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Constantly staying at Hilton properties? If so, check out this card and earn rewards for it! Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
Additionally, you can earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands, 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Another benefit is that this card comes with no annual fee! If this card interests you, see more below!
Table of Contents
Hilton Honors American Express Card Summary
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| Bonus Available | 80,000 Hilton Honors Points when you spend $1,000 within the first 3 months. |
| *Bonus Value | $480 |
| Free Nights | 5th night free on Standard Room Rewards stays of 5 nights or more booked using Points. |
| Ongoing Rewards/Benefits |
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| Foreign Transaction Fees | None |
| Elite Status | Complimentary Silver Status. Spend $20k in a calendar year for Gold Status. |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
* The Business Green Card is issued by American Express. They also offer great sign-up bonuses. You can also compare this card with other credit card bonuses!
* Bonus value is an estimated value calculated by BankCheckingSavings and not the card issuer.
View our latest valuations here.
PROS
- Sign up bonus
- The rewards
- No annual fee
- No Foreign Transaction Fees
CONS
- Good to Excellent credit needed to qualify
- Limited Rewards categories
- Worth it if you stay with Hilton Portfolio Hotels
Editor’s Alternate Pick
 The Chase Sapphire Preferred Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! Furthermore, you'll earn 2X total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services. You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
Hilton Honors Card Welcome Offer
To qualify for the bonus offer, you’ll need to spend $1,000 in purchases on the card within your first three months of Card Membership. If you need help on accomplishing the $1,000 minimum spending requirement, here are some ideas on meeting the spending requirements:
| • Plastiq: Plastiq allows you to pay for expenses that you generally won’t be able to with your card like rent, tuition, auto lease, mortgage payment, and more. There’s a 2.5% processing fee for using your credit card. However, this’ll be worth the card bonus you’ll get. There’s also a referral program where you can earn “Fee-Free Dollars” to use towards processing fees. See our Plastiq review. |
| • Fund Checking accounts with your card: Many banks will allow you to fund the opening deposit with a credit card. Consider opening Checking accounts that also offer a sign-up bonus. This way, you can work towards bonuses from two different sources. Big banks like Chase, HSBC, Huntington, and TD Bank have great offers and allow credit card funding. You can generally fund anywhere from $50 to $1,000 towards the opening deposit with a credit card, depending on the bank. |
| • Buy gift cards: Consider buying gift cards with your credit card that you can then spend later at your leisure. Individual merchant cards (restaurants, gas stations, supermarkets, etc.) generally don’t have purchase fees, so this is a plus. On the other hand, American Express and Visa gift cards will have purchase fees. Amazon gift cards are a great idea as you can shop for almost anything there with no purchase fees either. Unfortunately, Citi credit cards tend to code gift card purchases as Cash Advances and there’ll be a fee. Call in to customer service and lower your Cash Advance limit to $0 before purchasing gift cards. You can also buy discounted gift cards as well from Raise or find gift cards on eBay. |
| • Everyday spending & bills: Always using your credit card for everyday spending, such as for dining, gas, groceries, etc. You can also use your credit card to pay for things like insurance bills, property taxes and income taxes. However, you’ll have to consider the convenience fees. |
Earning Hilton Honors Points
Every $1 spent at Hilton properties or partner hotels and resorts earns 7 Hilton Honors points. Every $1 spent at U.S. restaurants, U.S. supermarkets, U.S. gas stations earns an unlimited 5 points. All other purchases earn an unlimited 3 points per $1 spent. If you shop for groceries a lot or eat out a lot, this card makes it easy to earn points!
You also receive 500 bonus points whenever you use your Hilton Honors Card to reserve a room when you book. Remember to use the same card to pay for your room when you arrive at the Hilton property.
Your points don’t expire as long as you have some sort of account activity, such as earning points through card transactions or redeeming points for stays, during a 12-month period.
Redeeming Hilton Honors Points
Use your earned points across any of Hilton’s hotel brands. These include Canopy, Conrad, Curio, DoubleTree, Embassy Suites, Hampton Inn, Hilton, Hilton Garden Inn, Hilton Grand Vacations, Home2Suites, Homewood Suites, Tru, and Waldorf Astoria.
No matter where you go or what you’re looking for, Hilton features a large selection of hotel brands to give you a plethora of options.
You can also use your points to pay for part of your award stay and pay the rest with cash. It’s best to use this option on higher hotel redemptions.
Hilton doesn’t have an award chart like other hotel chains do, so you’ll need to search for travel dates and destinations on your own to find the best deals. Fortunately, their site makes it easy to find places to stay with points. You can search across all their brands in one area, and change dollar and point amounts on the side.
Hilton Honors Card Top Features
Earn 7X Hilton Honors bonus points for each dollar eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio. The Hilton Portfolio:
- 5,100 Properties
- 103 Countries
Earn 5X Hilton Honors bonus points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 3X Hilton Honors bonus points on all other eligible purchases.
Cardholders will get automatic Silver status in the Hilton Honors program and an upgrade to Gold status when you spend $20,000 in a calendar year. Perks include bonus points, room upgrades, and complementary breakfast. If you stay at Hilton properties frequently, you can get a lot of value out of this card.
Silver Status Benefits:
- Guaranteed member discount
- Extra points towards free nights (20%)
- No resort fees on Reward stays
- In-Room and Lobby Wi-Fi
- Late Check-out
- 5th Standard Reward Night Free
- Elite Tier Rollover Nights
Highlight Gold Status:
- All Silver Status benefits
- Extra points towards free nights is 80% instead of 20%
- Space-available Room Upgrade (up to Executive room type)
- Complimentary breakfast at all hotels
- Unlimited Milestone Bonuses
This is a great perk for those who frequently travel outside the states. You can save the 2.7% – 3% fee on purchases made outside the U.S.
Conclusion
With the Hilton HonorsTM Card from American Express, be rewarded for your constant stays at Hilton properties. If you enjoy staying at Hilton portfolio hotels or earning free perks and bonuses, then this card would be a good fit for you. There is no annual fee and you can easily earn a multitude of extra bonus points in many ways. They offer a fast track to Gold status if you spend $20,000 in a calendar year and wish to upgrade. Definitely check out this card to save you on your stays. Find our complete list of credit card promotions today!
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Learn more about this card and its features here.
What’s the Competition?
* Below are some of the top competitors to the Hilton HonorsTM Card from American Express to consider.
 The Capital One Quicksilver Cash Rewards Card offers a one-time $200 cash bonus after spending $500 on purchases within 3 months from account opening. You'll be able to earn an unlimited 1.5% cash back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
 The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. You'll earn: • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. • 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases. You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter! This card has no annual fee. |
The Chase Sapphire Preferred Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! Furthermore, you'll earn 2X total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services. You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Aspiration | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 25 Checking | $500 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Ally Invest | Up to $3,500 Cash | Review |
