Here you can find the most recent Goldenwest Federal Credit Union bonuses, promotions, and offers.
Update 12/31/25: There’s currently an up to $250 checking bonus for new members ages 13-25 valid through 12/31/25.
Goldenwest Federal Credit Union Bonuses Review
| Eligibility: Membership in Goldenwest Credit Union is open to those who live, work, worship, volunteer, or attend school in Weber County, or select parts of Cache, Davis, Salt Lake, Utah and Washington Counties. Membership is also to those who attend school in Box Elder, Davis, Logan, Morgan, North Summit or Washington school districts and employees, students, and alumni of Utah State University and their extensions. See current membership details. |
I’ll go over the Goldenwest Federal Credit Union bonuses & offers below.
Goldenwest Federal Credit Union $250 Checking Bonus
Receive a $250 bonus when you open a checking account and meet the requirements.
- What you’ll get: $250 Bonus
- Eligible account: Checking Account
- Where it’s available: ID, UT (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Earn $50 when you open a new SMARTStart or SMARTPay checking account with debit card & e-statements
- Earn $50 after performing 6 debit card transactions within the first 90 days of opening your account
- Earn $100 when you complete the required Goldenwest Smart Money courses within one year of promotion activation
- Earn $50 after one year with an active account that remains in good standing
(Expires 12/31/2025)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- The Goldenwest Credit Union Smart Money Offer is available for ages 13-25.
- Membership and eligibility required. Members under age 18 will need a parent and/or qualified joint owner on the SMARTStart or SMARTPay account.
- Member must have both a debit card and e-statements to be eligible.
- $50 deposit will be made the Saturday after conditions are met. 2Six debit card transactions must be outgoing (no return transactions).
- Six transactions must be within 90 days of opening the account and/or activating the promotion. $50 deposit will be made the Saturday conditions are met.
- Members ages 13-17 must complete any 10 courses of their choosing with an 80% pass rate to be eligible.
- Members ages 18-25 must complete any five courses of their choosing with an 80% pass rate to be eligible.
- Must register with email tied to GWCU account. $100 deposit will be made the Monday after completing the required courses.
- Active account criteria is 24 transactions (debit, credit, ACH, or check) per year for ages 13-17, or 60 transactions (debit, credit, ACH, or check) per year for ages 18-25.
- If the member turns 18 or 26 after activating the promotion, the original transaction and course requirements will not change.
- Good standing criteria means you are not delinquent on any loan payments over 30 days, not negative over 30 days, have no charged off accounts, and have updated your address.
- $50 deposit will be made on the Saturday following the one year anniversary.
- Member NCUA.
- This offer cannot be combined with any other offers.
- Offer valid through 12/31/2025.
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Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Goldenwest Federal Credit Union Bonuses, Promotions, or Offers!
