires 01/31/2025)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
Fine Print
- Offer is valid from October 11, 2024 to January 31, 2025 for First Tech members who participate in the First Tech Premier Rewards Banking program. Participant must be 18 years of age or older and the primary account owner on both a Membership Savings account and a First Tech Premier Rewards Savings (FTPRS) account. FTPRS accounts must be personal or owned by a Trust. New First Tech Premier Rewards Banking program members will be enrolled upon the opening of a First Tech Premier Rewards Savings account (“Enrollment”). To receive any bonus payout, in addition to satisfying the payout conditions set forth in this disclosure, the Membership Savings account must be in good standing (not in default, closed, inactive, or otherwise not in good standing) during the period commencing with Enrollment and ending with the applicable date of payout. First Tech reserves the right to modify or terminate this campaign at any time. Any inquiries or disputes will be resolved at the sole discretion of First Tech and must be received by February 28, 2026.
- New Money Offer: New money of at least $150,000 must be deposited to qualify for a $1,000 bonus; at least $350,000 must be deposited to qualify for a $2,000 bonus; and at least $750,000 must be deposited to qualify for a $3,000 bonus. “New Money” is money not currently held in a First Tech Federal Credit Union account. New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify for this promotion. Fiduciary, business, and Health Savings accounts are not eligible. New money must be deposited into a FTPRS account on which the Participant is the primary owner within 45 calendar days of enrollment to be considered for the corresponding tier bonus. Balance growth will be determined between the date of enrollment and the following 45 days.
- Starting 46 calendar days after Enrollment, the average daily balance of the Participant’s FTPRS account(s) must meet or exceed the tier minimum for the corresponding tier bonus through the end of the following 120 calendar days. The Participant’s FTPRS account must be maintained for the duration of the promotion to qualify for a bonus. Any qualifying bonus will be deposited to the Participant’s Membership Savings account the second Friday following 165 calendar days from Enrollment.
First Tech Federal Credit Union $50 Referral Bonus (Expired)
Residents can take advantage of a $50 bonus when you refer a friend to sign up for a new checking account and meet all the requirements.
- What you’ll get: $50 Bonus
- Eligible account: Checking
- Availability: Nationwide
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Just tell a friend, family member or coworker about First Tech FCU, and when they decide to become a First Tech member, then you’ll automatically earn extra cash in the form of 2% cash back on your card spending that month.
- That’s a 2% rebate—up to $50 per month—on your First Tech debit and credit cards, including monthly utility bills and day-to-day expenses. It’s easy to start earning more.
(Expires 12/31/2022)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer valid from 05.01.2022 to 12.31.2022.
- Promotion available to First Tech members.
- Participant is defined as 18 years of age or older and a member for at least 30 days.
- First Tech employees are not eligible.
- New, referred members (“New Member”) must not be the primary account owner on a Membership Savings account at First Tech currently or within the last 18 months to qualify for referral.
- New accounts must be personal accounts.
- Fiduciary, trust, business, organization, or Health Savings accounts are not eligible.
- Opening a Membership Savings account with an initial deposit of $5.00 is required prior to opening any other type of account.
- Participant’s referral promotion code must be entered on the New Member’s account application in order for the Participant to be considered enrolled in this offer (“Enrollment”).
- Account opening subject to approval.
First Tech Federal Credit Union Up to $500 Checking Bonus (Expired)
Residents can take advantage of a $500 bonus when you sign up for a new Checking Account and meet all the requirements.
- What you’ll get: $500 Bonus
- Eligible account: Checking Account
- Availability: Nationwide
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a qualifying checking account
- When you increase or have a new recurring direct deposit for more than four consecutive months, you can earn:
- $500 bonus for a direct deposit of $3,500 or more per month
- $250 bonus for a direct deposit of $2,000 or more per month
- $100 bonus for a direct deposit of $750 or more per month
- Use promotion code BUNDLE2022
(Expires 04/30/2022)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
Fine Print
- Offer is valid 01.01.2022 – 04.30.2022.
