GO2Bank Bonuses: $50 Welcome Bonus & Give $50, Get $50 Referrals, 1.00% APY

Find the most recent GO2Bank bonuses, promotions, and offers here.

Currently, you can earn a $50 New Account Offer or $50 Up to $1,500 Referral bonus.

GO2Bank Bonuses Review

GO2Bank has had 20 years of innovation and service over 33 million customers. They are the ultimate banking app, very easy to use and designed to simplify banking, helping people save time and money and improve their financial wellbeing.

I’ll go over the GO2Bank offers below.

GO2Bank $50 Referral Bonus

GO2Banak is offering a $50 bonus when you refer someone to open a new checking account and meet the eligible requirements.

• What you’ll get: $50 Bonus
• Eligible account: Checking Account
• Availability: Nationwide; online only
• Credit Inquiry: Unknown
• Direct Deposit Required: Yes
• Monthly Fee: $0 with direct deposit
• How to earn it:
  • Log in to access your “Refer a friend” page and get your unique share link
  • Choose how you want to share your link and refer friends to GO2bank
  • When your referred friends become a new GO2bank customer and receive a qualifying direct deposit, you both get $50 deposited into your accounts*
  • Refer more friends and earn up to $1,500 per calendar year*

(at GO2Bank)

Fine Print

• In order for both the referred individual and the referring GO2bank accountholder to each qualify for and receive the $50 referral reward, the following conditions must be met: The referred individual may not have previously opened a GO2bank Deposit Account (“Account”); they must open a new Account between May 20, 2021 and December 31, 2022; they must open the new account using the referring GO2bank accountholder’s unique referral (share) link directly or as shared through email or social post; and they must receive in the new Account a qualifying direct deposit of $200 or more within 45 days of account opening.
• The qualifying direct deposit must be made by the referred individual’s employer, payroll provider, government benefits, or unemployment benefits payor by Automated Clearing House (ACH) deposit. Bank ACH transfers, debit card transfers, verification or trial deposits from financial institutions, tax refund deposits, mobile check cashing, and cash deposits are not qualifying deposit activities.
• Referring GO2bank accountholder and referred individual GO2bank accounts must both be in good standing to be eligible for and receive a reward.
• The reward is paid to each party within 48 hours after qualifying funds are first deposited into the referred individual’s new Account.
• New and referring GO2bank accountholders may earn no more than $1,500 in referral rewards per calendar year (January 1 – December 31).
• Referred individual acknowledges that payment of the reward will result in the referring GO2bank accountholder’s knowledge of the individual’s new Account.
• GO2bank reserves the right to cancel or modify the terms of the referral reward offer or terminate the member’s eligibility at any time with or without prior notice.
• Credits of $600 or more will be reported on tax form 1099-MISC for referring GO2bank accountholder. GO2bank, Member FDIC.

GO2Bank Earn 1.00% APY

Earn 1% APY on savings, paid quarterly on balances up to $5,000.

How to Waive Monthly Fee

$0 whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period, otherwise $5 per month

Fine Print

• Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing.
• Fees on your primary deposit account may reduce earnings on your savings account.
• APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions.
• The average national savings account interest rate of 0.08% is determined by the FDIC as of 6/21/22.
• National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available.
• Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available.
• Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.

GO2Bank $50 New Account Bonus (Expired)

GO2Banak is offering a $50 bonus when you open a new checking account and meet the eligible requirements.

• What you’ll get: $50 Bonus
• Eligible account: Checking Account
• Availability: Nationwide; online only
• Credit Inquiry: Unknown
• Direct Deposit Required: Yes
• Monthly Fee: $0 with direct deposit
• How to earn it:
  • Must open a new GO2bank account.
  • Receive qualifying direct deposit of $200 or more within 45 days of account opening.

Editor’s Note: No direct link, to receive this offer you must use a referral link

Fine Print

• The qualifying direct deposit must be made by an employer, payroll provider, government benefits, or unemployment benefits payor by Automated Clearing House (ACH) deposit.
• Bank ACH transfers, debit card transfers, verification or trial deposits from financial institutions, tax refund deposits, mobile check cashing, and cash deposits are not qualifying deposit activities.
• Offer is available for new account holders who have not previously opened an account with GO2Bank.
• New GO2Bank account must be opened between May 20, 2021, and December 31, 2021.

How to Waive Monthly Fees

• No monthly fees with an eligible direct deposit, otherwise $5 per month.

Conclusion

Although this is a rather generous bonus, I can only recommend it if it triggers a soft pull, meaning it won’t harm your credit score. Be sure to check with your local CSR to find out and let us know!

Feel free to comment on this post with any questions you may have about GO2Bank, their accounts they offer, or coupon codes.

I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Check back often for more GO2Bank Bonuses, Promotions, or Offers!