Gesa Credit Union Bonuses: $250 Checking, Referral Promotions (ID, OR, WA)

Check out the latest GESA Credit Union bonuses, promotions, and offers here.

Update 1/29/25: The $250 checking bonus offer is back for a limited time.

GESA Credit Union Bonuses Review

GESA Credit Union is headquartered in Richland, Washington and was founded in 1953. Since then they have grown to 19 locations and offer money market rates that are 36% higher than the national average. Additionally, they boast an A health rating. Finally, they focus on convenient, economical, and desirable growth for themselves and their clients.

I’ll go over the GESA Credit Union bonuses & offers below.

GESA Credit Union $250 Checking Bonus

GESA Credit Union is offering a $250 bonus when you open a qualifying checking account to complete certain requirements.

• What you’ll get: $250 Bonus
• Eligible account: Checking accounts
• Availability: ID, OR, WA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0
• How to earn it:
  • Earn $250 when you open a SmartPlus Checking account
  • To qualify you must:
    • Have a membership establishing savings account
    • Enroll in eStatements
    • Make 15 debit card transactions
    • Receive a recurring payroll or government benefit direct deposit of $250 or more (at least two)

(Limited time offer)

Fine Print

• To be eligible for the $200 checking incentive, you must open a new SmartPlus checking account, enroll in eStatements, complete 15 debit card transactions (ATM transactions excluded), and receive a recurring payroll or government benefit direct deposit of $250 or more within 60 days of opening the checking account.
• The checking account must be opened with a minimum of $5 if opened in the branch, or $25 if opened online.
• No minimum ongoing balance is required. Only one $200 SmartPlus checking incentive can be earned per member.
• You must not have had a Gesa membership within the last 2 years to be eligible.
• To be eligible for the additional $50 checking incentive bonus, you must also choose a Local Heroes, Forevergreen, high school or college Affinity debit card during the opening of your new SmartPlus checking account.
• Incentive payments will be paid by direct deposit into the member’s savings account after all qualification criteria has been met and within 60 days of the SmartPlus checking account being opened.
• The incentive payments are subject to required IRS reporting.

GESA Credit Union $100 Referral Bonuses

GESA Credit Union is offering a $100 bonus when you refer friends and family to open a qualifying checking account to complete certain requirements.

• What you’ll get: $100 Bonus (Up to $1,000)
• Eligible account: Checking
• Availability: ID, OR, WA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0
• How to earn it:
  • Refer friends and family to Gesa Credit Union.
  • New members must open a savings account and a SmartPlus Checking account to be eligible for the referral incentive(s).
  • The checking account must be opened with a minimum deposit of $25 if opened online.
  • Earn $100 for every qualified referral who joins.

(Limited time offer)

Fine Print

• Only one $100 referral incentive payment will be made per new referred member.
• See full Terms and Conditions at gesa.com/promotions/friends-and-family-referral.
• New members can refer up to 9 new members. Existing Gesa members can refer up to 10 new members.
• For both new members and existing members, a maximum of $1,000 in referral incentives may be claimed before the program ends.
• New members will receive a $100 incentive for being successfully referred to Gesa and can refer up to 9 new members to earn up to $1,000.
• This promotion is available for a limited time only and can end at any time.
• New members must open a savings account and a SmartPlus Checking account to be eligible for the referral incentive(s).
• The checking account must be opened with a minimum deposit of $25 if opened online.
• No minimum ongoing balance is required to obtain the referral incentive(s).
• For both new members and existing Gesa members, referral incentives will be paid by direct deposit into the member’s savings account and within 60 days of the SmartPlus checking account opening.
• The incentive payments are subject to required IRS reporting.
• This offer cannot be combined with other offers.

GESA Credit Union $100 Checking Bonus (Expired)

GESA Credit Union is offering a $100 bonus when you open a qualifying checking account to complete certain requirements.

Editor’s Note: You can earn a $200 cash back bonus when you spend $2,000 using the Gesa Visa Diamond Credit Card.

• What you’ll get: $100 Bonus
• Eligible account: Checking accounts
• Availability: ID, OR, WA (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0
• How to earn it:
  • Open a Colossal, Addvantge, Classic, or Student Checking account
  • Open your new checking account
  • Sign up for Online Banking and eStatements
  • Complete 10 debit card purchases (excluding ATM transactions)
  • Keep your account open with a positive balance for 1 year

(Limited time offer)

Fine Print

• For a limited time only, a $200 incentive will be paid to the member’s savings account within 30 days of meeting all qualification criteria provided criteria are met within 60 days of the checking account opening.
• The incentive payment is subject to required IRS reporting.
• To be eligible for the incentive, you must open a new Colossal or Addvantage account, enroll in Online or Mobile Banking, signup to receive electronic statements and complete 10 Gesa Visa® debit card purchases (ATM transactions excluded).
• To be eligible for the additional $100 incentive, your account must remain open 12 months after the original open date and must be in good standing.
• The additional $100 incentive will be paid within 30 days of the open anniversary date.
• Maximum $300 incentives per member.
• Limit of one Colossal or Addvantage Checking account per member.

GESA Credit Union $100 Checking Bonus (Expired)

GESA Credit Union is offering a $100 bonus when you open a qualifying checking account to complete certain requirements.

• What you’ll get: $100 Bonus
• Eligible account: Checking accounts
• Availability: ID, OR, WA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0
• How to earn it:
  • Open a Colossal or Addvantge Checking account
  • Sign up for Online Banking and eStatements
  • Complete 10 debit card purchases
  • Keep your account open with a positive balance for 1 year

(Limited time offer)

Fine Print

• Only one $100 incentive per member.
• Member must not have had a Gesa Checking account within the last 90 days.
• Qualified checking accounts are Colossal or ADDvantge Checking accounts.
• No minimum ongoing balance is required to obtain this incentive.
• Checking account APYs range from 0.01% – 3.00% for tiered rate checking accounts, depending on account and balance.
• Minimum balance to obtain APY ranges from $0 to $500 and above.
• Rates, terms, and fees are subject to change any time after account opening.
• Fees may reduce earnings.
• Insured by NCUA.

How To Waive Monthly Fees

• Smart Checking Checking: None
• SmartPlus Checking: None
• Student Checking Checking: None

Conclusion

GESA Credit Union bonuses are fantastic promotions! The requirements are straightforward and easy to meet. Additionally, the added benefits of all the great features and services provided really make this a can’t miss promotion! That being said, I would highly recommend this deal only if it triggers a soft pull.

While these bank promotions are generous, you can also take advantage of our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

However, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Furthermore, some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Furthermore, feel free to comment on this post with any questions you may have about GESA Credit Union, their accounts they offer, or coupon codes.

Lastly, check back often for more GESA Credit Union Bonuses, Promotions, or Offers!