- Immediate family members include spouse or domestic partner, parents, siblings and children.
- Must be 18 years of age or older to participate.
- New accounts must be a personal account.
- Fiduciary, Trust, Business, Organization or Health Savings Accounts are not eligible.
- Promotion available to new and existing First Tech members.
- The participating individual must be the primary account owner on a Membership Savings account.
- For new members, opening a Membership Savings account with an initial deposit of $5.00 is required prior to opening any other type of account.
- The participating individual may enroll in the promotion by entering promotion code Bundle2022 on a new account application or by speaking with a representative (“Enrollment”).
- Account must be in good standing in order to receive bonus payout (not in default, closed, inactive, or otherwise not in good standing).
- Any qualifying bonus will be deposited to the participating individual’s Membership Savings account the first week following 120 calendar days from receipt of the first direct deposit and/or new checking account funds deposited.
- Bonuses will be considered dividends and may be reported on IRS form 1099-INT.
- Any inquiries or disputes regarding Enrollment and/or payout must be received by 11.30.2022.
- Membership is required and subject to approval.
- Offer valid for employees of the following Select Employer Groups (SEGs), SEG subsidiary and vendor employees, and their immediate family members: Amazon, Intel, Microsoft, HP Inc., Hewlett Packard Enterprise, Nike, Salesforce, Cisco, Google, Oregon Health & Science University (OHSU), Tech Mahindra, Levi Strauss & Co., Micron, Micron Laser Technology, Thermo Fisher Scientific, Oracle and Lam Research.
How To Waive Monthly Fees
- First Tech Rewards Checking: None
- First Checking Plus: None
- Carefree Checking: None
- HSA Checking: None
- Instant Access Savings: None
- Carefree Savings: None
- Membership Savings: None
- Business Dividend Checking: $15 monthly fee, waivable if your daily balance is $5,000 or more.
- Simple Business Checking: $6 monthly fee, waivable if your daily balance is $1,000 or more.
- Business Instant Access Savings: $19 monthly fee, waivable if your daily balance is $5,000 or more.
- Simple Business Savings: None
- Business Membership Savings: None
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Conclusion
All in all, the current promotion from First Tech FCU is a great promotion from those looking for an easy bonus. You will receive a bonus for features you would need with your banking experience. While they have no monthly service fees, be aware that opening an account with them may hurt your credit score because they have a hard pull credit inquiry.
For those who has had an experience with First Tech FCU, definitely comment below and let us know about how it went! We value your feedback and will keep you posted on the most up to date promotions from this bank!
These bonuses from First Tech FCU is super simple to earn and I recommend taking advantage of this offer before it expires. First Tech FCU rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you’re not local to any of the States above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back soon to find more First Tech Federal Credit Union bonuses, offers, and promotions.
If ever your identity is ever stolen, pray to the heavens that the thieves don’t open an account here! A brick wall gets things done faster than this CU. No other institution gave me any trouble – it’s a fraudulent account? Oh let’s close that! Thank you, done, the end.
When this started on Nov 6th, 2020 these guys had me fill out a 5 page form (which I sent back the same day) with no promise of when to expect a follow up. We’ve called so many times I’ve lost count. They verify me like I’m a member and give me the same line – this situation is in review. Their fraud department doesn’t take phone calls – but hasn’t sent any of the communications that the phone reps have promised. Now they’ve sent me a tax form saying that I have earned interest! I’m so fed up.
When we called today, 2/11/2021, I told the rep that no other company has given me this much trouble, they just closed the fraudulent account and it was done, and she said that THAT WAS ACTUALLY A COMPLEMENT! She said that they don’t want to make it easy for fraudsters – but the fraudsters had no problems at all opening this account! It’s me trying to close it that is having problems! She kept saying that their fraud department would email me (I’m not holding my breath…) We asked how long before this was resolved. She said it can take up to 90 days. IT’S ALREADY BEEN MORE THAN 90 DAYS!