Check out the most recent Hawthorn Bank bonuses, promotions, and offers here.
Update 1/24/25: The $300 checking bonus has been extended through 3/31/25.
Hawthorn Bank Bonuses Review
Hawthorn Bank believes everyone should have the opportunity to achieve his or her highest potential through a bank that believes in developing its community – one member at a time. They are proud to invest our resources and time to support all the people who live and work in these vibrant communities.
I’ll go over the Hawthorn Bank bonuses & offers below.
Hawthorn Bank $300 Checking Bonus
Earn a $300 bonus when you open an eligible checking account with qualifying activity.
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: MO (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0-$6.25; waivable
- How to earn it:
- Use code 2025Cash300 to open a qualifying checking account (any Hawthorn Bank checking account except Opportunity Checking and Opportunity First Step Checking).
- Set up at least two direct deposits totaling $500 or more to your new account within the first 90 days of account opening.
- After 90 days, if you’ve met the qualifications, they’ll deposit $300 into your account within 2-6 weeks after the qualifying period.
(Expires 03/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer is not available to existing Hawthorn Bank checking customers.
- To receive the bonus: 1) Open a new qualifying checking account, which is subject to approval, keep the account in good standing; AND 2) Have two or more direct deposits totaling at least $500 made to this account within 90 days of account opening.
- Deposit accounts must be opened by March 31, 2025 when offer expires.
- Checking accounts may be opened with a $25 deposit.
- After the full 90-day qualification period, qualifying customers will receive a direct deposit of $300 to their checking account within 2-8 weeks of the qualifying period end date. Accounts with a zero balance will be closed, will not qualify, and are subject to early closure fee. Please mention this offer or promo code 2025Cash300 in order to receive this incentive. Offer expires March 31, 2025
Hawthorn Bank $50/$150 Referral Bonuses
Earn a $50/$150 bonus when you refer someone to open a personal or business account.
- What you’ll get: $150 Bonus
- Eligible account: Checking Account
- Where it’s available: MO
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $0-$6.25; waivable
- How to earn it:
- Current Customer/Referrer:
- Refer a friend or family member to Hawthorn Bank by completing the Registration Form.
- Have them open a new business checking account.
- Once the requirements are met, you will receive the $50 bonus.
- New Customer/Referee:
- The new member must open a new business checking account
- Must complete two (2) or more ACH debits and/or ACH credits totaling at least $500
- Keep the account open for at least 60 days
- The referred person receives a $150 Visa Reward Card.
- Current Customer/Referrer:
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual or business referred (Referred Person or Business) to Hawthorn Bank who registers for the offer, opens a new Hawthorn Bank personal checking or business checking account and completes the other requirements listed below within the time specified in the offer.
- To make a referral, the Referrer must register for the program and share the offer with their friends, family, or co-workers.
- A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person or Business that fulfills the requirements (the first Referrer who enters information for a Referred Person or Business will be the eligible Referrer).
- The Referred Person or Business may only receive one Reward Card for opening an account and completing the requirements but may also be eligible as a Referrer.
How To Waive Monthly Fees
- Platinum Checking: $6.25 disappearing fee. Cut your monthly service charge by 25¢ with each debit card purchase up to $6.25 per statement cycle.
- Value Checking: $4.95 disappearing fee. Cut your monthly service charge by 25¢ with each debit card purchase up to $4.95 per statement cycle.
- Elite Checking: $3.95 monthly fee
- Free Checking: None
- Small Business Checking: $3.00 monthly fee. Must enroll in online banking, opt in for eStatements and maintain an active online banking enrollment.
- Business Checking: $3.00 monthly fee. Must enroll in online banking, opt in for eStatements and maintain an active online banking enrollment.
- Business Analysis: $3.00 monthly fee. Must enroll in online banking, opt in for eStatements and maintain an active online banking enrollment.
- Business NOW: $3.00 monthly fee. Must enroll in online banking, opt in for eStatements and maintain an active online banking enrollment.
- Elite Money Market: $20 monthly fee. Maintain a balance of $10,000 or more
- Money Market: $10 monthly fee. Maintain a balance of $1,500 or more
- Relationship Savings: $3.00 monthly fee. Must opt in for electronic statements.
- Personal Savings: $3.00 monthly fee. Must keep a balance of $200 or more and opt in for electronic statements
- Holiday Savings: None listed
- More Savings: None listed
- Youth Savings: None listed
- Health Savings: None listed
- Business Money Market: $10 monthly fee. Maintain a balance of $1,500 or more
- Business Savings: $3 monthly fee. Maintain a balance of $200 or more
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Conclusion
This referral bonus from Hawthorn Bank is great because it is easy to earn with easy requirements. In addition, when you open an account, you can gain access to many great features that come with it.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Feel free to comment on this post with any questions you may have about Hawthorn Bank, their accounts they offer, or coupon codes.
Check back often for more Hawthorn Bank Bonuses, Promotions, or Offers!
